Star Health and Allied Insurance Company quarterly results

Q2 FY27 · Jul–Sep 2026

₹ crore	Q2 FY27	Q2 FY26	Change
EBITDA	345	74.7	+362.3%
Profit before tax	352	77.7	+352.7%
Net profit	265	54.9	+382.3%
EPS	₹4.50	₹0.92	+389.1%

Every quarter

₹ crore except per share

Tap a line for its trend	Q2 FY27Sep 2026	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025

Expenses
	6.2	7.5	1.9	1.7	3.0	0.4	2.4
	290	283	—	—	—	—	—
	345	734	149	172	74.7	352	−3.3
	345	734	149	172	74.7	352	−3.3
Profit
	352	742	151	173	77.7	352	−0.9
	250	130	—	—	—	—	—
	−164	61.8	—	—	—	—	—
	265	550	111	128	54.9	263	0.5
	266	550	—	—	—	—	—
Per share
	₹4.50	₹9.34	₹1.89	₹2.18	₹0.92	₹4.47	₹0.01
	₹4.49	₹9.33	—	—	—	—	—
Revenue detail — as filed
	—	—	4,545	4,445	4,266	4,115	3,987
	268	644	—	—	—	—	—
	—	—	216	192	182	177	186
Expense detail — as filed
	—	—	629	519	441	395	458
	770	660	—	—	—	—	—
	—	—	793	682	691	508	760
	—	—	793	682	691	508	760
	—	—	19.0	19.3	18.3	15.2	15.1
	—	—	0.2	0.1	0.0	0.0	0.4
Profit build-up — alternate / pre-Ind-AS tags
	—	—	151	173	77.7	352	−0.9
	352	742	—	—	—	—	—
	—	—	151	173	77.7	352	−0.9
	—	—	39.9	45.2	22.8	89.5	−1.4
	—	—	111	128	54.9	263	0.5
	—	—	111	128	54.9	263	0.5
Other comprehensive income — detail
	1.1	0.0	—	—	—	—	—
	1.5	—	—	—	—	—	—
	0.4	0.0	—	—	—	—	—
Per share — as-filed variants
	₹4.50	₹9.34	—	—	—	—	—
	₹4.49	₹9.33	—	—	—	—	—
	—	—	₹1.89	₹2.18	₹0.93	₹4.47	₹0.01
	—	—	₹1.89	₹2.18	₹0.92	₹4.47	₹0.01
Appropriations & transfers
	—	—	64.0	69.2	−19.2	249	−86.9
	—	—	7,001	6,890	6,755	6,699	6,436
Insurance — revenue account (Policyholders')
	—	—	4,327	4,250	4,081	3,938	3,798
	—	—	5,968	4,624	4,424	3,605	5,138
	—	—	5,599	4,361	4,233	3,457	4,820
	—	—	884	780	676	620	684
	—	—	18.8	19.2	18.3	15.2	14.6
	—	—	2,641	3,055	2,828	2,763	2,655
	3,498	3,319	2,805	2,913	2,918	2,739	2,630
	—	—	164	−142	90.0	−24.3	−24.5
Insurance — Shareholders' account
	—	—	170	193	96.0	367	14.2
	—	—	105	123	115	118	97.0
	—	—	64.0	69.2	−19.2	249	−86.9
	—	—	0.0	0.0	0.0	0.0	0.0
	—	—	0.0	0.0	0.0	0.0	0.0
Insurance — result & transfers
	—	—	−154	−125	−204	71.7	−275
	—	—	64.0	69.2	−19.2	249	−86.9
	—	—	1.7	0.1	0.2	0.5	4.1
Insurance — IRDAI ratios (as filed, not percentages)
	2.05×	2.09×	2.05×	2.14×	2.15×	2.22×	2.21×
	₹2.05	₹2.09	₹2.05	₹2.14	₹0.02	₹2.22	₹2.21
	—	—	₹0.95	₹1.02	₹1.04	₹1.02	₹0.99
	—	—	₹0.65	₹0.69	₹0.72	₹0.70	₹0.69
	—	—	₹0.94	₹0.94	₹0.96	₹0.96	₹0.94
	—	—	₹0.30	₹0.34	₹0.33	₹0.33	₹0.30
Regulatory disclosures — filed alongside, not part of the P&L
	—	—	₹0.00	₹0.00	₹0.00	−₹1.00	−₹1.00
	—	—	₹0.00	₹0.00	₹0.00	₹1.00	₹1.00
	14.6	—	6.8	—	5.2	—	7.5
Adjusted (ex-exceptional items) — derived
	265	550	—	—	—	—	—
	₹4.50	₹9.34	—	—	—	—	—

Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

STARHEALTH₹532.40

Star Health and Allied Insurance Company Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersNIVABUPA ICICIGI UCOBANK PINELABS AADHARHFC AAVAS NUVAMA ABSLAMCMcap ₹31,313 Cr

View

In ₹ Crore except Per Share 3 Months Ending	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026	Q2 FY27 30/09/2026
Other Income	2.4	0.4	3.0	1.7	1.9	7.5	6.2
Expenses
+ Other Expenses	—	—	—	—	—	283.0	290.0
EBITDA	-3.3	351.7	74.7	171.7	149.3	734.2	345.5
EBIT	-3.3	351.7	74.7	171.7	149.3	734.2	345.5
Profit
Pretax Income	-0.9	352.0	77.7	173.4	151.2	741.7	351.6
+ Current Tax	—	—	—	—	—	130.2	250.5
+ Deferred Tax	—	—	—	—	—	61.8	-163.6
Net Income	0.5	262.5	54.9	128.2	111.3	549.7	264.8
Total Comprehensive Income	—	—	—	—	—	549.7	265.9
Per Share
Basic EPS	0.01	4.47	0.92	2.18	1.89	9.34	4.50
Diluted EPS	—	—	—	—	—	9.33	4.49
Revenue Detail — as filed
+ Operating Income	3,986.6	4,115.2	4,265.7	4,444.6	4,545.4	—	—
+ Investment Income	—	—	—	—	—	643.7	267.6
+ Income from Investments (net)	185.9	176.6	181.9	192.5	216.4	—	—
Expense Detail — as filed
+ Employee Remuneration & Welfare	458.1	394.7	441.0	518.8	628.8	—	—
+ Commission	—	—	—	—	—	660.3	770.4
+ Commission (net)	759.8	507.8	690.9	682.1	792.6	—	—
+ Commission & Brokerage (net)	759.8	507.8	690.9	682.1	792.6	—	—
+ Non-operating Expense	15.1	15.2	18.3	19.3	19.0	—	—
+ Non-operating Provision — Doubtful Debts	0.4	0.0	0.0	0.1	0.2	—	—
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit before Extraordinary Items	-0.9	352.0	77.7	173.4	151.2	—	—
Profit / (Loss) before Tax	—	—	—	—	—	741.7	351.6
Profit / (Loss) before Tax — alt tag	-0.9	352.0	77.7	173.4	151.2	—	—
+ Provision for Tax	-1.4	89.5	22.8	45.2	39.9	—	—
Profit / (Loss) after Tax	0.5	262.5	54.9	128.2	111.3	—	—
Profit Carried to Balance Sheet	0.5	262.5	54.9	128.2	111.3	—	—
Other Comprehensive Income — detail
+ Other Comprehensive Income	—	—	—	—	—	0.0	1.1
+ Items NOT to be Reclassified to P&L	—	—	—	—	—	—	1.5
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	0.0	0.4
Per Share — as-filed variants
Basic EPS — Continuing Operations	—	—	—	—	—	9.34	4.50
Diluted EPS — Continuing Operations	—	—	—	—	—	9.33	4.49
Basic & Diluted EPS before Extraordinary (not annualised)	0.01	4.47	0.93	2.18	1.89	—	—
Basic & Diluted EPS after Extraordinary (not annualised)	0.01	4.47	0.92	2.18	1.89	—	—
Appropriations & Transfers
+ Transfer to Profit & Loss Account	-86.9	248.6	-19.2	69.2	64.0	—	—
Reserves & Surplus excl. Revaluation Reserve	6,435.9	6,698.6	6,755.4	6,889.6	7,000.8	—	—
Insurance — Revenue Account (Policyholders')
Premium Earned	3,798.3	3,938.3	4,080.8	4,250.4	4,327.2	—	—
+ Gross Premiums Written	5,138.0	3,605.5	4,423.8	4,624.2	5,968.4	—	—
+ Net Premium Written	4,819.6	3,457.4	4,233.4	4,360.9	5,598.6	—	—
+ Operating Expenses — Insurance Business	683.6	619.7	676.4	779.9	883.9	—	—
+ Non-operating Expenses — Non-insurance	14.6	15.2	18.3	19.2	18.8	—	—
+ Claims Paid	2,654.6	2,763.4	2,827.7	3,055.2	2,640.6	—	—
+ Incurred Claims	2,630.1	2,739.0	2,917.6	2,913.5	2,805.0	3,318.9	3,498.3
+ Change in Outstanding Claims	-24.5	-24.3	90.0	-141.7	164.4	—	—
Insurance — Shareholders' Account
+ Income — Shareholders' Account	14.2	367.2	96.0	192.7	170.2	—	—
+ Shareholders' Investment Income	97.0	118.0	115.0	123.4	104.6	—	—
+ Transfer from Policyholders' Fund	-86.9	248.6	-19.2	69.2	64.0	—	—
With Unrealised Gains	0.0	0.0	0.0	0.0	0.0	—	—
Without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	—	—
Insurance — Result & Transfers
Underwriting Profit / (Loss)	-275.2	71.7	-204.1	-125.0	-154.3	—	—
Operating Profit / (Loss)	-86.9	248.6	-19.2	69.2	64.0	—	—
+ Other Income — Shareholders' Account	4.1	0.5	0.2	0.1	1.7	—	—
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio (x, one scale)	2.21	2.22	2.15	2.14	2.05	2.09	2.05
Solvency Ratio (as filed)	2.21	2.22	0.02	2.14	2.05	2.09	2.05
Combined Ratio	0.99	1.02	1.04	1.02	0.95	—	—
Incurred Claim Ratio	0.69	0.70	0.72	0.69	0.65	—	—
Net Retention Ratio	0.94	0.96	0.96	0.94	0.94	—	—
Expenses of Management Ratio	0.30	0.33	0.33	0.34	0.30	—	—
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — During the Period	-1.00	-1.00	0.00	0.00	0.00	—	—
Investor Complaints — Disposed	1.00	1.00	0.00	0.00	0.00	—	—
Related-party Transactions — During the Period	7.5	—	5.2	—	6.8	—	14.6
Adjusted (ex-Exceptional Items) — derived
Net Income Adj (tax-effected)	—	—	—	—	—	549.7	264.8
EPS Adj	—	—	—	—	—	9.34	4.50
Other Filed Concepts — mapped but not yet placed in the schedule
Operating Expenses	4,073.5	3,866.5	4,284.9	4,375.4	4,481.4	—	—
Other Operating Expenses	225.5	225.0	235.4	261.1	255.1	—	—

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Star Health and Allied Insurance Q2 FY27 results (July–September 2026)

Filed with NSE on Tuesday, 27 October 2026 at 9:02 pm IST

Star Health and Allied Insurance (NSE: STARHEALTH) reported its Q2 FY27 results (July–September 2026) on Tuesday, 27 October 2026 at 9:02 pm IST. Consolidated net profit was ₹265 crore, up 382.3% from ₹54.9 crore in Q2 FY26 and down 51.8% from ₹550 crore in Q1 FY27.

Q2 FY26 results (a year earlier): 28 October 2025
Q3 FY27 results due by: 14 February 2027

Q2 FY27 at a glance · consolidated

Net profit: ₹265 Cr+382.3% vs Q2 FY26−51.8% vs Q1 FY27
Earnings per share (basic): ₹4.50+389.1% vs Q2 FY26−51.8% vs Q1 FY27

Questions

What was Star Health and Allied Insurance's net profit in Q2 FY27?

Consolidated net profit was ₹265 crore, up 382.3% from ₹54.9 crore in Q2 FY26 and down 51.8% from ₹550 crore in Q1 FY27.

What was Star Health and Allied Insurance's net profit in the first half of FY27?

Consolidated net profit for the first half of FY27 (April–September 2026) was ₹815 crore, up 156.6% from ₹317 crore in the same months a year earlier.

How has Star Health and Allied Insurance's profit changed over the last four quarters?

Net profit by quarter: ₹128 crore in Q3 FY26, ₹111 crore in Q4 FY26, ₹550 crore in Q1 FY27 and ₹265 crore in Q2 FY27. That is ₹1,054 crore over the four quarters.

How were Star Health and Allied Insurance's Q2 FY27 results?

Against Q2 FY26, net profit was up 382.3% at ₹265 crore. Against Q1 FY27, net profit was down 51.8%.

What was Star Health and Allied Insurance's EPS in Q2 FY27?

Basic earnings per share were ₹4.50, against ₹0.92 in Q2 FY26.

What was Star Health and Allied Insurance's net profit in FY26?

Consolidated net profit was ₹557 crore in FY26 (April 2025–March 2026), down 13.8% from ₹646 crore in FY25.

When did Star Health and Allied Insurance announce its Q2 FY27 results?

On Tuesday, 27 October 2026 at 9:02 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 28 October 2025.

When will Star Health and Allied Insurance announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Star Health and Allied Insurance figures come from?

From Star Health and Allied Insurance's own consolidated results filings to NSE, in ₹ crore as filed (Q2 FY27 on 27 October 2026). Growth compares the same consolidated figures a year and a quarter earlier.

Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.