ICICI Lombard General Insurance Company profit and loss

Latest FY26

EBITDA: ₹3,575cr+7.0% on FY25
Net profit: ₹2,772cr+10.5% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025

Expenses
	84.2	84.0	−19.5
	3,287	3,575	3,341
	3,287	3,575	3,341
Profit
	3,371	3,659	3,321
	2,555	2,772	2,508
Per share
	₹51.25	₹55.74	₹50.74
Revenue detail — as filed
	27,886	25,895	22,937
	3,724	3,547	3,156
Expense detail — as filed
	1,772	1,728	1,516
	5,049	4,484	3,838
	5,049	4,484	3,838
	175	2,287	0.0
	3,925	13,541	0.0
	98.3	58.0	9.8
	28.4	−11.3	−40.5
	−4.1	0.7	−5.8
Profit build-up — alternate / pre-Ind-AS tags
	3,371	3,659	3,321
	3,371	3,659	3,321
	816	887	813
	2,555	2,772	2,508
	9,860	8,860	6,759
Per share — as-filed variants
	₹18.95	₹55.74	₹50.74
	₹18.95	₹55.74	₹50.74
Appropriations & transfers
	2,224	2,524	2,267
	17,467	—	—
	0.1	0.1	0.1
	0.1	0.1	0.1
Insurance — revenue account (Policyholders')
	24,078	22,264	19,800
	32,069	30,618	28,258
	25,268	23,374	20,761
	3,225	3,059	2,845
	74.1	68.6	56.2
	15,516	13,541	12,487
	17,387	15,828	13,987
	1,871	2,287	1,500
	—	26,333	24,090
	—	33,461	29,032
Insurance — Shareholders' account
	3,469	3,717	3,331
	1,236	1,184	1,005
	2,224	2,524	2,267
	0.1	0.0	0.1
	0.0	0.1	0.1
Insurance — result & transfers
	−1,584	−1,108	−869
	2,224	2,524	2,267
	9.4	9.7	59.4
Insurance — IRDAI ratios (as filed, not percentages)
	2.67×	2.67×	2.69×
	₹0.03	₹0.03	₹0.03
	₹1.07	₹1.03	₹1.03
	₹0.73	₹0.71	₹0.71
	₹0.81	₹0.76	₹0.74
	₹0.36	₹0.32	₹0.31
Direct-method operating receipts — filed in the P&L block
	—	3,291	2,966
Regulatory disclosures — filed alongside, not part of the P&L
	₹0.00	₹1.00	₹0.00
	₹0.00	₹1.00	₹0.00

Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

ICICIGI₹1,583.80

ICICI Lombard General Insurance Company Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersSTARHEALTH GICRE NIACL IDFCFIRSTB INDIANB FEDERALBNK MFSL PAYTMMcap ₹78,762 Cr

View

In ₹ Crore except Per Share 12 Months Ending	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Other Income	-19.5	84.0	84.2
Expenses
EBITDA	3,340.8	3,574.9	3,286.9
EBIT	3,340.8	3,574.9	3,286.9
Profit
Pretax Income	3,321.3	3,658.9	3,371.1
Net Income	2,508.3	2,771.9	2,554.9
Per Share
Basic EPS	50.74	55.74	51.25
Revenue Detail — as filed
+ Operating Income	22,936.6	25,894.9	27,886.3
+ Income from Investments (net)	3,155.9	3,547.4	3,724.4
Expense Detail — as filed
+ Employee Remuneration & Welfare	1,515.7	1,728.3	1,771.9
+ Commission (net)	3,838.0	4,484.2	5,049.5
+ Commission & Brokerage (net)	3,838.0	4,484.2	5,049.5
+ Provision — Diminution in Investments	0.0	2,287.3	175.1
+ Provision — Doubtful Debts & Write-offs	0.0	13,541.2	3,924.7
+ Non-operating Expense	9.8	58.0	98.3
+ Non-operating Provision — Diminution in Investments	-40.5	-11.3	28.4
+ Non-operating Provision — Doubtful Debts	-5.8	0.7	-4.1
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit before Extraordinary Items	3,321.3	3,658.9	3,371.1
Profit / (Loss) before Tax — alt tag	3,321.3	3,658.9	3,371.1
+ Provision for Tax	813.0	887.0	816.2
Profit / (Loss) after Tax	2,508.3	2,771.9	2,554.9
Profit Carried to Balance Sheet	6,759.1	8,860.2	9,860.5
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	50.74	55.74	18.95
Basic & Diluted EPS after Extraordinary (not annualised)	50.74	55.74	18.95
Appropriations & Transfers
+ Transfer to Profit & Loss Account	2,266.9	2,523.7	2,224.2
Reserves & Surplus excl. Revaluation Reserve	—	—	17,466.7
+ Interim Dividend	0.1	0.1	0.1
+ Final Dividend	0.1	0.1	0.1
Insurance — Revenue Account (Policyholders')
Premium Earned	19,800.2	22,263.6	24,077.7
+ Gross Premiums Written	28,257.7	30,618.1	32,069.0
+ Net Premium Written	20,761.1	23,374.5	25,268.3
+ Operating Expenses — Insurance Business	2,844.8	3,058.6	3,225.3
+ Non-operating Expenses — Non-insurance	56.2	68.6	74.1
+ Claims Paid	12,486.9	13,541.2	15,516.2
+ Incurred Claims	13,986.8	15,828.5	17,387.4
+ Change in Outstanding Claims	1,500.0	2,287.3	1,871.1
+ Payments — Premiums, Claims, Annuities & Benefits	24,090.0	26,333.2	—
+ Receipts — Premiums, Claims, Annuities & Benefits	29,032.0	33,461.1	—
Insurance — Shareholders' Account
+ Income — Shareholders' Account	3,331.1	3,717.0	3,469.3
+ Shareholders' Investment Income	1,004.8	1,183.5	1,235.7
+ Transfer from Policyholders' Fund	2,266.9	2,523.7	2,224.2
With Unrealised Gains	0.1	0.0	0.1
Without Unrealised Gains	0.1	0.1	0.0
Insurance — Result & Transfers
Underwriting Profit / (Loss)	-869.5	-1,107.6	-1,584.4
Operating Profit / (Loss)	2,266.9	2,523.7	2,224.2
+ Other Income — Shareholders' Account	59.4	9.7	9.4
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio (x, one scale)	2.69	2.67	2.67
Solvency Ratio (as filed)	0.03	0.03	0.03
Combined Ratio	1.03	1.03	1.07
Incurred Claim Ratio	0.71	0.71	0.73
Net Retention Ratio	0.74	0.76	0.81
Expenses of Management Ratio	0.31	0.32	0.36
Direct-method Operating Receipts — filed in the P&L block
+ Other Operating Cash Payments	2,965.9	3,290.6	—
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — During the Period	0.00	1.00	0.00
Investor Complaints — Received	0.00	1.00	0.00
Other Filed Concepts — mapped but not yet placed in the schedule
Operating Expenses	20,669.7	23,371.2	25,662.1
Other Operating Expenses	1,329.2	1,330.3	1,453.4

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.