ICICI Lombard General Insurance Company quarterly results

Q2 FY27 · Jul–Sep 2026

₹ crore	Q2 FY27	Q2 FY26	Change
EBITDA	1,216	1,045	+16.4%
Profit before tax	1,247	1,077	+15.8%
Net profit	946	820	+15.5%
EPS	₹18.95	₹16.49	+14.9%

Every quarter

₹ crore except per share

Tap a line for its trend	Q2 FY27Sep 2026	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025

Expenses
	31.0	5.8	31.6	15.8	32.1	4.5	0.3
	1,216	530	687	854	1,045	989	668
	1,216	530	687	854	1,045	989	668
Profit
	1,247	536	718	870	1,077	994	668
	946	403	547	659	820	747	510
Per share
	₹18.95	₹8.08	₹10.97	₹13.25	₹16.49	₹15.06	₹10.29
Revenue detail — as filed
	7,844	6,814	6,619	6,610	6,583	6,083	5,851
	1,161	858	797	909	899	943	625
Expense detail — as filed
	458	426	425	464	409	431	393
	1,269	1,250	1,188	1,343	1,013	941	1,026
	1,269	1,250	1,188	1,343	1,013	941	1,026
	0.0	0.0	175	0.0	0.0	0.0	0.0
	0.0	0.0	3,925	0.0	0.0	0.0	0.0
	34.7	−13.8	65.6	11.8	−4.9	−14.4	7.3
	15.3	−36.0	49.0	0.0	−31.8	−28.5	−2.5
	−1.2	0.9	−0.3	−3.6	4.5	0.1	−1.2
Profit build-up — alternate / pre-Ind-AS tags
	1,247	536	718	870	1,077	994	668
	1,247	536	718	870	1,077	994	668
	301	133	172	211	258	247	159
	946	403	547	659	820	747	510
	9,860	8,914	8,860	8,314	7,978	7,159	6,759
Per share — as-filed variants
	₹18.95	₹8.08	₹10.97	₹13.25	₹16.49	₹15.06	₹10.29
	₹18.95	₹8.08	₹10.97	₹13.25	₹16.49	₹15.06	₹10.29
Appropriations & transfers
	873	234	546	571	753	654	416
	17,467	16,460	16,308	15,691	15,263	14,327	13,807
	0.0	0.0	0.0	0.1	0.0	0.0	0.0
	0.0	0.1	0.0	0.0	0.0	0.1	0.0
Insurance — revenue account (Policyholders')
	6,652	5,950	5,791	5,685	5,652	5,136	5,226
	7,702	8,860	8,074	7,433	7,059	8,053	6,904
	6,214	6,604	6,487	5,963	5,313	5,611	5,481
	863	785	786	792	743	738	666
	20.6	21.2	16.8	15.5	22.4	14.0	11.0
	4,652	3,512	3,925	3,428	3,278	2,911	3,510
	4,839	4,545	4,100	3,904	4,074	3,750	3,743
	187	1,033	175	476	796	840	233
Insurance — Shareholders' account
	1,282	522	784	882	1,072	979	676
	407	280	238	310	319	317	200
	873	234	546	571	753	654	416
	0.1	0.0	−0.0	0.0	0.0	0.0	0.0
	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — result & transfers
	−318	−630	−282	−354	−178	−293	−210
	873	234	546	571	753	654	416
	1.3	7.8	0.3	0.0	0.9	8.4	59.3
Insurance — IRDAI ratios (as filed, not percentages)
	2.75×	2.71×	2.67×	2.69×	2.73×	2.70×	2.69×
	₹0.03	₹0.03	₹0.03	₹0.03	₹0.03	₹0.03	₹0.03
	₹1.07	₹1.07	₹1.01	₹1.04	₹1.05	₹1.03	₹1.03
	₹0.73	₹0.76	₹0.71	₹0.69	₹0.72	₹0.73	₹0.72
	₹0.81	₹0.75	₹0.80	₹0.80	₹0.75	₹0.70	₹0.79
	₹0.36	₹0.29	₹0.32	₹0.35	₹0.32	₹0.28	₹0.33
Regulatory disclosures — filed alongside, not part of the P&L
	₹0.00	−₹1.00	₹1.00	₹0.00	₹0.00	₹0.00	₹0.00
	₹0.00	₹1.00	₹1.00	₹0.00	₹0.00	₹0.00	₹0.00
	₹0.00	₹2.00	₹0.00	₹0.00	₹0.00	₹0.00	₹0.00
	1,503	—	2,136	—	1,946	—	1,957

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

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ICICIGI₹1,583.80

ICICI Lombard General Insurance Company Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersSTARHEALTH GICRE NIACL IDFCFIRSTB INDIANB FEDERALBNK MFSL PAYTMMcap ₹78,762 Cr

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In ₹ Crore except Per Share 3 Months Ending	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026	Q2 FY27 30/09/2026
Other Income	0.3	4.5	32.1	15.8	31.6	5.8	31.0
Expenses
EBITDA	667.9	989.2	1,045.2	853.9	686.7	529.9	1,216.4
EBIT	667.9	989.2	1,045.2	853.9	686.7	529.9	1,216.4
Profit
Pretax Income	668.2	993.7	1,077.3	869.8	718.2	535.7	1,247.4
Net Income	509.6	747.1	819.5	658.8	546.6	403.2	946.4
Per Share
Basic EPS	10.29	15.06	16.49	13.25	10.97	8.08	18.95
Revenue Detail — as filed
+ Operating Income	5,851.2	6,083.4	6,582.7	6,610.2	6,618.8	6,813.7	7,843.7
+ Income from Investments (net)	625.3	942.7	898.9	909.0	796.7	857.9	1,160.8
Expense Detail — as filed
+ Employee Remuneration & Welfare	393.3	430.9	409.3	463.6	424.6	426.1	457.7
+ Commission (net)	1,026.4	940.8	1,012.8	1,343.1	1,187.6	1,250.2	1,268.6
+ Commission & Brokerage (net)	1,026.4	940.8	1,012.8	1,343.1	1,187.6	1,250.2	1,268.6
+ Provision — Diminution in Investments	0.0	0.0	0.0	0.0	175.1	0.0	0.0
+ Provision — Doubtful Debts & Write-offs	0.0	0.0	0.0	0.0	3,924.7	0.0	0.0
+ Non-operating Expense	7.3	-14.4	-4.9	11.8	65.6	-13.8	34.7
+ Non-operating Provision — Diminution in Investments	-2.5	-28.5	-31.8	0.0	49.0	-36.0	15.3
+ Non-operating Provision — Doubtful Debts	-1.2	0.1	4.5	-3.6	-0.3	0.9	-1.2
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit before Extraordinary Items	668.2	993.7	1,077.3	869.8	718.2	535.7	1,247.4
Profit / (Loss) before Tax — alt tag	668.2	993.7	1,077.3	869.8	718.2	535.7	1,247.4
+ Provision for Tax	158.6	246.6	257.7	211.0	171.6	132.5	301.0
Profit / (Loss) after Tax	509.6	747.1	819.5	658.8	546.6	403.2	946.4
Profit Carried to Balance Sheet	6,759.1	7,158.8	7,978.3	8,313.7	8,860.2	8,914.1	9,860.5
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	10.29	15.06	16.49	13.25	10.97	8.08	18.95
Basic & Diluted EPS after Extraordinary (not annualised)	10.29	15.06	16.49	13.25	10.97	8.08	18.95
Appropriations & Transfers
+ Transfer to Profit & Loss Account	415.9	654.1	752.7	571.1	545.9	233.8	873.5
Reserves & Surplus excl. Revaluation Reserve	13,807.4	14,327.2	15,263.3	15,691.1	16,308.4	16,460.0	17,466.7
+ Interim Dividend	0.0	0.0	0.0	0.1	0.0	0.0	0.0
+ Final Dividend	0.0	0.1	0.0	0.0	0.0	0.1	0.0
Insurance — Revenue Account (Policyholders')
Premium Earned	5,225.6	5,136.1	5,651.7	5,685.3	5,790.5	5,950.0	6,651.9
+ Gross Premiums Written	6,903.9	8,052.6	7,058.9	7,433.0	8,073.7	8,860.3	7,702.1
+ Net Premium Written	5,481.0	5,610.5	5,313.0	5,963.5	6,487.4	6,603.7	6,213.7
+ Operating Expenses — Insurance Business	665.7	738.4	742.9	791.8	785.5	785.2	862.8
+ Non-operating Expenses — Non-insurance	11.0	14.0	22.4	15.5	16.8	21.2	20.6
+ Claims Paid	3,510.3	2,910.5	3,278.2	3,427.8	3,924.7	3,511.6	4,652.1
+ Incurred Claims	3,743.2	3,750.1	4,074.4	3,904.2	4,099.8	4,544.5	4,838.8
+ Change in Outstanding Claims	232.9	839.6	796.2	476.4	175.1	1,032.9	186.7
Insurance — Shareholders' Account
+ Income — Shareholders' Account	675.5	979.3	1,072.3	881.6	783.8	521.9	1,282.1
+ Shareholders' Investment Income	200.3	316.7	318.8	310.4	237.6	280.3	407.4
+ Transfer from Policyholders' Fund	415.9	654.1	752.7	571.1	545.9	233.8	873.5
With Unrealised Gains	0.0	0.0	0.0	0.0	-0.0	0.0	0.1
Without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — Result & Transfers
Underwriting Profit / (Loss)	-209.7	-293.1	-178.4	-353.8	-282.4	-629.9	-318.4
Operating Profit / (Loss)	415.9	654.1	752.7	571.1	545.9	233.8	873.5
+ Other Income — Shareholders' Account	59.3	8.4	0.9	0.0	0.3	7.8	1.3
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio (x, one scale)	2.69	2.70	2.73	2.69	2.67	2.71	2.75
Solvency Ratio (as filed)	0.03	0.03	0.03	0.03	0.03	0.03	0.03
Combined Ratio	1.03	1.03	1.05	1.04	1.01	1.07	1.07
Incurred Claim Ratio	0.72	0.73	0.72	0.69	0.71	0.76	0.73
Net Retention Ratio	0.79	0.70	0.75	0.80	0.80	0.75	0.81
Expenses of Management Ratio	0.33	0.28	0.32	0.35	0.32	0.29	0.36
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — During the Period	0.00	0.00	0.00	0.00	1.00	-1.00	0.00
Investor Complaints — Received	0.00	0.00	0.00	0.00	1.00	1.00	0.00
Investor Complaints — Disposed	0.00	0.00	0.00	0.00	0.00	2.00	0.00
Related-party Transactions — During the Period	1,957.0	—	1,946.0	—	2,135.9	—	1,503.3
Other Filed Concepts — mapped but not yet placed in the schedule
Operating Expenses	5,435.3	5,429.2	5,830.0	6,039.1	6,072.9	6,579.9	6,970.3
Other Operating Expenses	272.3	307.5	333.6	328.2	361.0	359.1	405.1

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

ICICI Lombard Q2 FY27 results (July–September 2026)

Filed with NSE on Wednesday, 14 October 2026 at 7:20 pm IST

ICICI Lombard General Insurance (NSE: ICICIGI) reported its Q2 FY27 results (July–September 2026) on Wednesday, 14 October 2026 at 7:20 pm IST. Consolidated net profit was ₹946 crore, up 15.5% from ₹820 crore in Q2 FY26 and up 134.7% from ₹403 crore in Q1 FY27.

Dividend record date: Friday, 23 October 2026
Q2 FY26 results (a year earlier): 14 October 2025
Q3 FY27 results due by: 14 February 2027

Q2 FY27 at a glance · consolidated

Net profit: ₹946 Cr+15.5% vs Q2 FY26+134.7% vs Q1 FY27
Earnings per share (basic): ₹18.95+14.9% vs Q2 FY26+134.5% vs Q1 FY27
Interim dividend: ₹7 a shareRecord date 23 October 2026

Questions

What was ICICI Lombard's net profit in Q2 FY27?

Consolidated net profit was ₹946 crore, up 15.5% from ₹820 crore in Q2 FY26 and up 134.7% from ₹403 crore in Q1 FY27.

What was ICICI Lombard's net profit in the first half of FY27?

Consolidated net profit for the first half of FY27 (April–September 2026) was ₹1,350 crore, down 13.9% from ₹1,567 crore in the same months a year earlier.

How has ICICI Lombard's profit changed over the last four quarters?

Net profit by quarter: ₹659 crore in Q3 FY26, ₹547 crore in Q4 FY26, ₹403 crore in Q1 FY27 and ₹946 crore in Q2 FY27. That is ₹2,555 crore over the four quarters.

How were ICICI Lombard's Q2 FY27 results?

Against Q2 FY26, net profit was up 15.5% at ₹946 crore. Against Q1 FY27, net profit was up 134.7%.

What was ICICI Lombard's EPS in Q2 FY27?

Basic earnings per share were ₹18.95, against ₹16.49 in Q2 FY26.

What was ICICI Lombard's net profit in FY26?

Consolidated net profit was ₹2,772 crore in FY26 (April 2025–March 2026), up 10.5% from ₹2,508 crore in FY25.

When did ICICI Lombard announce its Q2 FY27 results?

On Wednesday, 14 October 2026 at 7:20 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 14 October 2025.

Did ICICI Lombard declare a dividend with its Q2 FY27 results?

Yes. The board declared an interim dividend of ₹7 per share on 14 October 2026. The record date is 23 October 2026.

When will ICICI Lombard announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these ICICI Lombard figures come from?

From ICICI Lombard General Insurance's own consolidated results filings to NSE, in ₹ crore as filed (Q2 FY27 on 14 October 2026). Growth compares the same consolidated figures a year and a quarter earlier.

Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.