ICICI Prudential Life Insurance Company quarterly results

Q2 FY27 · Jul–Sep 2026

₹ crore	Q2 FY27	Q2 FY26	Change
Revenue	11,743	12,016	−2.3%
EBITDA	435	347	+25.4%
Profit before tax	435	347	+25.4%
Net profit	374	299	+25.0%
EPS	₹2.57	₹2.06	+24.8%

Every quarter

₹ crore except per share

Tap a line for its trend	Q2 FY27Sep 2026	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025

Expenses
	11,743	28,395	3,783	22,302	12,016	25,320	15,638
	11,553	27,919	2,150	22,333	11,531	24,944	15,344
	435	431	668	447	347	345	414
	435	431	668	447	347	345	414
Profit
	435	431	668	447	347	345	414
	10.5	38.5	−401	54.9	46.8	46.8	185
	374	386	609	390	299	302	386
Per share
	₹2.57	₹2.66	₹4.18	₹2.68	₹2.06	₹2.08	₹2.65
Revenue detail — as filed
	351	263	421	278	318	248	222
	−2,123	18,500	−16,302	10,746	−227	16,649	−905
Expense detail — as filed
	0.0	73.6	82.4	63.9	60.8	47.1	97.8
	551	512	470	459	466	490	401
	1,376	1,014	1,795	1,238	1,273	909	1,337
	1,376	1,014	1,795	1,238	1,273	985	1,575
	0.0	0.0	−16.1	0.0	0.0	0.0	12.6
	5.7	6.4	11.7	21.6	20.4	4.5	3.6
	0.0	0.0	0.3	0.0	0.0	0.0	10.0
Profit build-up — alternate / pre-Ind-AS tags
	435	431	668	447	347	345	414
	61.1	45.0	58.9	57.0	47.8	42.8	27.8
	10.5	38.5	−401	54.9	46.8	46.8	185
	61.1	45.0	58.9	57.0	47.8	42.8	27.8
	374	386	609	390	299	302	386
	374	386	609	390	299	302	386
	8,676	8,302	8,155	7,546	7,156	6,857	6,678
Per share — as-filed variants
	₹2.58	₹2.66	₹4.20	₹2.70	₹2.07	₹2.09	₹2.67
	₹2.57	₹2.66	₹4.18	₹2.68	₹2.06	₹2.08	₹2.65
Appropriations & transfers
	12,786	12,390	12,182	11,508	11,069	10,739	10,522
	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — revenue account (Policyholders')
	14,255	10,251	19,648	12,226	12,297	8,954	16,832
	13,804	9,749	19,180	11,809	11,843	8,503	16,369
	2,146	1,712	2,931	2,081	1,975	1,445	2,709
	7,296	5,384	9,928	6,594	6,852	4,942	9,209
	4,812	3,155	6,789	3,551	3,470	2,567	4,913
	519	304	839	465	494	280	572
	147	104	210	131	156	103	216
	709	606	746	642	622	526	548
	2,654	2,230	3,214	2,354	2,152	1,891	2,478
	1,279	1,215	1,418	1,116	879	907	902
	52.6	56.3	50.3	44.7	50.6	53.3	55.6
	12,924	8,948	13,754	12,402	11,277	9,762	12,327
	−4,050	16,688	−14,419	7,494	−2,119	13,072	162
	0.0	0.0	677	0.0	0.0	0.0	715
	221	199	347	265	213	162	343
	9.0	8.5	7.4	7.3	154	167	176
	190	476	1,632	−31.3	485	376	294
	190	476	1,632	−31.3	485	376	294
	58.7	231	421	65.6	64.6	106	−82.4
	21.2	21.9	21.8	23.2	24.0	24.5	24.6
Insurance — Shareholders' account
	353	294	421	278	319	249	224
	484	539	1,633	181	739	519	600
	48.4	108	965	−266	392	174	186
	0.0	0.0	71.3	0.0	0.0	5.1	0.0
	131	245	1,211	−96.9	420	271	376
	−4.2	51.7	843	−311	341	116	121
	131	245	1,211	−96.9	420	271	376
	−0.0	0.3	−0.1	0.1	0.0	0.2	0.1
	0.1	0.1	0.1	0.1	0.1	0.1	0.1
Insurance — result & transfers
	411	675	2,655	233	698	539	1,351
	66.3	93.6	61.9	57.7	57.9	52.4	52.6
	2.0	31.1	0.3	0.3	0.2	0.2	2.0
	−4.2	51.7	843	−311	341	116	121
Insurance — fund NPAs
	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	−0.0	0.0	−0.0	0.0	−0.0	0.0	−0.0
	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	−0.0	0.0	−0.0	0.0	−0.0	0.0	0.0
	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	−0.0	0.0	−0.0	0.0	−0.0	0.0	0.0
	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — IRDAI ratios (as filed, not percentages)
	2.30×	2.25×	2.27×	2.15×	2.13×	2.12×	2.12×
	₹2.30	₹2.25	₹2.27	₹2.15	₹2.13	₹2.12	₹2.12
	₹0.83	₹0.21	₹0.31	₹0.82	₹0.82	₹0.80	₹0.81
	₹0.19	₹0.22	₹0.16	₹0.19	₹0.18	₹0.21	₹0.15
	₹0.84	₹0.82	₹0.82	₹0.81	₹0.82	₹0.81	₹0.84
	₹0.75	₹0.70	₹0.74	₹0.78	₹0.79	₹0.83	₹0.81
	₹0.73	₹0.77	₹0.75	₹0.75	₹0.74	₹0.73	₹0.73
	₹0.71	₹0.69	₹0.70	₹0.70	₹0.71	₹0.70	₹0.69
	₹0.62	₹0.63	₹0.61	₹0.59	₹0.59	₹0.63	₹0.62
Regulatory disclosures — filed alongside, not part of the P&L
	₹0.00	₹2.00	₹2.00	₹0.00	₹0.00	₹2.00	₹0.00
	₹0.00	₹2.00	₹2.00	₹0.00	₹0.00	₹2.00	₹0.00
	−1,305	—	−1,400	—	−658	—	−1,765

Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

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ICICIPRULI₹420.80

ICICI Prudential Life Insurance Company Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersSBILIFE HDFCLIFE LICI HDBFS GICRE NAM-INDIA NIACL CRISILMcap ₹61,221 Cr

View

In ₹ Crore except Per Share 3 Months Ending	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026	Q2 FY27 30/09/2026
Total Income	15,637.5	25,320.2	12,015.6	22,302.0	3,782.6	28,394.9	11,742.7
Expenses
Total Expenses	15,343.8	24,943.9	11,530.7	22,333.3	2,150.4	27,918.8	11,552.9
EBITDA	414.1	344.8	347.0	447.2	667.7	431.2	435.3
EBIT	414.1	344.8	347.0	447.2	667.7	431.2	435.3
Profit
Pretax Income	414.1	344.8	347.0	447.2	667.7	431.2	435.3
+ Current Tax	185.2	46.8	46.8	54.9	-401.4	38.5	10.5
Net Income	386.3	302.1	299.3	390.2	608.8	386.2	374.2
Per Share
Basic EPS	2.65	2.08	2.06	2.68	4.18	2.66	2.57
Revenue Detail — as filed
+ Investment Income	222.2	248.4	318.3	278.0	421.2	263.1	350.7
+ Income from Investments (net)	-904.9	16,648.6	-226.7	10,745.6	-16,302.4	18,500.2	-2,123.3
Expense Detail — as filed
+ Advertisement & Publicity	97.8	47.1	60.8	63.9	82.4	73.6	0.0
+ Employee Remuneration & Welfare	401.0	489.7	465.9	459.5	470.2	511.7	551.1
+ Commission	1,336.7	909.4	1,272.7	1,237.5	1,795.5	1,014.2	1,375.6
+ Commission (net)	1,575.2	984.9	1,272.7	1,237.5	1,795.5	1,014.2	1,375.6
+ Provision — Diminution in Investments	12.6	0.0	0.0	0.0	-16.1	0.0	0.0
+ Provision — Doubtful Debts & Write-offs	3.6	4.5	20.4	21.6	11.7	6.4	5.7
+ Provision — Doubtful Debts incl. Write-off	10.0	0.0	0.0	0.0	0.3	0.0	0.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit / (Loss) before Tax	414.1	344.8	347.0	447.2	667.7	431.2	435.3
+ Current Taxes	27.8	42.8	47.8	57.0	58.9	45.0	61.1
+ Provision for Tax	185.2	46.8	46.8	54.9	-401.4	38.5	10.5
+ Provisions for Taxes	27.8	42.8	47.8	57.0	58.9	45.0	61.1
PAT before Extraordinary Items	386.3	302.1	299.3	390.2	608.8	386.2	374.2
PAT after Extraordinary Items	386.3	302.1	299.3	390.2	608.8	386.2	374.2
Profit Carried to Balance Sheet	6,678.4	6,857.0	7,156.3	7,546.5	8,155.3	8,302.1	8,676.3
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	2.67	2.09	2.07	2.70	4.20	2.66	2.58
Basic & Diluted EPS after Extraordinary (not annualised)	2.65	2.08	2.06	2.68	4.18	2.66	2.57
Appropriations & Transfers
Reserves & Surplus excl. Revaluation Reserve	10,522.3	10,739.1	11,069.1	11,508.2	12,181.8	12,390.0	12,785.7
+ Final Dividend	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — Revenue Account (Policyholders')
+ Gross Premium Income	16,831.6	8,954.0	12,297.0	12,226.0	19,647.6	10,250.6	14,254.6
+ Net Premium Income	16,369.2	8,503.2	11,843.1	11,809.3	19,180.1	9,749.3	13,803.9
+ First-year Premium	2,709.2	1,445.4	1,975.2	2,081.1	2,930.5	1,711.9	2,145.7
+ Renewal Premium	9,209.4	4,941.7	6,851.8	6,593.9	9,928.2	5,383.6	7,296.5
+ Single Premium	4,913.0	2,567.0	3,470.1	3,551.0	6,788.8	3,155.2	4,812.4
+ Commission — First-year Premium	572.1	280.2	494.2	464.9	839.2	304.2	518.9
+ Commission — Renewal Premium	216.3	103.3	156.2	131.1	210.1	103.6	147.4
+ Commission — Single Premium	548.3	525.9	622.3	641.5	746.2	606.3	709.3
+ Expenses of Management	2,477.7	1,891.5	2,152.0	2,353.6	3,213.8	2,229.6	2,654.2
+ Operating Expenses — Insurance Business	902.5	906.6	879.3	1,116.1	1,418.3	1,215.4	1,278.6
+ Expenses — Non-insurance	55.6	53.3	50.6	44.7	50.3	56.3	52.6
+ Benefits Paid (net)	12,327.1	9,762.0	11,276.7	12,401.9	13,754.5	8,947.8	12,923.9
+ Change in Actuarial Liability	162.0	13,072.4	-2,119.4	7,493.9	-14,419.4	16,688.1	-4,050.2
+ Bonus Allocated to Policyholders	714.6	0.0	0.0	0.0	676.6	0.0	0.0
+ Interim Bonus Paid	343.2	162.4	213.1	264.7	346.6	199.4	221.0
+ GST on Linked Charges	175.7	166.8	154.3	7.3	7.4	8.5	9.0
Surplus in the Revenue Account	293.7	376.2	484.9	-31.3	1,632.2	476.1	189.7
Net Surplus / (Deficit)	293.7	376.2	484.9	-31.3	1,632.2	476.1	189.7
+ Funds for Future Appropriation	-82.4	105.6	64.6	65.6	421.0	231.1	58.7
+ Policyholders' Liabilities to Shareholders' Fund	24.6	24.5	24.0	23.2	21.8	21.9	21.2
Insurance — Shareholders' Account
+ Income under Shareholders' Account	224.2	248.6	318.6	278.3	421.4	294.2	352.7
+ Shareholders' Account Income	600.3	519.2	738.9	181.4	1,632.6	539.2	483.7
+ Shareholders' Account Expenses	186.2	174.4	391.9	-265.8	964.9	108.0	48.4
+ Shareholders' Provision — Diminution in Investments	0.0	5.1	0.0	0.0	71.3	0.0	0.0
+ Transfer from Policyholders' Account	376.1	270.6	420.3	-96.9	1,211.2	245.0	131.0
+ Transfer of Funds to Policyholders' Account	120.6	116.0	341.3	-310.5	843.0	51.7	-4.2
+ Transferred to Shareholders' Account	376.1	270.6	420.3	-96.9	1,211.2	245.0	131.0
Shareholders' Fund — with Unrealised Gains	0.1	0.2	0.0	0.1	-0.1	0.3	-0.0
Shareholders' Fund — without Unrealised Gains	0.1	0.1	0.1	0.1	0.1	0.1	0.1
Insurance — Result & Transfers
Surplus / (Deficit)	1,351.5	538.6	698.0	233.4	2,655.4	675.5	410.7
+ Other Income — Policyholders' Account	52.6	52.4	57.9	57.7	61.9	93.6	66.3
+ Other Income — Shareholders' Account	2.0	0.2	0.2	0.3	0.3	31.1	2.0
+ Transfer of Funds from Shareholders' Account	120.6	116.0	341.3	-310.5	843.0	51.7	-4.2
Insurance — Fund NPAs
+ Linked Participating — with Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0	0.0
+ Linked Non-participating — with Unrealised Gains	-0.0	0.0	-0.0	0.0	-0.0	0.0	-0.0
+ Linked Non-participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0	0.0
+ Non-linked Participating — with Unrealised Gains	0.0	0.0	-0.0	0.0	-0.0	0.0	-0.0
+ Non-linked Participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0	0.0
+ Non-linked Non-participating — with Unrealised Gains	0.0	0.0	-0.0	0.0	-0.0	0.0	-0.0
+ Non-linked Non-participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio (x, one scale)	2.12	2.12	2.13	2.15	2.27	2.25	2.30
Solvency Ratio (as filed)	2.12	2.12	2.13	2.15	2.27	2.25	2.30
Conservation Ratio	0.81	0.80	0.82	0.82	0.31	0.21	0.83
Expenses of Management Ratio	0.15	0.21	0.18	0.19	0.16	0.22	0.19
Persistency — 13th Month	0.84	0.81	0.82	0.81	0.82	0.82	0.84
Persistency — 25th Month	0.81	0.83	0.79	0.78	0.74	0.70	0.75
Persistency — 37th Month	0.73	0.73	0.74	0.75	0.75	0.77	0.73
Persistency — 49th Month	0.69	0.70	0.71	0.70	0.70	0.69	0.71
Persistency — 61st Month	0.62	0.63	0.59	0.59	0.61	0.63	0.62
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — Received	0.00	2.00	0.00	0.00	2.00	2.00	0.00
Investor Complaints — Disposed	0.00	2.00	0.00	0.00	2.00	2.00	0.00
Related-party Transactions — During the Period	-1,765.0	—	-658.2	—	-1,399.8	—	-1,305.4
Other Filed Concepts — mapped but not yet placed in the schedule
Other Operating Expenses	403.7	369.7	352.6	592.7	865.7	630.1	727.5

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

ICICI Prudential Life Q2 FY27 results (July–September 2026)

Filed with NSE on Tuesday, 13 October 2026 at 1:18 pm IST

ICICI Prudential Life Insurance (NSE: ICICIPRULI) reported its Q2 FY27 results (July–September 2026) on Tuesday, 13 October 2026 at 1:18 pm IST. Standalone net profit was ₹374 crore, up 25.0% from ₹299 crore in Q2 FY26 and down 3.1% from ₹386 crore in Q1 FY27.

Q3 FY27 results due by: 14 February 2027

Q2 FY27 at a glance · standalone

Net profit: ₹374 Cr+25.0% vs Q2 FY26−3.1% vs Q1 FY27
Earnings per share (basic): ₹2.57+24.8% vs Q2 FY26−3.4% vs Q1 FY27

Questions

What was ICICI Prudential Life's net profit in Q2 FY27?

Standalone net profit was ₹374 crore, up 25.0% from ₹299 crore in Q2 FY26 and down 3.1% from ₹386 crore in Q1 FY27.

What was ICICI Prudential Life's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹760 crore, up 26.5% from ₹601 crore in the same months a year earlier.

How has ICICI Prudential Life's profit changed over the last four quarters?

Net profit by quarter: ₹390 crore in Q3 FY26, ₹609 crore in Q4 FY26, ₹386 crore in Q1 FY27 and ₹374 crore in Q2 FY27. That is ₹1,759 crore over the four quarters.

How were ICICI Prudential Life's Q2 FY27 results?

Against Q2 FY26, net profit was up 25.0% at ₹374 crore. Against Q1 FY27, net profit was down 3.1%.

What was ICICI Prudential Life's EPS in Q2 FY27?

Basic earnings per share were ₹2.57, against ₹2.06 in Q2 FY26.

What was ICICI Prudential Life's net profit in FY26?

Standalone net profit was ₹1,600 crore in FY26 (April 2025–March 2026), up 34.6% from ₹1,189 crore in FY25.

When did ICICI Prudential Life announce its Q2 FY27 results?

On Tuesday, 13 October 2026 at 1:18 pm IST, in its results filing to the stock exchanges.

When will ICICI Prudential Life announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these ICICI Prudential Life figures come from?

From ICICI Prudential Life Insurance's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 13 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.