Comp Set PAYTM ETERNAL× POLICYBZR× SBICARD× + MFSL + INDIANB + IDFCFIRSTB + ICICIGI + BANKINDIA + FEDERALBNK + LICHSGFIN + MCX + YESBANK
In ₹ Crore except Per Share
Latest Annual
PAYTM
FY26
ETERNAL
FY26
POLICYBZR
FY26
SBICARD
FY26
Peer
Average
Valuation — at last close P/E 194.75× 844.63× 69.84× ◆ 23.72×312.73× -38% P/B 6.73× 10.02× 6.44× ◆ 3.27×6.58× +2% EV/EBITDA 185.95× 251.54× 88.37× ◆ 17.53×119.15× +56% Market Cap ₹1.08L Cr ₹3.10L Cr ₹47,112 Cr ₹51,386 Cr ₹1.36L Cr -21% Growth Revenue CAGR 3Y 1.83% ◆ 97.29%38.49% 13.34% 49.71% -96% Revenue CAGR 5Y — ◆ 93.70%50.27% 16.49% 53.49% Net Income CAGR 3Y — — — -1.37% -1.37% Revenue YoY (latest Q) 28.48% ◆ 77.62%40.08% 3.62% 40.44% -30% Net Income YoY (latest Q) ◆ 971.43%92.31% 92.45% 74.83% 86.53% +1023% Profitability EBITDA Margin 5.95% 2.22% 7.50% ◆ 26.70%12.14% -51% Net Income Margin 6.54% 0.67% 9.86% ◆ 10.89%7.14% -8% Return on Common Equity 3.56% 1.19% 9.75% ◆ 14.69%8.54% -58% Return on Capital Employed -0.42% -1.15% ◆ 5.15%— 2.00% -121% Return on Assets 2.43% 0.96% ◆ 8.25%3.29% 4.17% -42% Credit & Quality Total Debt/Equity ◆ 0.00×0.00× 0.00× 2.80× 0.93× -100% Interest Coverage -3.67× -0.99× ◆ 10.06×1.69× 3.59× -202% Scale — latest FY Revenue / Total Income ₹8,437 Cr ₹54,364 Cr ₹6,794 Cr ₹19,900 Cr ₹27,019 Cr -69% Net Income ₹552 Cr ₹366 Cr ₹670 Cr ₹2,167 Cr ₹1,068 Cr -48% Total Assets ₹23,915 Cr ₹40,736 Cr ₹8,707 Cr ₹66,328 Cr ₹38,590 Cr -38% EPS ₹8.66 ₹0.4 ₹14.58 ₹22.77 ₹12.58 -31% Book Value per Share ₹250.41 ₹33.71 ₹158.02 ₹165.25 ₹118.99 +110%
◆ best value in the comp set per metric · Δ = subject vs average of the other companies.
« ‹ › » Latest: FY26 · Consolidated CHART » ALPHA AI » COMP » FA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95% .
