alphaveGICRE₹344.30

General Insurance Corporation of India

Annual Quarterly₹ CrorePeersNIACL HDBFS CRISIL ICICIPRULI BAJAJHFL AIIL NAM-INDIA SUNDARMFIN

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In ₹ Crore except Per Share 12 Months Ending	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Other Income	35.0	1.7	362.4	95.7	446.6	75.8
Revenue Detail — as filed
+ Operating Income	11,942.5	13,542.7	11,854.9	11,616.6	12,309.3	13,360.5
+ Income from Investments (net)	2,657.5	2,267.1	2,567.1	1,890.5	1,949.1	2,186.9
Expense Detail — as filed
+ Employee Remuneration & Welfare	61.4	37.6	57.3	59.1	51.2	87.9
+ Commission (net)	2,000.2	1,879.5	2,261.1	1,745.5	2,181.2	2,391.9
+ Commission & Brokerage (net)	2,000.2	1,879.5	2,261.1	1,745.5	2,181.2	2,391.9
+ Non-operating Expense	103.3	72.3	-74.4	150.8	147.4	-11.1
+ Non-operating Provision — Diminution in Investments	67.9	4.5	11.3	14.9	6.3	5.3
+ Non-operating Provision — Doubtful Debts	7.3	29.0	-115.0	101.8	102.0	-32.6
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit before Extraordinary Items	3,278.8	3,021.5	3,490.6	2,360.3	3,261.9	2,314.5
Profit / (Loss) before Tax — alt tag	3,278.8	3,021.5	3,490.6	2,360.3	3,261.9	2,314.5
+ Provision for Tax	779.9	490.9	617.1	608.9	729.3	570.8
Profit / (Loss) after Tax	2,498.9	2,530.6	2,873.5	1,751.4	2,532.6	1,743.7
Profit Carried to Balance Sheet	2,500.9	29,144.5	1,113.3	1,725.5	2,532.6	36,259.6
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	14.24	14.42	16.38	9.84	14.44	9.94
Basic & Diluted EPS after Extraordinary (not annualised)	14.24	14.42	16.38	9.84	14.44	9.94
Appropriations & Transfers
+ Transfer to Reserves	598.0	143.5	218.3	140.4	237.1	160.6
+ Transfer to Profit & Loss Account	1,835.4	1,596.8	1,787.4	1,404.3	1,901.0	969.0
Reserves & Surplus excl. Revaluation Reserve	47,782.0	51,010.1	52,877.5	55,029.4	58,419.2	60,127.2
+ Final Dividend	0.0	0.0	0.1	0.0	0.0	0.0
Insurance — Revenue Account (Policyholders')
Premium Earned	9,250.0	11,273.9	8,925.3	9,630.5	9,913.6	11,097.8
+ Gross Premiums Written	10,746.1	12,417.2	9,706.2	11,083.5	11,161.0	13,541.5
+ Net Premium Written	9,976.1	11,823.5	8,587.7	10,485.8	10,007.4	12,720.6
+ Operating Expenses — Insurance Business	124.7	82.0	176.7	95.7	97.1	136.9
+ Non-operating Expenses — Non-insurance	28.1	38.8	29.3	34.1	39.2	16.2
+ Claims Paid	6,976.6	7,939.7	5,468.2	6,969.1	6,874.8	7,367.6
+ Incurred Claims	7,425.5	9,790.1	7,404.8	8,226.3	7,897.0	9,755.5
+ Change in Outstanding Claims	448.9	1,850.4	1,936.6	1,257.2	1,022.1	2,387.9
Insurance — Shareholders' Account
+ Income — Shareholders' Account	3,382.1	3,093.8	3,416.3	2,511.1	3,409.3	2,303.4
+ Shareholders' Investment Income	1,301.1	1,082.3	1,263.0	1,067.6	1,155.6	1,116.2
+ Transfer from Policyholders' Fund	1,835.4	1,596.8	1,787.4	1,404.3	1,901.0	969.0
With Unrealised Gains	0.1	0.1	0.1	0.1	0.1	0.1
Without Unrealised Gains	0.1	0.1	0.1	0.1	0.1	0.1
Insurance — Fund NPAs
+ Gross NPAs — Policyholders' Fund	895.1	8.9	8.7	0.0	844.0	838.7
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio	0.04	0.04	0.04	0.04	0.04	0.04
Combined Ratio	1.02	1.03	1.11	1.03	1.02	1.08
Incurred Claim Ratio	0.80	0.87	0.83	0.85	0.80	0.88
Net Retention Ratio	0.93	0.95	0.88	0.95	0.90	0.94
Expenses of Management Ratio	0.01	0.01	0.02	0.01	0.01	0.01
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — Received	1.00	1.00	16.00	3.00	0.00	4.00
Investor Complaints — Disposed	1.00	1.00	16.00	3.00	0.00	4.00
Other Filed Concepts — mapped but not yet placed in the schedule
Operating Expenses	9,509.2	11,802.5	9,849.2	10,072.0	10,171.2	12,230.9
Other Operating Expenses	63.3	44.5	119.4	36.6	46.0	49.0

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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