| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 |
|---|
Returns | ||||
|---|---|---|---|---|
| 10.5% | 10.5% | 11.0% | 8.3% | |
| 5.3% | 5.3% | 6.0% | 4.3% | |
Margins & efficiency | ||||
| 10.7% | 10.7% | 11.3% | 9.5% | |
| 35.8% | 35.8% | 31.6% | 34.9% | |
| 0.8% | 0.8% | 0.6% | 1.5% | |
| 27.3% | 28.4% | 32.4% | 25.2% | |
Leverage | ||||
| 2.20× | 2.20× | 1.77× | 1.95× | |
| 1.19× | 1.19× | 0.74× | 0.92× | |
Additional | ||||
| 18.3% | 21.6% | 22.5% | 22.0% | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|
| Returns | |||||
| Return on Common Equity | 8.30 | 10.98 | 10.50 | 10.50 | |
| Return on Assets | 4.25 | 5.98 | 5.26 | 5.26 | |
| Margins & Efficiency | |||||
| Net Interest Margin (on avg assets) | 9.49 | 11.31 | 10.71 | 10.71 | |
| Cost to Income | 34.86 | 31.60 | 35.82 | 35.82 | |
| Credit Cost (impairment / avg loans) | 1.46 | 0.62 | 0.83 | 0.83 | |
| Net Income Margin | 25.21 | 32.44 | 28.39 | 27.26 | |
| Leverage | |||||
| Leverage (Assets/Equity) | 1.95 | 1.77 | 2.20 | 2.20 | |
| Total Debt/Equity | 0.92 | 0.74 | 1.19 | 1.19 | |
| Additional | |||||
| Effective Tax Rate | 22.00 | 22.51 | 21.61 | 18.26 | |