General Insurance Corporation of India quarterly results

Q1 FY27 · Apr–Jun 2026

₹ crore	Q1 FY27	Q1 FY26	Change
EBITDA	2,239	3,020	−25.9%
Profit before tax	2,315	3,021	−23.4%
Net profit	1,744	2,531	−31.1%
EPS	₹9.94	₹14.42	−31.1%

Every quarter

₹ crore except per share

Tap a line for its trend	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025

Expenses
	75.8	447	95.7	362	1.7	35.0
	2,239	2,815	2,265	3,128	3,020	3,244
	2,239	2,815	2,265	3,128	3,020	3,244
Profit
	2,315	3,262	2,360	3,491	3,021	3,279
	1,744	2,533	1,751	2,874	2,531	2,499
Per share
	₹9.94	₹14.44	₹9.84	₹16.38	₹14.42	₹14.24
Revenue detail — as filed
	13,361	12,309	11,617	11,855	13,543	11,943
	2,187	1,949	1,890	2,567	2,267	2,657
Expense detail — as filed
	87.9	51.2	59.1	57.3	37.6	61.4
	2,392	2,181	1,746	2,261	1,880	2,000
	2,392	2,181	1,746	2,261	1,880	2,000
	−11.1	147	151	−74.4	72.3	103
	5.3	6.3	14.9	11.3	4.5	67.9
	−32.6	102	102	−115	29.0	7.3
Profit build-up — alternate / pre-Ind-AS tags
	2,315	3,262	2,360	3,491	3,021	3,279
	2,315	3,262	2,360	3,491	3,021	3,279
	571	729	609	617	491	780
	1,744	2,533	1,751	2,874	2,531	2,499
	36,260	2,533	1,726	1,113	29,144	2,501
Per share — as-filed variants
	₹9.94	₹14.44	₹9.84	₹16.38	₹14.42	₹14.24
	₹9.94	₹14.44	₹9.84	₹16.38	₹14.42	₹14.24
Appropriations & transfers
	161	237	140	218	143	598
	969	1,901	1,404	1,787	1,597	1,835
	60,127	58,419	55,029	52,878	51,010	47,782
	0.0	0.0	0.0	0.1	0.0	0.0
Insurance — revenue account (Policyholders')
	11,098	9,914	9,631	8,925	11,274	9,250
	13,542	11,161	11,083	9,706	12,417	10,746
	12,721	10,007	10,486	8,588	11,824	9,976
	137	97.1	95.7	177	82.0	125
	16.2	39.2	34.1	29.3	38.8	28.1
	7,368	6,875	6,969	5,468	7,940	6,977
	9,755	7,897	8,226	7,405	9,790	7,425
	2,388	1,022	1,257	1,937	1,850	449
Insurance — Shareholders' account
	2,303	3,409	2,511	3,416	3,094	3,382
	1,116	1,156	1,068	1,263	1,082	1,301
	969	1,901	1,404	1,787	1,597	1,835
	0.1	0.1	0.1	0.1	0.1	0.1
	0.1	0.1	0.1	0.1	0.1	0.1
Insurance — result & transfers
	−1,133	−258	−441	−924	−529	−259
	1,130	2,138	1,545	2,006	1,740	2,433
	−53.3	−4.1	4.4	6.5	50.9	−41.1
	218	353	39.2	366	415	246
Insurance — fund NPAs
	839	844	0.0	8.7	8.9	895
	₹0.01	₹0.01	₹0.99	₹0.01	₹0.01	₹0.01
Insurance — IRDAI ratios (as filed, not percentages)
	4.32×	4.21×	3.87×	3.85×	3.85×	3.70×
	₹0.04	₹0.04	₹0.04	₹0.04	₹0.04	₹0.04
	₹1.08	₹1.02	₹1.03	₹1.11	₹1.03	₹1.02
	₹0.88	₹0.80	₹0.85	₹0.83	₹0.87	₹0.80
	₹0.94	₹0.90	₹0.95	₹0.88	₹0.95	₹0.93
	₹0.01	₹0.01	₹0.01	₹0.02	₹0.01	₹0.01
Regulatory disclosures — filed alongside, not part of the P&L
	₹4.00	₹0.00	₹3.00	₹16.00	₹1.00	₹1.00
	₹4.00	₹0.00	₹3.00	₹16.00	₹1.00	₹1.00
	0.8%	0.8%	0.8%	0.8%	0.8%	0.8%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

GICRE₹322.30

General Insurance Corporation of India

· Banking & Finance

Annual Quarterly₹ CrorePeersNIACL HDBFS CRISIL ICICIPRULI BAJAJHFL AIIL NAM-INDIA SUNDARMFINMcap ₹56,539 Cr

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In ₹ Crore except Per Share 3 Months Ending	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Other Income	35.0	1.7	362.4	95.7	446.6	75.8
Expenses
EBITDA	3,243.8	3,019.8	3,128.2	2,264.7	2,815.3	2,238.7
EBIT	3,243.8	3,019.8	3,128.2	2,264.7	2,815.3	2,238.7
Profit
Pretax Income	3,278.8	3,021.5	3,490.6	2,360.3	3,261.9	2,314.5
Net Income	2,498.9	2,530.6	2,873.5	1,751.4	2,532.6	1,743.7
Per Share
Basic EPS	14.24	14.42	16.38	9.84	14.44	9.94
Revenue Detail — as filed
+ Operating Income	11,942.5	13,542.7	11,854.9	11,616.6	12,309.3	13,360.5
+ Income from Investments (net)	2,657.5	2,267.1	2,567.1	1,890.5	1,949.1	2,186.9
Expense Detail — as filed
+ Employee Remuneration & Welfare	61.4	37.6	57.3	59.1	51.2	87.9
+ Commission (net)	2,000.2	1,879.5	2,261.1	1,745.5	2,181.2	2,391.9
+ Commission & Brokerage (net)	2,000.2	1,879.5	2,261.1	1,745.5	2,181.2	2,391.9
+ Non-operating Expense	103.3	72.3	-74.4	150.8	147.4	-11.1
+ Non-operating Provision — Diminution in Investments	67.9	4.5	11.3	14.9	6.3	5.3
+ Non-operating Provision — Doubtful Debts	7.3	29.0	-115.0	101.8	102.0	-32.6
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit before Extraordinary Items	3,278.8	3,021.5	3,490.6	2,360.3	3,261.9	2,314.5
Profit / (Loss) before Tax — alt tag	3,278.8	3,021.5	3,490.6	2,360.3	3,261.9	2,314.5
+ Provision for Tax	779.9	490.9	617.1	608.9	729.3	570.8
Profit / (Loss) after Tax	2,498.9	2,530.6	2,873.5	1,751.4	2,532.6	1,743.7
Profit Carried to Balance Sheet	2,500.9	29,144.5	1,113.3	1,725.5	2,532.6	36,259.6
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	14.24	14.42	16.38	9.84	14.44	9.94
Basic & Diluted EPS after Extraordinary (not annualised)	14.24	14.42	16.38	9.84	14.44	9.94
Appropriations & Transfers
+ Transfer to Reserves	598.0	143.5	218.3	140.4	237.1	160.6
+ Transfer to Profit & Loss Account	1,835.4	1,596.8	1,787.4	1,404.3	1,901.0	969.0
Reserves & Surplus excl. Revaluation Reserve	47,782.0	51,010.1	52,877.5	55,029.4	58,419.2	60,127.2
+ Final Dividend	0.0	0.0	0.1	0.0	0.0	0.0
Insurance — Revenue Account (Policyholders')
Premium Earned	9,250.0	11,273.9	8,925.3	9,630.5	9,913.6	11,097.8
+ Gross Premiums Written	10,746.1	12,417.2	9,706.2	11,083.5	11,161.0	13,541.5
+ Net Premium Written	9,976.1	11,823.5	8,587.7	10,485.8	10,007.4	12,720.6
+ Operating Expenses — Insurance Business	124.7	82.0	176.7	95.7	97.1	136.9
+ Non-operating Expenses — Non-insurance	28.1	38.8	29.3	34.1	39.2	16.2
+ Claims Paid	6,976.6	7,939.7	5,468.2	6,969.1	6,874.8	7,367.6
+ Incurred Claims	7,425.5	9,790.1	7,404.8	8,226.3	7,897.0	9,755.5
+ Change in Outstanding Claims	448.9	1,850.4	1,936.6	1,257.2	1,022.1	2,387.9
Insurance — Shareholders' Account
+ Income — Shareholders' Account	3,382.1	3,093.8	3,416.3	2,511.1	3,409.3	2,303.4
+ Shareholders' Investment Income	1,301.1	1,082.3	1,263.0	1,067.6	1,155.6	1,116.2
+ Transfer from Policyholders' Fund	1,835.4	1,596.8	1,787.4	1,404.3	1,901.0	969.0
With Unrealised Gains	0.1	0.1	0.1	0.1	0.1	0.1
Without Unrealised Gains	0.1	0.1	0.1	0.1	0.1	0.1
Insurance — Result & Transfers
Underwriting Profit / (Loss)	-259.2	-528.6	-923.9	-441.4	-257.6	-1,133.2
Operating Profit / (Loss)	2,433.3	1,740.2	2,005.7	1,544.7	2,138.1	1,129.6
+ Premium Deficiency	-41.1	50.9	6.5	4.4	-4.1	-53.3
+ Other Income — Shareholders' Account	245.7	414.8	365.8	39.2	352.7	218.2
Insurance — Fund NPAs
+ Gross NPAs — Policyholders' Fund	895.1	8.9	8.7	0.0	844.0	838.7
+ Gross NPA % — Policyholders' Fund	0.01	0.01	0.01	0.99	0.01	0.01
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio (x, one scale)	3.70	3.85	3.85	3.87	4.21	4.32
Solvency Ratio (as filed)	0.04	0.04	0.04	0.04	0.04	0.04
Combined Ratio	1.02	1.03	1.11	1.03	1.02	1.08
Incurred Claim Ratio	0.80	0.87	0.83	0.85	0.80	0.88
Net Retention Ratio	0.93	0.95	0.88	0.95	0.90	0.94
Expenses of Management Ratio	0.01	0.01	0.02	0.01	0.01	0.01
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — Received	1.00	1.00	16.00	3.00	0.00	4.00
Investor Complaints — Disposed	1.00	1.00	16.00	3.00	0.00	4.00
Government of India Shareholding %	0.82	0.82	0.82	0.82	0.82	0.77
Other Filed Concepts — mapped but not yet placed in the schedule
Operating Expenses	9,509.2	11,802.5	9,849.2	10,072.0	10,171.2	12,230.9
Other Operating Expenses	63.3	44.5	119.4	36.6	46.0	49.0

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q1 FY27 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

GIC Re Q2 FY27 results date

General Insurance Corporation of India (NSE: GICRE) will announce its Q2 FY27 results (July–September 2026) on Friday, 30 October 2026, according to the board-meeting notice it filed on 23 October 2026. Its latest results are for Q1 FY27 (April–June 2026). Consolidated net profit was ₹1,744 crore, down 31.1% from ₹2,531 crore in Q1 FY26 and down 31.2% from ₹2,533 crore in Q4 FY26.

Board-meeting notice filed: 23 October 2026
Q2 FY26 results (a year earlier): 12 November 2025
Q1 FY27 results (the latest): 13 August 2026

Latest results: Q1 FY27 (Apr–Jun 2026) · consolidated

Q2 FY27 results date: 30 October 2026Friday · notice filed 23 Oct
Q1 FY27 net profit: ₹1,744 Cr−31.1% vs Q1 FY26−31.2% vs Q4 FY26
Q2 FY26 net profit (a year earlier): ₹2,874 Cr
Q1 FY27 EPS (basic): ₹9.94

Questions

When will GIC Re announce its Q2 FY27 results?

On 30 October 2026, the date of the board meeting called to approve them (notice filed with the exchanges on 23 October 2026). Last year it reported Q2 FY26 on 12 November 2025.

What will GIC Re's Q2 FY27 results be compared with?

With the same quarter a year earlier, Q2 FY26 (July–September 2025), when consolidated net profit was ₹2,874 crore. The latest quarter, Q1 FY27, had a net profit of ₹1,744 crore.

What were GIC Re's Q1 FY27 results?

Consolidated net profit was ₹1,744 crore, down 31.1% from ₹2,531 crore in Q1 FY26 and down 31.2% from ₹2,533 crore in Q4 FY26.

How has GIC Re's profit changed over the last four quarters?

Net profit by quarter: ₹2,874 crore in Q2 FY26, ₹1,751 crore in Q3 FY26, ₹2,533 crore in Q4 FY26 and ₹1,744 crore in Q1 FY27. That is ₹8,901 crore over the four quarters.

What was GIC Re's net profit in FY26?

Consolidated net profit was ₹9,662 crore in FY26 (April 2025–March 2026), up 30.0% from ₹7,432 crore in FY25.

Where do these GIC Re figures come from?

From General Insurance Corporation of India's own consolidated results filings to NSE, in ₹ crore as filed; the date from its board-meeting notices.

Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.