alphaveICICIGI₹1,465.00

ICICI Lombard General Insurance Company Ltd.

Annual Quarterly₹ CrorePeersSTARHEALTH GICRE NIACL IDFCFIRSTB INDIANB FEDERALBNK MFSL PAYTM

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In ₹ Crore except Per Share 12 Months Ending	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Other Income	0.3	4.5	32.1	15.8	31.6	5.8
Revenue Detail — as filed
+ Operating Income	5,851.2	6,083.4	6,582.7	6,610.2	6,618.8	6,813.7
+ Income from Investments (net)	625.3	942.7	898.9	909.0	796.7	857.9
Expense Detail — as filed
+ Employee Remuneration & Welfare	393.3	430.9	409.3	463.6	424.6	426.1
+ Commission (net)	1,026.4	940.8	1,012.8	1,343.1	1,187.6	1,250.2
+ Commission & Brokerage (net)	1,026.4	940.8	1,012.8	1,343.1	1,187.6	1,250.2
+ Provision — Diminution in Investments	0.0	0.0	0.0	0.0	175.1	0.0
+ Provision — Doubtful Debts & Write-offs	0.0	0.0	0.0	0.0	3,924.7	0.0
+ Non-operating Expense	7.3	-14.4	-4.9	11.8	65.6	-13.8
+ Non-operating Provision — Diminution in Investments	-2.5	-28.5	-31.8	0.0	49.0	-36.0
+ Non-operating Provision — Doubtful Debts	-1.2	0.1	4.5	-3.6	-0.3	0.9
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit before Extraordinary Items	668.2	993.7	1,077.3	869.8	718.2	535.7
Profit / (Loss) before Tax — alt tag	668.2	993.7	1,077.3	869.8	718.2	535.7
+ Provision for Tax	158.6	246.6	257.7	211.0	171.6	132.5
Profit / (Loss) after Tax	509.6	747.1	819.5	658.8	546.6	403.2
Profit Carried to Balance Sheet	6,759.1	7,158.8	7,978.3	8,313.7	8,860.2	8,914.1
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	10.29	15.06	16.49	13.25	10.97	8.08
Basic & Diluted EPS after Extraordinary (not annualised)	10.29	15.06	16.49	13.25	10.97	8.08
Appropriations & Transfers
+ Transfer to Profit & Loss Account	415.9	654.1	752.7	571.1	545.9	233.8
Reserves & Surplus excl. Revaluation Reserve	13,807.4	14,327.2	15,263.3	15,691.1	16,308.4	16,460.0
+ Interim Dividend	0.0	0.0	0.0	0.1	0.0	0.0
+ Final Dividend	0.0	0.1	0.0	0.0	0.0	0.1
Insurance — Revenue Account (Policyholders')
Premium Earned	5,225.6	5,136.1	5,651.7	5,685.3	5,790.5	5,950.0
+ Gross Premiums Written	6,903.9	8,052.6	7,058.9	7,433.0	8,073.7	8,860.3
+ Net Premium Written	5,481.0	5,610.5	5,313.0	5,963.5	6,487.4	6,603.7
+ Operating Expenses — Insurance Business	665.7	738.4	742.9	791.8	785.5	785.2
+ Non-operating Expenses — Non-insurance	11.0	14.0	22.4	15.5	16.8	21.2
+ Claims Paid	3,510.3	2,910.5	3,278.2	3,427.8	3,924.7	3,511.6
+ Incurred Claims	3,743.2	3,750.1	4,074.4	3,904.2	4,099.8	4,544.5
+ Change in Outstanding Claims	232.9	839.6	796.2	476.4	175.1	1,032.9
Insurance — Shareholders' Account
+ Income — Shareholders' Account	675.5	979.3	1,072.3	881.6	783.8	521.9
+ Shareholders' Investment Income	200.3	316.7	318.8	310.4	237.6	280.3
+ Transfer from Policyholders' Fund	415.9	654.1	752.7	571.1	545.9	233.8
With Unrealised Gains	0.0	0.0	0.0	0.0	-0.0	0.0
Without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio	0.03	0.03	0.03	0.03	0.03	0.03
Combined Ratio	1.03	1.03	1.05	1.04	1.01	1.07
Incurred Claim Ratio	0.72	0.73	0.72	0.69	0.71	0.76
Net Retention Ratio	0.79	0.70	0.75	0.80	0.80	0.75
Expenses of Management Ratio	0.33	0.28	0.32	0.35	0.32	0.29
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — During the Period	0.00	0.00	0.00	0.00	1.00	-1.00
Investor Complaints — Received	0.00	0.00	0.00	0.00	1.00	1.00
Investor Complaints — Disposed	0.00	0.00	0.00	0.00	0.00	2.00
Related-party Transactions — During the Period	1,957.0	—	1,946.0	—	2,135.9	—
Other Filed Concepts — mapped but not yet placed in the schedule
Operating Expenses	5,435.3	5,429.2	5,830.0	6,039.1	6,072.9	6,579.9
Other Operating Expenses	272.3	307.5	333.6	328.2	361.0	359.1

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.