In ₹ Crore except Per Share Latest Annual	TSFINV FY26	UJJIVANSFB FY26	TMB FY26	STYL FY26	Peer Average
Valuation — at last close
P/E	17.32×	15.72×	◆ 9.61×	21.36×	15.56× +11%
P/B	1.50×	1.60×	◆ 1.27×	3.74×	2.20× -32%
EV/EBITDA	38.57×	—	—	◆ 13.17×	13.17× +193%
Market Cap	₹9,034 Cr	₹10,904 Cr	₹12,856 Cr	₹5,339 Cr	₹9,700 Cr -7%
Growth
Revenue CAGR 3Y	◆ 121.65%	43.90%	17.95%	—	30.92% +293%
Revenue CAGR 5Y	◆ 75.35%	20.86%	—	—	20.86% +261%
Net Income CAGR 3Y	◆ 30.69%	-14.29%	—	—	-14.29% +315%
Revenue YoY (latest Q)	◆ 70.91%	26.32%	26.58%	15.03%	22.64% +213%
Net Income YoY (latest Q)	-21.11%	◆ 199.91%	42.09%	21.21%	87.74% -124%
Profitability
EBITDA Margin	20.63%	—	—	◆ 26.33%	26.33% -22%
NIM (banks)	—	◆ 7.36%	3.57%	—	5.46%
Net Income Margin	◆ 53.83%	8.62%	19.97%	16.65%	15.08% +257%
Return on Common Equity	8.97%	10.74%	13.99%	◆ 16.83%	13.85% -35%
Return on Capital Employed	3.07%	—	—	◆ 22.44%	22.44% -86%
Return on Assets	8.43%	1.32%	1.89%	◆ 14.40%	5.87% +44%
Credit & Quality
Total Debt/Equity	◆ 0.04×	—	—	0.05×	0.05× -20%
Interest Coverage	7.42×	—	—	◆ 16.06×	16.06× -54%
Gross NPA (banks)	—	2.26%	◆ 0.73%	—	1.49%
Cost/Income (banks)	—	65.65%	◆ 45.50%	—	55.58%
Scale — latest FY
Revenue / Total Income	₹985 Cr	₹8,039 Cr	₹6,696 Cr	₹1,441 Cr	₹5,392 Cr -82%
Net Income	₹530 Cr	₹693 Cr	₹1,338 Cr	₹240 Cr	₹757 Cr -30%
Total Assets	₹6,748 Cr	₹57,541 Cr	₹75,300 Cr	₹1,667 Cr	₹44,836 Cr -85%
EPS	₹23.49	₹3.57	₹84.47	₹15.45	₹34.5 -32%
Book Value per Share	₹271.63	₹35.08	₹638.47	₹88.15	₹253.9 +7%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.