Question 1

What was Dhanlaxmi Bank's net profit in Q2 FY27?

Accepted Answer

Standalone net profit was ₹48.6 crore, up 109.3% from ₹23.2 crore in Q2 FY26 and up 94.9% from ₹24.9 crore in Q1 FY27.

Question 2

What were Dhanlaxmi Bank's NPAs in Q2 FY27?

Accepted Answer

Gross non-performing assets (NPAs) were ₹281 crore, 1.76% of gross advances, against 3.10% a year earlier and 1.82% in Q1 FY27. Net NPAs were 0.45% of net advances (1.12% a year earlier).

Question 3

What was Dhanlaxmi Bank's net profit in FY26?

Accepted Answer

Standalone net profit was ₹103 crore in FY26 (April 2025–March 2026), up 54.2% from ₹66.6 crore in FY25. It was ₹57.8 crore in FY24 and ₹49.4 crore in FY23: up 108.2% over three years, 27.7% a year on average.

Question 4

What was Dhanlaxmi Bank's net interest income in Q2 FY27?

Accepted Answer

Net interest income (interest earned less interest paid) was ₹188 crore, up 32.3% on the year. Operating profit before provisions was ₹69.8 crore, and provisions were ₹5.7 crore.

Question 5

How were Dhanlaxmi Bank's Q2 FY27 results?

Accepted Answer

Both grew from a year earlier: net profit was up 109.3% at ₹48.6 crore and net interest income was up 32.3% at ₹188 crore. Gross NPAs were 1.76% of advances, against 3.10% a year earlier. Against Q1 FY27, net profit was up 94.9% and net interest income up 5.7%.

Question 6

How much did Dhanlaxmi Bank's deposits and loans grow in Q2 FY27?

Accepted Answer

On 30 September 2026, deposits were ₹20,551 crore, up 20.2% from ₹17,105 crore a year earlier, and advances (loans) were ₹15,738 crore, up 23.2% from ₹12,780 crore a year earlier.

Question 7

What was Dhanlaxmi Bank's EPS in Q2 FY27?

Accepted Answer

Basic earnings per share were ₹1.23, against ₹0.59 in Q2 FY26.

Question 8

What was Dhanlaxmi Bank's net profit in the first half of FY27?

Accepted Answer

Standalone net profit for the first half of FY27 (April–September 2026) was ₹73.5 crore, up 107.6% from ₹35.4 crore in the same months a year earlier. Net interest income was ₹365 crore, up 30.0%.

Question 9

When did Dhanlaxmi Bank announce its Q2 FY27 results?

Accepted Answer

On Monday, 26 October 2026 at 2:02 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 29 October 2025.

Question 10

How has Dhanlaxmi Bank's profit changed over the last four quarters?

Accepted Answer

Net profit by quarter: ₹23.9 crore in Q3 FY26, ₹43.5 crore in Q4 FY26, ₹24.9 crore in Q1 FY27 and ₹48.6 crore in Q2 FY27. That is ₹141 crore over the four quarters, up 67.2% from ₹84.2 crore in the four quarters before. Net interest income: ₹154 crore, ₹187 crore, ₹178 crore and ₹188 crore.

Question 11

What was Dhanlaxmi Bank's net interest income in FY26?

Accepted Answer

Net interest income was ₹622 crore in FY26 (April 2025–March 2026), up 28.8% from ₹483 crore in FY25. It was ₹458 crore in FY24 and ₹476 crore in FY23: up 30.8% over three years, 9.4% a year on average.

Question 12

When will Dhanlaxmi Bank announce its Q3 FY27 results?

Accepted Answer

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Question 13

Where do these Dhanlaxmi Bank figures come from?

Accepted Answer

From Dhanlaxmi Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 26 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Operating
Interest income													Earlier quartersEvery year the company has filed comes with Alpha Plus.
	389	373	365	332	308	300	284	276	258	245	242	249
	75.2	72.5	68.1	71.7	72.3	64.1	60.3	49.8	58.1	58.1	58.7	54.9
	4.9	2.6	2.9	1.9	1.8	2.0	4.7	6.7	2.3	0.9	2.8	1.7
	1.7	1.1	6.7	1.4	1.6	1.7	1.7	2.2	10.4	1.9	2.3	2.0
	471	449	443	407	384	368	351	335	329	306	306	308
	283	272	256	253	242	229	216	206	208	206	201	194
	188	178	187	154	142	139	134	128	121	99.9	105	114
	47.5	34.9	69.3	49.3	34.6	39.3	43.1	42.2	51.8	32.1	41.1	35.7
	519	484	512	456	418	407	394	377	381	338	347	343
	93.9	93.0	71.0	87.2	85.0	83.7	71.1	82.4	80.0	80.3	105	73.2
	71.5	68.1	71.6	75.1	63.3	61.5	67.6	61.6	59.6	55.0	58.2	54.2
	165	161	143	162	148	145	139	144	140	135	163	127
	69.8	51.5	114	41.1	28.2	33.3	38.7	26.6	33.1	−3.3	−17.4	22.3
	5.7	15.9	34.7	17.3	5.0	21.1	11.5	6.7	0.6	4.7	−28.2	19.3
Profit
	64.1	35.5	79.0	23.9	23.2	12.2	27.2	19.9	32.6	−8.0	10.7	3.1
	15.6	10.6	35.5	0.0	0.0	0.0	−1.8	0.0	6.8	0.0	7.4	0.0
	48.6	24.9	43.5	23.9	23.2	12.2	29.0	19.9	25.8	−8.0	3.3	3.1
	48.6	24.9	43.5	23.9	23.2	12.2	29.0	19.9	25.8	−8.0	3.3	3.1
Per share
	₹1.23	₹0.63	₹1.10	₹0.61	₹0.59	₹0.31	₹0.85	₹0.78	₹1.02	−₹0.32	₹0.13	₹0.12
	₹1.23	₹0.63	₹1.10	₹0.61	₹0.59	₹0.31	₹0.85	₹0.78	₹1.02	−₹0.32	₹0.13	₹0.12
	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Profit build-up — alternate / pre-Ind-AS tags
	—	—	—	—	42.5	—	—	—	—	—	—	—
Per share — as-filed variants
	₹1.23	₹0.63	₹1.10	₹0.61	₹0.59	₹0.31	₹0.85	₹0.78	₹1.02	−₹0.32	₹0.13	₹0.12
	₹1.23	₹0.63	₹1.10	₹0.61	₹0.59	₹0.31	₹0.85	₹0.78	₹1.02	−₹0.32	₹0.13	₹0.12
Regulatory disclosures — filed alongside, not part of the P&L
	—	—	64,460	—	50,540	—	40,486	—	—	—	—	—

In ₹ Crore except Per Share 3 Months Ending	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026	Q2 FY27 30/09/2026
Interest Income
+ Interest on Advances / Bills	249.1	242.4	244.9	258.1	275.9	284.0	300.0	308.0	332.0	365.4	373.2	389.3
+ Income on Investments	54.9	58.7	58.1	58.1	49.8	60.3	64.1	72.3	71.7	68.1	72.5	75.2
+ Interest on RBI / Interbank	1.7	2.8	0.9	2.3	6.7	4.7	2.0	1.8	1.9	2.9	2.6	4.9
+ Other Interest	2.0	2.3	1.9	10.4	2.2	1.7	1.7	1.6	1.4	6.7	1.1	1.7
Interest Earned	307.7	306.2	305.8	328.8	334.6	350.6	367.8	383.6	407.1	443.1	449.4	471.2
Interest Expended	193.7	201.4	206.0	208.0	206.3	216.4	228.7	241.7	252.8	256.0	271.7	283.4
Net Interest Income	114.0	104.9	99.9	120.8	128.3	134.2	139.1	142.0	154.2	187.1	177.6	187.8
Other Income	35.7	41.1	32.1	51.8	42.2	43.1	39.3	34.6	49.3	69.3	34.9	47.5
Total Income	343.4	347.3	337.9	380.6	376.8	393.7	407.1	418.2	456.3	512.3	484.3	518.6
Operating
+ Employee Cost	73.2	105.2	80.3	80.0	82.4	71.1	83.7	85.0	87.2	71.0	93.0	93.9
+ Other Operating Expenses	54.2	58.2	55.0	59.6	61.6	67.6	61.5	63.3	75.1	71.6	68.1	71.5
Operating Expenses	127.4	163.4	135.3	139.5	144.0	138.6	145.1	148.3	162.3	142.7	161.1	165.4
Operating Profit (PPOP)	22.3	-17.4	-3.3	33.1	26.6	38.7	33.3	28.2	41.1	113.7	51.5	69.8
Provisions & Contingencies	19.3	-28.2	4.7	0.6	6.7	11.5	21.1	5.0	17.3	34.7	15.9	5.7
Profit
Pretax Income	3.1	10.7	-8.0	32.6	19.9	27.2	12.2	23.2	23.9	79.0	35.5	64.1
Tax Expense	0.0	7.4	0.0	6.8	0.0	-1.8	0.0	0.0	0.0	35.5	10.6	15.6
Net Income	3.1	3.3	-8.0	25.8	19.9	29.0	12.2	23.2	23.9	43.5	24.9	48.6
Net Income to Common	3.1	3.3	-8.0	25.8	19.9	29.0	12.2	23.2	23.9	43.5	24.9	48.6
Per Share
Basic EPS	0.12	0.13	-0.32	1.02	0.78	0.85	0.31	0.59	0.61	1.10	0.63	1.23
Diluted EPS	0.12	0.13	-0.32	1.02	0.78	0.85	0.31	0.59	0.61	1.10	0.63	1.23
Book Value per Share	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Adjustments to Profit / (Loss)	—	—	—	—	—	—	—	42.5	—	—	—	—
Per Share — as-filed variants
Basic EPS before Extraordinary Items	0.12	0.13	-0.32	1.02	0.78	0.85	0.31	0.59	0.61	1.10	0.63	1.23
Diluted EPS before Extraordinary Items	0.12	0.13	-0.32	1.02	0.78	0.85	0.31	0.59	0.61	1.10	0.63	1.23
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period	—	—	—	—	—	40,486.0	—	50,540.1	—	64,459.9	—	—
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio	0.02	0.01	0.01	0.01	0.12	0.01	0.03	0.03	0.03	0.03	0.02	0.16
Cet1 Ratio	0.11	0.11	0.12	0.12	0.13	0.15	0.15	0.15	0.14	0.16	0.17	0.19
Expenditure Ex Provisions	321.1	364.7	341.2	347.5	350.2	355.0	373.8	390.0	415.2	398.7	432.8	448.8
Face Value	—	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Roa	0.00	0.00	-0.00	0.00	0.00	0.01	0.00	0.00	0.00	0.01	0.00	0.01
Gnpa Pct	0.05	0.04	0.04	0.04	0.04	0.03	0.03	0.03	0.02	0.02	0.02	0.02
Gross Npa	495.7	421.2	430.2	4.2	401.1	364.1	402.0	404.3	332.4	286.4	286.6	281.3
Net Npa	126.3	126.5	130.6	1.2	95.1	117.9	138.6	142.9	154.1	75.4	72.6	71.2
Nnpa Pct	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00
Paid Up Equity Capital	253.0	253.0	253.0	253.0	253.0	394.7	394.7	394.7	394.7	394.7	394.7	394.7
Pat Ordinary	3.1	3.3	-8.0	25.8	19.9	29.0	12.2	23.2	23.9	43.5	24.9	48.6
Pbt Before Exceptional	—	—	—	—	—	—	—	23.2	—	—	—	—

Dhanlaxmi Bank quarterly results

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Dhanlaxmi Bank Limited

Dhanlaxmi Bank Q2 FY27 results (July–September 2026)

Q2 FY27 at a glance · standalone

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