In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 1,638.5 | 1,775.7 | 1,876.9 | 2,392.0 | |
| Other Income | 6.5 | 10.0 | 7.6 | 8.1 | |
| Total Income | 1,645.0 | 1,785.7 | 1,884.5 | 2,400.1 | |
| Expenses | |||||
| + Employee Benefit Expense | 299.5 | 339.0 | 368.9 | 470.5 | |
| + Finance Costs | 154.6 | 207.0 | 221.3 | 276.8 | |
| + Depreciation & Amortisation | 32.1 | 30.4 | 28.1 | 33.4 | |
| + Other Expenses | 111.9 | 121.8 | 145.1 | 184.9 | |
| Total Expenses | 1,400.5 | 1,593.7 | 1,750.0 | 2,219.0 | |
| EBITDA | 424.6 | 419.4 | 376.4 | 483.3 | |
| EBIT | 392.5 | 389.0 | 348.3 | 449.9 | |
| Profit | |||||
| PBT before Exceptional Items | 244.5 | 192.0 | 134.5 | 181.1 | |
| Pretax Income | 244.5 | 192.0 | 134.5 | 181.1 | |
| + Current Tax | 58.1 | 46.6 | 29.9 | 42.1 | |
| + Deferred Tax | -1.9 | -1.3 | 1.4 | -1.0 | |
| Tax Expense | 56.2 | 45.2 | 31.3 | 41.1 | |
| + Share of Associates & JVs | -0.0 | 0.0 | 0.0 | 0.0 | |
| Net Income | 188.3 | 146.8 | 103.2 | 140.0 | |
| + Net Income — Continuing Ops | 188.3 | 146.8 | 103.2 | 140.0 | |
| + Other Comprehensive Income | 0.8 | 0.9 | 9.9 | 10.1 | |
| Total Comprehensive Income | 189.1 | 147.7 | 113.2 | 150.1 | |
| Net Income to Common | — | 145.7 | 102.0 | 138.6 | |
| Minority Interest | — | 1.1 | 1.2 | 1.4 | |
| Per Share | |||||
| Basic EPS | 17.89 | 13.92 | 4.87 | 9.03 | |
| Diluted EPS | 17.89 | 13.92 | 4.87 | 9.03 | |
| Revenue Detail — as filed | |||||
| + Rental Income | — | 0.6 | 0.0 | 0.0 | |
| + Dividend Income | — | 0.1 | 0.3 | 0.4 | |
| + Fees & Commission Income | — | 1,113.1 | 1,172.0 | 1,482.7 | |
| + Net Gain on Fair Value Changes | — | 42.3 | 17.9 | 23.7 | |
| + Net Gain on Derecognition — Amortised Cost | — | 1.8 | 2.7 | 3.6 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | — | 875.9 | 967.6 | 1,231.9 | |
| + Impairment on Financial Instruments | — | 19.6 | 18.9 | 21.4 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | — | 0.9 | 9.9 | 10.1 | |
| + Items NOT to be Reclassified to P&L | -0.3 | -1.5 | 0.4 | 0.6 | |
| + Tax on Items NOT to be Reclassified | — | -0.5 | 0.1 | 0.2 | |
| + Tax on Items NOT to be Reclassified — alt tag | -0.1 | — | — | — | |
| + Items to be Reclassified to P&L | 1.0 | 1.9 | 9.6 | 9.8 | |
| Comprehensive Income — Owners of Parent | 0.0 | 146.6 | 111.9 | 148.7 | |
| Comprehensive Income — Non-controlling Interests | 0.0 | 1.1 | 1.3 | 1.4 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 17.89 | 13.92 | 4.87 | 9.03 | |
| Diluted EPS — Continuing Operations | 17.89 | 13.92 | 4.87 | 9.03 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 1,638.5 | 1,775.7 | 1,876.9 | 2,392.0 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 244.5 | 192.0 | 134.5 | 181.1 | |
| Net Income Adj (tax-effected) | 188.3 | 146.8 | 103.2 | 140.0 | |
| EPS Adj | 17.89 | 13.92 | 4.87 | 9.03 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 0.01 | 0.01 | 0.02 | 0.02 | |
| Filed Dscr | 0.02 | 0.01 | — | 0.00 | |
| Filed Iscr | 0.03 | 0.02 | — | 0.02 | |
| Interest Earned | — | 447.6 | 452.4 | 564.6 | |
| Paid Up Equity Capital | 20.9 | 20.9 | 41.9 | 41.9 | |