| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 519 | 418 | +24.0% |
| Net interest income | 188 | 142 | +32.3% |
| Operating profit | 69.8 | 28.2 | +147.7% |
| Net profit | 48.6 | 23.2 | +109.3% |
| EPS | ₹1.23 | ₹0.59 | +108.5% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 1,269 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 1,771 | 1,601 | 1,320 | 1,207 | 1,071 | ||
| — | +21.3% | +9.4% | +12.7% | — | ||
| 707 | 622 | 483 | 458 | — | ||
| — | +28.8% | +5.4% | — | — | ||
| 3.2% | 3.2% | 2.9% | 2.9% | — | ||
| 276 | 216 | 95.1 | 69.3 | 123 | ||
| 141 | 103 | 66.6 | 57.8 | 49.4 | ||
| — | +54.2% | +15.3% | +17.1% | — | ||
| ₹3.57 | ₹2.60 | ₹1.69 | ₹1.46 | ₹1.25 | ||
| — | +54.2% | +15.3% | +17.1% | — | ||
| 7.2% | 7.2% | 5.5% | 5.6% | — | ||
Balance sheet & asset quality | ||||||
| 20,551 | 18,643 | 16,013 | 14,290 | — | ||
| 15,738 | 14,918 | 11,959 | 10,102 | — | ||
| — | 1.9% | 3.0% | 4.1% | — | ||
| — | 0.5% | 1.0% | 1.3% | — | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 1,268.6 | |
| Interest Earned | 1,071.2 | 1,207.0 | 1,319.9 | 1,601.5 | 1,770.6 | |
| Growth %, YoY | — | +12.7 | +9.4 | +21.3 | — | |
| Net Interest Income | — | 458.5 | 483.3 | 622.3 | 706.6 | |
| Growth %, YoY | — | — | +5.4 | +28.8 | — | |
| NIM %, on assets | — | 2.87 | 2.85 | 3.18 | 3.18 | |
| Operating Profit (PPOP) | 123.2 | 69.3 | 95.1 | 216.3 | 276.1 | |
| Net Income | 49.4 | 57.8 | 66.6 | 102.8 | 140.8 | |
| Growth %, YoY | — | +17.1 | +15.3 | +54.2 | — | |
| EPS, Adj (current shares) | 1.25 | 1.46 | 1.69 | 2.60 | 3.57 | |
| Growth %, YoY | — | +17.1 | +15.3 | +54.2 | — | |
| ROE % | — | 5.61 | 5.50 | 7.16 | 7.16 | |
| Balance Sheet & Asset Quality | ||||||
| Deposits | — | 14,290.3 | 16,013.5 | 18,642.9 | 20,551.5 | |
| Advances | — | 10,102.2 | 11,959.5 | 14,918.1 | 15,738.3 | |
| Gross NPA % | — | 4.05 | 2.98 | 1.89 | — | |
| Net NPA % | — | 1.25 | 0.99 | 0.51 | — | |
Prices at the previous close · figures from the company's filings with NSE
Dhanlaxmi Bank (NSE: DHANBANK) had a market capitalisation of ₹1,269 crore at the previous close (₹32.14 a share), a PE ratio of 9.0 on the last four quarters' profit and a price-to-book ratio of 0.82. In FY26 its standalone net profit was ₹103 crore on net interest income of ₹622 crore; in Q2 FY27 (July–September 2026) it was ₹48.6 crore, up 109.3% year on year. Gross NPAs were 1.76% of advances on 30 September 2026.
Dhanlaxmi Bank's PE ratio is 9.0 at the previous close (₹32.14 a share): a market capitalisation of ₹1,269 crore divided by consolidated net profit of ₹141 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹103 crore) it is 12.3.
Dhanlaxmi Bank's price-to-book (PB) ratio is 0.82 at the previous close: a market capitalisation of ₹1,269 crore divided by shareholders' equity (book value) of ₹1,543 crore on 30 September 2026. That is a book value of ₹39.10 per share against a share price of ₹32.14.
Dhanlaxmi Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,543 crore on 30 September 2026, up 8.9% from ₹1,417 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,269 crore at the previous close.
Dhanlaxmi Bank's market capitalisation was ₹1,269 crore at the previous close: 39.47 crore shares at ₹32.14 each.
Dhanlaxmi Bank's basic earnings per share (EPS) were ₹2.60 in FY26. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹3.57.
Dhanlaxmi Bank's common equity tier 1 (CET1) ratio was 18.86% on 30 September 2026.
In FY26, Dhanlaxmi Bank's return on equity (ROE) was 7.2%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 5.5%.
Dhanlaxmi Bank's gross non-performing assets (NPAs) were ₹281 crore, 1.76% of gross advances, on 30 September 2026 (3.10% a year earlier). Net NPAs were 0.45% of net advances (1.12% a year earlier).
Dhanlaxmi Bank's credit-deposit ratio was 76.6% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.
Dhanlaxmi Bank's book value per share was ₹39.10 on 30 September 2026: shareholders' equity of ₹1,543 crore divided by the 39.47 crore shares in issue, up 8.9% from ₹35.91 a year earlier. The share price at the previous close was ₹32.14.
Dhanlaxmi Bank's latest results are for Q2 FY27 (July–September 2026), filed on 26 October 2026: standalone net profit ₹48.6 crore, up 109.3% from ₹23.2 crore in Q2 FY26; net interest income ₹188 crore, up 32.3% year on year.
In FY26 (April 2025–March 2026), Dhanlaxmi Bank's standalone net profit was ₹103 crore, up 54.2% from ₹66.6 crore in FY25, on net interest income of ₹622 crore (up 28.8%). Over three years, from FY23, net profit was up 108.2%.
On 30 September 2026, Dhanlaxmi Bank's deposits were ₹20,551 crore, up 20.2% from a year earlier, and its advances (loans) were ₹15,738 crore, up 23.2% from a year earlier.
Dhanlaxmi Bank has no promoter group: on 30 September 2026 promoters held 0% of its shares, according to the shareholding pattern filed with NSE. Foreign portfolio investors held 14.10% and domestic institutions 0.05%.
Dhanlaxmi Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
On 30 September 2026, Dhanlaxmi Bank's shares were held by foreign portfolio investors (FII/FPI) 14.10%, domestic institutions (DII) 0.05% (including mutual funds at 0.00%) and retail and other non-institutional investors 85.85%. Over the year, FII holding was down 1.18 percentage points from 15.28% and DII holding was unchanged.
From Dhanlaxmi Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.