Market closed · data as of 27 Aug 2026 · source NSE via Alphave. Open the live chart →
Bajaj Finance is India's largest non-bank lender, with a diversified retail book spanning consumer durable financing (its original moat at electronics store checkouts), personal loans, two-wheeler finance, SME and commercial lending, loans against securities, and rural finance, plus a large deposits franchise. Its subsidiaries include Bajaj Housing Finance (mortgages) and Bajaj Financial Securities, and its app-based cross-sell ecosystem to a customer franchise of over 100 million drives fee and loan growth. Earnings hinge on AUM growth, NIM and credit costs across consumer credit cycles.
India's largest NBFC by market capitalization and among the largest by AUM.
Bajaj Finance Ltd. is a constituent of NIFTY 100, NIFTY 200, NIFTY 50, NIFTY 500, NIFTY FIN SERVICE, BSE SENSEX. See where it sits on the market heatmap →
Consolidated annual figures taken from Bajaj Finance Ltd.'s own filed statements — not estimates, and not restated by us. The most recent period shown is FY26 (year ended 31 Mar 2026).
Per-share figures are not restated. Shares outstanding changed from 62.09 crore to 621.79 crore in FY26, consistent with a bonus issue or stock split. Each year's EPS and book value below are as that year was filed, on that year's share count — so the per-share line falls across FY26 even where profit did not. Compare the absolute figures (EBITDA, free cash flow, total debt) and the margins across that boundary, not the per-share ones.
| Metric | FY26 | FY25 | FY24 |
|---|---|---|---|
| EPS (basic, ₹) | 30.60 | 268.94 | 236.89 |
| Book value / share (₹) | 188.14 | 1,593.57 | 1,241.03 |
| Return on equity | 16.3% | 16.8% | 18.8% |
| Operating margin | 66.8% | 67.2% | 69.2% |
| Net margin | 23.6% | 24.1% | 26.3% |
| EBITDA | ₹55,733 Cr | ₹47,672 Cr | ₹38,697 Cr |
| Free cash flow | ₹-66,751 Cr | ₹-69,236 Cr | ₹-73,798 Cr |
| Interest coverage | 1.9 | 1.9 | 2.0 |
| Shares outstanding | 6,21,79,00,000 | 62,08,50,000 | 61,80,00,000 |
Open the full income statement, balance sheet and cash flow for BAJFINANCE →
As disclosed for the quarter ended 30 Jun 2026.
Institutional ownership changes quarter to quarter. See daily FII and DII flows across the market →
Companies Alphave classifies in the same sub-sector, closest by market capitalisation.