| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 22.7% | 22.7% | 22.8% | 20.5% | — | ||
| 1.8% | 1.8% | 1.6% | 1.3% | — | ||
Margins & efficiency | ||||||
| 3.4% | 3.4% | 3.5% | 3.2% | — | ||
| 37.1% | 37.1% | 38.4% | 37.6% | — | ||
| 1.1% | 1.1% | 1.7% | 1.8% | — | ||
| 1.6% | 1.6% | 1.7% | 1.6% | — | ||
| 10.8% | 10.8% | 12.2% | 12.8% | — | ||
| 82.2% | 82.2% | 76.9% | 74.0% | — | ||
Additional | ||||||
| 12.9% | 10.7% | 3.6% | 7.0% | 24.5% | ||
| — | 27.4% | 18.0% | 21.6% | 12.9% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | — | 20.49 | 22.82 | 22.66 | 22.66 | |
| Return on Assets | — | 1.32 | 1.63 | 1.76 | 1.76 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on assets) | — | 3.20 | 3.45 | 3.43 | 3.43 | |
| Cost to Income | — | 37.56 | 38.36 | 37.08 | 37.08 | |
| Credit Cost (provisions / avg advances) | — | 1.82 | 1.65 | 1.13 | 1.13 | |
| Operating Expenses / Avg Assets | — | 1.57 | 1.71 | 1.60 | 1.60 | |
| Other Income Share of Total Income | — | 12.76 | 12.16 | 10.79 | 10.79 | |
| Credit-Deposit Ratio | — | 73.96 | 76.87 | 82.19 | 82.19 | |
| Additional | ||||||
| Effective Tax Rate | 24.47 | 6.99 | 3.55 | 10.67 | 12.91 | |
| Dvd Payout Ratio | 12.93 | 21.57 | 17.96 | 27.39 | — | |