In ₹ Crore except Per Share Latest Annual	PRUDENT FY26	ANANDRATHI FY26	PSB FY26	RELIGARE FY26	Peer Average
Valuation — at last close
P/E	53.91×	62.76×	◆ 10.20×	83.45×	52.14× +3%
P/B	13.56×	18.88×	◆ 0.95×	2.47×	7.43× +82%
EV/EBITDA	◆ 38.26×	38.70×	—	50.43×	44.56× -14%
Market Cap	₹11,971 Cr	₹18,846 Cr	₹13,467 Cr	₹7,173 Cr	₹13,162 Cr -9%
Growth
Revenue CAGR 3Y	◆ 29.16%	27.94%	15.49%	21.84%	21.76% +34%
Revenue CAGR 5Y	◆ 35.68%	—	9.28%	27.74%	18.51% +93%
Net Income CAGR 3Y	23.92%	◆ 33.09%	0.23%	-71.52%	-12.73% +288%
Revenue YoY (latest Q)	21.56%	15.68%	11.06%	◆ 26.43%	17.72% +22%
Net Income YoY (latest Q)	33.92%	-10.65%	◆ 39.88%	-674.87%	-215.21% +116%
Profitability
EBITDA Margin	23.55%	◆ 41.91%	—	1.60%	21.75% +8%
NIM (banks)	—	—	2.23%	—	2.23%
Net Income Margin	16.86%	◆ 34.60%	9.61%	0.86%	15.02% +12%
Return on Common Equity	28.64%	◆ 47.35%	9.62%	3.17%	20.05% +43%
Return on Capital Employed	—	47.90%	—	—	47.90%
Return on Assets	20.48%	◆ 34.71%	0.78%	0.57%	12.02% +70%
Credit & Quality
Total Debt/Equity	◆ 0.00×	0.02×	—	0.10×	0.06× -100%
Interest Coverage	◆ 58.81×	28.32×	—	2.47×	15.39× +282%
Gross NPA (banks)	—	—	2.40%	—	2.40%
Cost/Income (banks)	—	—	60.97%	—	60.97%
Scale — latest FY
Revenue / Total Income	₹1,317 Cr	₹1,149 Cr	₹13,759 Cr	₹8,459 Cr	₹7,789 Cr -83%
Net Income	₹222 Cr	₹397 Cr	₹1,322 Cr	₹73.2 Cr	₹598 Cr -63%
Total Assets	₹1,224 Cr	₹1,329 Cr	₹1.79L Cr	₹14,506 Cr	₹65,035 Cr -98%
EPS	₹53.63	₹36.17	₹1.86	₹2.59	₹13.54 +296%
Book Value per Share	₹213.18	₹120.23	₹19.92	₹87.63	₹75.93 +181%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.