Dhanlaxmi Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	7.2%	7.2%	5.5%	5.6%	—
	0.5%	0.5%	0.4%	0.4%	—
	3.2%	3.2%	2.9%	2.9%	—
	73.5%	73.5%	85.4%	88.7%	—
	0.6%	0.6%	0.2%	−0.0%	—
	3.1%	3.1%	3.3%	3.4%	—
	10.7%	10.7%	11.4%	11.2%	—
	80.0%	80.0%	74.7%	70.7%	—
Additional
	30.5%	25.7%	7.0%	18.0%	−56.2%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

DHANBANK₹36.01

Dhanlaxmi Bank Limited

· Banking & Finance

₹ CroreMcap ₹1,421 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	5.61	5.50	7.16	7.16
Return on Assets	—	0.36	0.39	0.52	0.52
Margins & Efficiency
Net Interest Margin (on assets)	—	2.87	2.85	3.18	3.18
Cost to Income	—	88.66	85.43	73.45	73.45
Credit Cost (provisions / avg advances)	—	-0.01	0.21	0.58	0.58
Operating Expenses / Avg Assets	—	3.39	3.29	3.06	3.06
Other Income Share of Total Income	—	11.22	11.36	10.72	10.72
Credit-Deposit Ratio	—	70.69	74.68	80.02	80.02
Additional
Effective Tax Rate	-56.15	17.96	6.95	25.66	30.46

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.