IRFC81.14

Indian Railway Finance Corporation Ltd.

· Banking & Finance
₹ CrorePeersPFCRECLTDHUDCOHDFCAMCTATACAPBAJAJHLDNGMUTHOOTFINCHOLAFIN
Comp Set
In ₹ Crore except Per Share
Latest Annual
IRFC
FY26
PFC
FY26
RECLTD
FY26
HUDCO
FY26
Peer
Median
Valuation — at last close
P/E4.48×5.07×8.64×5.07×
P/B0.67×0.97×1.59×0.97×
Market Cap₹1.16L Cr₹82,512 Cr₹34,833 Cr₹82,512 Cr
Growth
Revenue CAGR 3Y14.17%14.71%22.89%14.71%
Revenue CAGR 5Y10.01%10.88%12.70%10.88%
Net Income CAGR 3Y16.66%13.45%33.35%16.66%
Revenue YoY (latest Q)-0.04%-2.05%26.55%-0.04%
Net Income YoY (latest Q)0.18%-6.11%35.05%0.18%
Profitability
EBITDA Margin97.24%95.67%91.16%95.67%
Net Income Margin29.13%27.37%30.68%29.13%
Return on Common Equity14.93%19.17%18.36%18.36%
Return on Assets2.70%2.55%2.42%2.55%
Credit & Quality
Interest Coverage1.62×1.57×1.34×1.57×
Scale — latest FY
Revenue / Total Income₹1.15L Cr₹59,584 Cr₹13,150 Cr₹59,584 Cr
Net Income₹33,625 Cr₹16,308 Cr₹4,034 Cr₹16,308 Cr
Total Assets₹5.17L Cr₹12.45L Cr₹6.40L Cr₹1.67L Cr₹6.40L Cr -19%
EPS₹78.49₹61.81₹20.15₹61.81
Book Value per Share₹525.56₹323.01₹109.77₹323.01
◆ best value in the comp set per metric · Δ = subject vs median of the other companies.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 85%.