REC profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	20.0%	20.0%	21.5%	22.2%	19.2%
	2.6%	2.6%	2.7%	2.8%	2.4%
	3.5%	3.5%	3.6%	3.3%	3.3%
	6.0%	6.0%	5.2%	5.8%	11.0%
	0.0%	0.0%	0.2%	−0.3%	0.0%
	25.6%	27.4%	28.2%	29.8%	28.3%
Leverage
	7.53×	7.53×	7.84×	7.90×	8.01×
	6.05×	6.05×	6.33×	6.42×	6.55×
Additional
	21.4%	21.5%	21.0%	21.2%	19.7%
	—	37.5%	35.3%	20.2%	27.9%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

RECLTD₹296.15

REC Ltd.

· Banking & Finance

₹ CrorePeersPFC IREDA MUTHOOTFIN BAJAJHLDNG HDFCAMC CHOLAFIN IRFC TATACAPMcap ₹77,983 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	19.21	22.19	21.50	19.96	19.96
Return on Assets	2.40	2.79	2.73	2.60	2.60
Margins & Efficiency
Net Interest Margin (on avg assets)	3.25	3.25	3.61	3.45	3.45
Cost to Income	10.96	5.78	5.16	5.97	5.97
Credit Cost (impairment / avg loans)	0.04	-0.30	0.19	0.04	0.04
Net Income Margin	28.29	29.78	28.18	27.37	25.58
Leverage
Leverage (Assets/Equity)	8.01	7.90	7.84	7.53	7.53
Total Debt/Equity	6.55	6.42	6.33	6.05	6.05
Additional
Effective Tax Rate	19.65	21.24	21.04	21.47	21.41
Dvd Payout Ratio	27.94	20.20	35.31	37.46	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.