In ₹ Crore except Per Share 12 Months Ending | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 735.3 | 840.6 | 927.4 | 949.4 | 1,051.4 | 1,031.8 | 1,119.8 | 1,122.7 | 1,134.7 | 1,104.2 | 1,269.1 | 1,376.2 | |
| Other Income | 2.1 | 1.6 | 1.6 | 3.3 | 5.5 | 3.2 | 5.0 | 2.0 | 3.2 | 1.8 | 12.0 | 5.7 | |
| Total Income | 737.3 | 842.2 | 929.0 | 952.7 | 1,056.8 | 1,035.0 | 1,124.8 | 1,124.6 | 1,137.9 | 1,106.0 | 1,281.1 | 1,382.0 | |
| Expenses | |||||||||||||
| + Employee Benefit Expense | 212.9 | 232.2 | 250.6 | 276.6 | 293.0 | 288.5 | 307.9 | 307.2 | 314.0 | 295.1 | 345.5 | 376.3 | |
| + Finance Costs | 146.9 | 171.1 | 182.8 | 182.5 | 199.8 | 224.9 | 214.7 | 240.1 | 236.6 | 242.4 | 257.6 | 295.0 | |
| + Depreciation & Amortisation | 24.4 | 44.6 | 45.1 | 20.2 | 21.5 | 24.0 | 28.7 | 24.3 | 25.4 | 26.6 | 36.2 | 26.9 | |
| + Other Expenses | 160.2 | 156.3 | 188.2 | 166.4 | 195.7 | 165.1 | 149.7 | 123.3 | 128.3 | 124.3 | 179.9 | 181.3 | |
| Total Expenses | 546.4 | 611.8 | 690.9 | 659.3 | 709.1 | 701.5 | 788.5 | 775.4 | 803.3 | 765.4 | 934.4 | 973.9 | |
| EBITDA | 360.1 | 444.6 | 464.4 | 492.8 | 563.5 | 579.2 | 574.8 | 611.6 | 593.4 | 607.8 | 628.6 | 724.2 | |
| EBIT | 335.7 | 399.9 | 419.2 | 472.7 | 542.1 | 555.2 | 546.1 | 587.3 | 568.0 | 581.2 | 592.4 | 697.3 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | 190.9 | 230.4 | 238.1 | 293.4 | 347.7 | 333.5 | 336.3 | 349.2 | 334.6 | 340.6 | 346.8 | 408.1 | |
| Pretax Income | 190.9 | 230.4 | 238.1 | 293.4 | 347.7 | 333.5 | 336.3 | 349.2 | 334.6 | 340.6 | 346.8 | 408.1 | |
| + Current Tax | 43.2 | 66.9 | 66.5 | 68.7 | 86.2 | 81.2 | 91.7 | 89.5 | 85.7 | 81.3 | 88.1 | 94.6 | |
| + Deferred Tax | 3.2 | -12.4 | -10.0 | 7.4 | 3.9 | 1.2 | -6.9 | -2.7 | -0.5 | 5.1 | -1.9 | 10.3 | |
| Tax Expense | 46.5 | 54.5 | 56.6 | 76.1 | 90.0 | 82.4 | 84.8 | 86.9 | 85.3 | 86.4 | 86.3 | 104.9 | |
| + Share of Associates & JVs | 0.6 | 0.3 | -0.8 | 3.4 | -0.4 | 0.6 | 3.7 | 1.5 | 4.6 | -0.6 | 8.3 | 2.5 | |
| Net Income | 145.0 | 176.2 | 180.7 | 220.8 | 257.3 | 251.7 | 255.3 | 263.9 | 254.0 | 253.6 | 268.8 | 305.6 | |
| + Net Income — Continuing Ops | 144.4 | 175.9 | 181.6 | 217.4 | 257.7 | 251.1 | 251.5 | 262.4 | 249.4 | 254.2 | 260.5 | 303.2 | |
| + Other Comprehensive Income | -0.3 | 1.7 | -8.3 | -0.7 | 1.6 | -0.1 | -1.4 | 0.5 | 0.5 | 1.0 | 2.6 | -0.0 | |
| Total Comprehensive Income | 144.7 | 177.8 | 172.5 | 220.1 | 258.9 | 251.7 | 253.9 | 264.4 | 254.5 | 254.7 | 271.4 | 305.6 | |
| Net Income to Common | 145.2 | 176.3 | 180.8 | 221.0 | 257.6 | 252.1 | 255.4 | 264.0 | 254.1 | 253.8 | 269.2 | 305.8 | |
| Minority Interest | -0.2 | -0.2 | -0.0 | -0.3 | -0.3 | -0.4 | -0.1 | -0.1 | -0.2 | -0.2 | -0.4 | -0.2 | |
| Per Share | |||||||||||||
| Basic EPS | 41.39 | 50.16 | 51.27 | 62.51 | 72.54 | 70.41 | 71.13 | 73.36 | 70.54 | 14.02 | 14.79 | 16.78 | |
| Diluted EPS | 41.11 | 49.43 | 50.17 | 60.60 | 70.45 | 68.55 | 69.06 | 70.70 | 68.14 | 13.62 | 14.40 | 16.34 | |
| Revenue Detail — as filed | |||||||||||||
| + Dividend Income | 0.1 | — | 0.7 | 0.3 | 0.1 | 0.0 | 0.0 | 0.1 | 0.2 | 0.0 | 1.6 | 0.2 | |
| + Fees & Commission Income | 400.3 | — | 528.7 | 494.5 | 552.1 | 512.4 | 574.8 | 527.9 | 563.6 | 548.3 | 643.6 | 577.5 | |
| + Net Gain on Fair Value Changes | 78.0 | — | 58.9 | 70.2 | 93.3 | 77.2 | 59.6 | 90.3 | 136.0 | 82.2 | 69.1 | 172.5 | |
| Expense Detail — as filed | |||||||||||||
| + Fees & Commission Expense | 0.0 | — | 0.0 | 0.0 | 0.0 | 0.0 | 80.8 | 76.8 | 103.1 | 77.1 | 102.0 | 95.5 | |
| + Impairment on Financial Instruments | 2.1 | — | 24.2 | 13.6 | -0.8 | -1.1 | 6.7 | 3.8 | -4.0 | -0.2 | 13.1 | -1.1 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | -0.3 | — | -8.3 | -0.7 | 1.6 | -0.1 | -1.4 | 0.5 | 0.5 | 1.0 | 2.6 | -0.0 | |
| + Items NOT to be Reclassified to P&L | -1.0 | 1.3 | -10.8 | -0.8 | 0.1 | 0.0 | -2.4 | -1.2 | -2.1 | 0.2 | -2.0 | 0.2 | |
| + Tax on Items NOT to be Reclassified | — | — | — | — | — | — | -0.6 | -0.3 | -0.5 | 0.1 | -0.5 | 0.1 | |
| + Tax on Items NOT to be Reclassified — alt tag | -0.2 | 0.3 | -2.7 | -0.2 | 0.1 | 0.0 | — | — | — | — | — | — | |
| + Items to be Reclassified to P&L | 0.5 | 0.7 | -0.2 | -0.0 | 1.5 | -0.1 | 0.4 | 1.4 | 2.1 | 0.9 | 4.2 | -0.1 | |
| Comprehensive Income — Owners of Parent | 144.9 | 178.0 | 172.5 | 220.4 | 259.2 | 252.1 | 254.0 | 264.4 | 254.6 | 254.8 | 271.8 | 305.8 | |
| Comprehensive Income — Non-controlling Interests | -0.2 | -0.2 | -0.0 | -0.3 | -0.3 | -0.4 | -0.1 | -0.1 | -0.2 | -0.2 | -0.4 | -0.2 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | 41.39 | 50.16 | 51.27 | 62.51 | 72.54 | 70.41 | 71.13 | 73.36 | 70.54 | 14.02 | 14.79 | 16.78 | |
| Diluted EPS — Continuing Operations | 41.11 | 49.43 | 50.17 | 60.60 | 70.45 | 68.55 | 69.06 | 70.70 | 68.14 | 13.62 | 14.40 | 16.34 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||||||||||
| Gross Profit | 735.3 | 840.6 | 927.4 | 949.4 | 1,051.4 | 1,031.8 | 1,119.8 | 1,122.7 | 1,134.7 | 1,104.2 | 1,269.1 | 1,376.2 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | 190.9 | 230.4 | 238.1 | 293.4 | 347.7 | 333.5 | 336.3 | 349.2 | 334.6 | 340.6 | 346.8 | 408.1 | |
| Net Income Adj (tax-effected) | 145.0 | 176.2 | 180.7 | 220.8 | 257.3 | 251.7 | 255.3 | 263.9 | 254.0 | 253.6 | 268.8 | 305.6 | |
| EPS Adj | 41.39 | 50.16 | 51.27 | 62.51 | 72.54 | 70.41 | 71.13 | 73.36 | 70.54 | 14.02 | 14.79 | 16.78 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | |
| Filed Dscr | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Filed Iscr | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | |
| Interest Earned | 256.9 | — | 339.2 | 384.5 | 405.9 | 442.2 | 485.4 | 504.3 | 435.0 | 473.7 | 554.8 | 626.0 | |
| Paid Up Equity Capital | 35.1 | 35.2 | 35.3 | 35.4 | 35.7 | 35.9 | 36.0 | 36.0 | 36.1 | 36.4 | 36.4 | 36.5 | |