In ₹ Crore except Per Share Latest Annual	STARHEALTH FY26	NIVABUPA FY26	ICICIGI FY26	UCOBANK FY26	Peer Average
Valuation — at last close
P/E	54.83×	102.51×	28.41×	◆ 10.00×	46.97× +17%
P/B	4.02×	3.52×	4.68×	◆ 0.83×	3.01× +34%
EV/EBITDA	41.49×	108.84×	◆ 22.03×	—	65.43× -37%
Market Cap	₹30,539 Cr	₹13,406 Cr	₹78,762 Cr	₹27,712 Cr	₹39,960 Cr -24%
Growth
Revenue CAGR 3Y	—	—	—	13.84%	13.84%
Revenue CAGR 5Y	—	—	—	15.54%	15.54%
Net Income CAGR 3Y	—	—	—	14.12%	14.12%
Revenue YoY (latest Q)	—	—	—	10.14%	10.14%
Net Income YoY (latest Q)	◆ 382.35%	67.47%	15.48%	26.77%	36.57% +945%
Profitability
NIM (banks)	—	—	—	2.69%	2.69%
Net Income Margin	—	—	—	9.31%	9.31%
Return on Common Equity	7.62%	3.45%	◆ 17.80%	8.62%	9.96% -23%
Return on Capital Employed	◆ 26.73%	-18.55%	-12.06%	—	-15.30% +275%
Return on Assets	7.14%	3.87%	◆ 17.85%	0.73%	7.48% -5%
Credit & Quality
Total Debt/Equity	0.06×	0.07×	◆ 0.00×	—	0.04× +71%
Gross NPA (banks)	—	—	—	2.17%	2.17%
Cost/Income (banks)	—	—	—	52.92%	52.92%
Scale — latest FY
Revenue / Total Income	—	—	—	₹29,741 Cr	₹29,741 Cr
Net Income	₹557 Cr	₹131 Cr	₹2,772 Cr	₹2,768 Cr	₹1,890 Cr -71%
Total Assets	₹8,021 Cr	₹3,452 Cr	₹16,072 Cr	₹3.96L Cr	₹1.38L Cr -94%
EPS	₹9.47	₹0.71	₹55.74	₹2.21	₹19.55 -52%
Book Value per Share	₹129.04	₹20.67	₹338.75	₹26.52	₹128.65 0%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.