In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 3,151.0 | 4,158.3 | 4,630.7 | 4,884.3 | |
| Other Income | 6.7 | 11.0 | 19.0 | 22.7 | |
| Total Income | 3,157.7 | 4,169.3 | 4,649.7 | 4,907.0 | |
| Expenses | |||||
| + Employee Benefit Expense | 891.0 | 1,166.0 | 1,261.8 | 1,330.9 | |
| + Finance Costs | 619.8 | 822.0 | 976.7 | 1,031.6 | |
| + Depreciation & Amortisation | 136.4 | 94.4 | 112.5 | 115.2 | |
| + Other Expenses | 660.8 | 463.5 | 555.8 | 613.8 | |
| Total Expenses | 2,347.9 | 2,858.4 | 3,278.5 | 3,477.0 | |
| EBITDA | 1,559.3 | 2,216.2 | 2,441.4 | 2,554.0 | |
| EBIT | 1,422.9 | 2,121.8 | 2,328.9 | 2,438.9 | |
| Profit | |||||
| PBT before Exceptional Items | 809.9 | 1,310.9 | 1,371.2 | 1,430.0 | |
| Pretax Income | 809.9 | 1,310.9 | 1,371.2 | 1,430.0 | |
| + Current Tax | 218.7 | 327.7 | 344.6 | 349.7 | |
| + Deferred Tax | -31.5 | 5.5 | 0.1 | 13.0 | |
| Tax Expense | 187.2 | 333.2 | 344.7 | 362.7 | |
| + Share of Associates & JVs | 2.1 | 7.4 | 13.8 | 14.8 | |
| Net Income | 624.8 | 985.1 | 1,040.3 | 1,082.0 | |
| + Net Income — Continuing Ops | 622.7 | 977.7 | 1,026.4 | 1,067.3 | |
| + Other Comprehensive Income | -7.1 | -0.5 | 4.7 | 4.2 | |
| Total Comprehensive Income | 617.7 | 984.5 | 1,044.9 | 1,086.2 | |
| Net Income to Common | 625.3 | 986.2 | 1,041.0 | 1,082.9 | |
| Minority Interest | -0.5 | -1.1 | -0.8 | -0.8 | |
| Per Share | |||||
| Basic EPS | 177.97 | 276.66 | 57.59 | 116.13 | |
| Diluted EPS | 174.14 | 268.54 | 56.06 | 112.50 | |
| Revenue Detail — as filed | |||||
| + Dividend Income | 0.9 | 0.4 | 1.8 | 2.0 | |
| + Fees & Commission Income | 1,733.6 | 2,139.5 | 2,283.5 | 2,333.1 | |
| + Net Gain on Fair Value Changes | 257.8 | 300.3 | 377.6 | 459.7 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 0.0 | 294.2 | 359.0 | 377.7 | |
| + Impairment on Financial Instruments | 40.0 | 18.4 | 12.7 | 7.8 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | -7.1 | -0.5 | 4.7 | 4.2 | |
| + Items NOT to be Reclassified to P&L | -10.5 | -3.1 | -5.0 | -3.6 | |
| + Tax on Items NOT to be Reclassified | — | -0.7 | -1.2 | -0.8 | |
| + Tax on Items NOT to be Reclassified — alt tag | -2.6 | — | — | — | |
| + Items to be Reclassified to P&L | 0.8 | 1.8 | 8.5 | 7.0 | |
| Comprehensive Income — Owners of Parent | 618.2 | 985.6 | 1,045.7 | 1,087.0 | |
| Comprehensive Income — Non-controlling Interests | -0.5 | -1.1 | -0.8 | -0.8 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 177.97 | 276.66 | 57.59 | 116.13 | |
| Diluted EPS — Continuing Operations | 174.14 | 268.54 | 56.06 | 112.50 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 3,151.0 | 4,158.3 | 4,630.7 | 4,884.3 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 809.9 | 1,310.9 | 1,371.2 | 1,430.0 | |
| Net Income Adj (tax-effected) | 624.8 | 985.1 | 1,040.3 | 1,082.0 | |
| EPS Adj | 177.97 | 276.66 | 57.59 | 116.13 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 10.00 | 10.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 0.02 | 0.02 | 0.03 | 0.03 | |
| Filed Dscr | 0.00 | 0.00 | 0.00 | 0.00 | |
| Filed Iscr | 0.02 | 0.03 | 0.02 | 0.02 | |
| Interest Earned | 1,114.3 | 1,718.0 | 1,967.8 | 2,089.5 | |
| Paid Up Equity Capital | 35.3 | 36.0 | 36.4 | 36.5 | |