Comp Set IFCI IRFC× HUDCO× IDBI× + IOB + JMFINANCIL + CREDITACC + CGCL + NUVAMA + CENTRALBK + PINELABS + APTUS + STARHEALTH
In ₹ Crore except Per Share
Latest Annual
IFCI
FY26
IRFC
FY26
HUDCO
FY26
IDBI
FY26
Peer
Average
Valuation — at last close P/E 84.43× 14.12× ◆ 7.33×9.34× 10.26× +723% P/B 1.75× 1.74× 1.34× ◆ 1.25×1.45× +21% EV/EBITDA 19.23× — — — — Market Cap ₹15,697 Cr ₹98,942 Cr ₹29,554 Cr ₹86,030 Cr ₹71,509 Cr -78% Growth Revenue CAGR 3Y 11.68% 4.53% ◆ 22.89%12.29% 13.24% -12% Revenue CAGR 5Y 0.02% 11.59% ◆ 12.70%7.51% 10.60% -100% Net Income CAGR 3Y — 3.42% 33.35% ◆ 35.69%24.15% Revenue YoY (latest Q) -19.68% 23.45% ◆ 26.55%7.26% 19.09% -203% Net Income YoY (latest Q) -3.46% 10.21% ◆ 35.05%-31.31% 4.65% -174% Profitability EBITDA Margin 46.96% — — — — NIM (banks) — -2.08% 2.82% ◆ 3.08%1.27% Net Income Margin 21.01% 25.69% ◆ 30.68%25.85% 27.41% -23% Return on Common Equity 2.05% 12.81% ◆ 20.20%14.15% 15.72% -87% Return on Assets 1.66% 1.39% ◆ 2.73%2.09% 2.07% -20% Credit & Quality Total Debt/Equity ◆ 0.23×7.69× 6.45× — 7.07× -97% Interest Coverage 2.13× — — — — Gross NPA (banks) — — — 2.32% 2.32% Cost/Income (banks) — ◆ 2.72%9.70% 47.50% 19.97% Scale — latest FY Revenue / Total Income ₹2,069 Cr ₹27,285 Cr ₹13,150 Cr ₹35,631 Cr ₹25,355 Cr -92% Net Income ₹435 Cr ₹7,009 Cr ₹4,034 Cr ₹9,211 Cr ₹6,752 Cr -94% Total Assets ₹26,570 Cr ₹5.17L Cr ₹1.67L Cr ₹4.67L Cr ₹3.84L Cr -93% EPS ₹0.69 ₹5.36 ₹20.15 ₹8.57 ₹11.36 -94% Book Value per Share ₹33.2 ₹43.42 ₹109.77 ₹63.77 ₹72.32 -54%
◆ best value in the comp set per metric · Δ = subject vs average of the other companies.
« ‹ › » Latest: FY26 · Consolidated CHART » ALPHA AI » COMP » FA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95% .
