In ₹ Crore except Per Share Latest Annual | PAYTM FY26 | ETERNAL FY26 | POLICYBZR FY26 | SBICARD FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | 199.21× | 802.37× | 123.18× | ◆ 29.21× | 123.18× +62% | |
| P/B | ◆ 6.89× | 9.52× | 11.36× | — | 10.44× -34% | |
| EV/EBITDA | 210.28× | 239.13× | ◆ 159.06× | — | 199.09× +6% | |
| Market Cap | ₹1.10L Cr | ₹2.95L Cr | ₹83,101 Cr | — | ₹1.89L Cr -42% | |
| Growth | ||||||
| Revenue CAGR 3Y | 1.83% | ◆ 97.29% | 38.49% | 13.34% | 38.49% -95% | |
| Revenue CAGR 5Y | — | ◆ 93.70% | 50.27% | — | 71.98% | |
| Net Income CAGR 3Y | — | — | — | -1.37% | -1.37% | |
| Revenue YoY (latest Q) | 27.67% | ◆ 182.00% | 40.08% | — | 111.04% -75% | |
| Net Income YoY (latest Q) | 79.59% | ◆ 268.00% | 92.45% | — | 180.22% -56% | |
| Profitability | ||||||
| EBITDA Margin | 5.95% | 2.22% | 7.50% | ◆ 26.70% | 7.50% -21% | |
| Net Income Margin | 6.54% | 0.67% | 9.86% | ◆ 10.89% | 9.86% -34% | |
| Return on Common Equity | 3.45% | 1.18% | ◆ 9.16% | — | 5.17% -33% | |
| Return on Capital Employed | -0.40% | -1.11% | ◆ 4.84% | — | 1.86% -121% | |
| Return on Assets | 2.31% | 0.90% | ◆ 7.70% | 3.27% | 3.27% -29% | |
| Credit & Quality | ||||||
| Total Debt/Equity | ◆ 0.00× | 0.00× | 0.00× | — | 0.00× | |
| Interest Coverage | -3.67× | -0.99× | ◆ 10.06× | 1.69× | 1.69× -317% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹8,437 Cr | ₹54,364 Cr | ₹6,794 Cr | ₹19,900 Cr | ₹19,900 Cr -58% | |
| Net Income | ₹552 Cr | ₹366 Cr | ₹670 Cr | ₹2,167 Cr | ₹670 Cr -18% | |
| Total Assets | ₹23,915 Cr | ₹40,736 Cr | ₹8,707 Cr | ₹66,328 Cr | ₹40,736 Cr -41% | |
| EPS | ₹8.66 | ₹0.4 | ₹14.58 | ₹22.77 | ₹14.58 -41% | |
| Book Value per Share | ₹250.44 | ₹33.7 | ₹158.15 | — | ₹95.93 +161% | |