In ₹ Crore except Per Share 12 Months Ending | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 389.5 | 427.9 | 509.7 | 448.0 | 450.8 | 455.5 | 421.5 | 425.1 | 865.2 | 494.8 | 516.9 | 515.1 | |
| Other Income | 2.2 | 2.7 | 0.8 | 2.4 | 1.8 | 2.5 | 3.9 | 0.7 | 2.6 | 0.7 | 4.2 | 0.5 | |
| Total Income | 391.6 | 430.6 | 510.5 | 450.4 | 452.6 | 457.9 | 425.4 | 425.8 | 867.8 | 495.5 | 521.1 | 515.6 | |
| Expenses | |||||||||||||
| + Employee Benefit Expense | 73.3 | 72.7 | 83.1 | 83.5 | 83.9 | 84.4 | 87.2 | 87.3 | 178.8 | 93.6 | 96.5 | 101.6 | |
| + Finance Costs | 34.8 | 40.3 | 46.6 | 50.7 | 52.1 | 51.0 | 52.5 | 56.0 | 107.3 | 56.8 | 57.3 | 55.5 | |
| + Depreciation & Amortisation | 9.4 | 8.5 | 7.7 | 7.7 | 6.9 | 7.5 | 8.3 | 6.6 | 13.7 | 7.1 | 7.3 | 5.4 | |
| + Other Expenses | 30.7 | 27.0 | 31.1 | 26.7 | 28.6 | 34.5 | 33.3 | 32.7 | 64.2 | 37.1 | 43.8 | 39.7 | |
| Total Expenses | 339.6 | 363.4 | 425.2 | 381.3 | 391.6 | 402.1 | 419.2 | 387.4 | 801.7 | 456.5 | 491.8 | 469.0 | |
| EBITDA | 94.0 | 113.2 | 138.8 | 125.2 | 118.2 | 111.8 | 63.0 | 100.3 | 184.5 | 102.1 | 89.7 | 106.9 | |
| EBIT | 84.6 | 104.8 | 131.1 | 117.4 | 111.3 | 104.3 | 54.7 | 93.7 | 170.8 | 95.1 | 82.4 | 101.6 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | 52.0 | 67.2 | 85.3 | 69.1 | 61.0 | 55.8 | 6.1 | 38.4 | 66.2 | 39.0 | 29.3 | 46.6 | |
| + Exceptional Items | 0.0 | -0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Pretax Income | 52.0 | 67.2 | 85.3 | 69.1 | 61.0 | 55.8 | 6.1 | 38.4 | 66.2 | 39.0 | 29.3 | 46.6 | |
| + Current Tax | 16.3 | 16.7 | 18.7 | 15.3 | 15.7 | 9.8 | 5.8 | 7.3 | 18.7 | 11.6 | -0.3 | 12.2 | |
| + Deferred Tax | -4.2 | -1.6 | 0.5 | 0.6 | -0.3 | 2.2 | -3.8 | 1.1 | -3.5 | -3.4 | 8.2 | -2.4 | |
| Tax Expense | 12.1 | 15.2 | 19.1 | 15.9 | 15.4 | 11.9 | 2.0 | 8.4 | 15.2 | 8.2 | 7.9 | 9.8 | |
| + Share of Associates & JVs | -0.0 | 0.0 | -0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Net Income | 39.9 | 52.0 | 66.2 | 53.2 | 45.6 | 43.9 | 4.1 | 30.0 | 50.9 | 30.8 | 21.5 | 36.7 | |
| + Net Income — Continuing Ops | 39.9 | 52.0 | 66.2 | 53.2 | 45.6 | 43.9 | 4.1 | 30.0 | 50.9 | 30.8 | 21.5 | 36.7 | |
| + Other Comprehensive Income | 0.9 | 0.2 | -0.3 | -0.1 | 0.3 | 1.8 | -1.2 | -0.3 | 2.9 | 1.1 | 6.0 | 0.2 | |
| Total Comprehensive Income | 40.8 | 52.2 | 65.9 | 53.2 | 45.9 | 45.7 | 2.9 | 29.7 | 53.8 | 31.9 | 27.5 | 36.9 | |
| Net Income to Common | 0.0 | 0.0 | — | 53.0 | 0.0 | 43.7 | 3.7 | 29.7 | 50.4 | 30.5 | 21.1 | 36.6 | |
| Minority Interest | 0.0 | 0.0 | — | 0.2 | 0.0 | 0.2 | 0.4 | 0.2 | 0.6 | 0.3 | 0.4 | 0.2 | |
| Per Share | |||||||||||||
| Basic EPS | 3.81 | 4.93 | 6.30 | 5.06 | 4.33 | 4.17 | 0.36 | 2.84 | 4.81 | 1.46 | 1.01 | 1.75 | |
| Diluted EPS | 3.81 | 4.93 | 6.30 | 5.06 | 4.33 | 4.17 | 0.36 | 2.84 | 4.81 | 1.46 | 1.01 | 1.75 | |
| Revenue Detail — as filed | |||||||||||||
| + Rental Income | — | 0.3 | — | 0.2 | 0.2 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| + Dividend Income | — | 0.0 | — | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 | 0.0 | |
| + Fees & Commission Income | — | 279.9 | — | 279.9 | 283.4 | 265.3 | 284.4 | 245.6 | 529.0 | 302.2 | 340.9 | 310.6 | |
| + Net Gain on Fair Value Changes | — | 12.6 | — | 17.9 | 6.7 | 27.1 | -9.3 | 5.8 | 6.9 | 15.4 | -4.3 | 5.8 | |
| + Net Gain on Derecognition — Amortised Cost | — | 0.0 | — | 0.0 | 2.1 | -0.3 | 0.0 | 0.0 | 0.0 | 2.7 | 0.0 | 0.9 | |
| Expense Detail — as filed | |||||||||||||
| + Fees & Commission Expense | — | 211.9 | — | 207.3 | 215.5 | 220.1 | 233.0 | 201.1 | 430.7 | 256.7 | 280.3 | 264.3 | |
| + Impairment on Financial Instruments | — | 3.0 | — | 5.3 | 4.6 | 4.7 | 5.1 | 3.7 | 7.0 | 5.3 | 6.6 | 2.5 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | — | 0.2 | — | -0.1 | 0.3 | 1.8 | -1.2 | -0.3 | 2.9 | 1.1 | 6.0 | 0.2 | |
| + Items NOT to be Reclassified to P&L | 0.2 | — | -0.8 | -0.1 | -0.1 | -0.1 | -1.2 | -0.3 | -0.8 | -0.3 | 1.6 | 0.1 | |
| + Tax on Items NOT to be Reclassified | — | — | — | — | — | — | -0.4 | 0.0 | -0.2 | 0.0 | 0.4 | 0.0 | |
| + Tax on Items NOT to be Reclassified — alt tag | 0.0 | -0.1 | -0.2 | -0.0 | -0.0 | -0.0 | — | — | — | — | — | — | |
| + Items to be Reclassified to P&L | 0.8 | — | 0.3 | -0.0 | 0.3 | 1.8 | -0.3 | 0.0 | 3.4 | 1.4 | 4.8 | 0.1 | |
| + Tax on Items to be Reclassified — alt tag | 0.0 | -0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — | — | — | — | |
| Comprehensive Income — Owners of Parent | 0.0 | 0.0 | 0.0 | 52.9 | 0.0 | 45.5 | 2.6 | 29.5 | 53.3 | 31.6 | 27.1 | 36.8 | |
| Comprehensive Income — Non-controlling Interests | 0.0 | 0.0 | 0.0 | 0.2 | 0.0 | 0.2 | 0.4 | 0.2 | 0.6 | 0.3 | 0.4 | 0.2 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | 3.81 | 4.93 | 6.30 | 5.06 | 4.33 | 4.17 | 0.36 | 2.84 | 4.81 | 1.46 | 1.01 | 1.75 | |
| Diluted EPS — Continuing Operations | 3.81 | 4.93 | 6.30 | 5.06 | 4.33 | 4.17 | 0.36 | 2.84 | 4.81 | 1.46 | 1.01 | 1.75 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||||||||||
| Gross Profit | 389.5 | 427.9 | 509.7 | 448.0 | 450.8 | 455.5 | 421.5 | 425.1 | 865.2 | 494.8 | 516.9 | 515.1 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | 52.0 | 67.2 | 85.3 | 69.1 | 61.0 | 55.8 | 6.1 | 38.4 | 66.2 | 39.0 | 29.3 | 46.6 | |
| − Exceptional Items (reconciliation) | 0.0 | -0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Net Income Adj (tax-effected) | 39.9 | 52.0 | 66.2 | 53.2 | 45.6 | 43.9 | 4.1 | 30.0 | 50.9 | 30.8 | 21.5 | 36.7 | |
| EPS Adj | 3.81 | 4.93 | 6.30 | 5.06 | 4.33 | 4.17 | 0.36 | 2.84 | 4.81 | 1.46 | 1.01 | 1.75 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | — | — | 0.01 | — | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | |
| Filed Dscr | — | — | 0.02 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — | 0.00 | |
| Filed Iscr | — | — | 0.03 | — | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | — | — | 0.02 | |
| Interest Earned | — | 94.2 | — | 108.1 | 114.0 | 117.2 | 108.3 | 111.4 | 224.9 | 115.2 | 112.3 | 112.3 | |
| Paid Up Equity Capital | 20.9 | 20.9 | 20.9 | 20.9 | 20.9 | 20.9 | 20.9 | 20.9 | 20.9 | 41.9 | 41.9 | 41.9 | |