Dhanlaxmi Bank financials

Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹519cr+24.0% on Q2 FY26
Net interest income
₹188cr+32.3% on Q2 FY26
Net profit
₹48.6cr+109.3% on Q2 FY26
EPS
₹1.23+108.5% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income519418+24.0%
Net interest income188142+32.3%
Operating profit69.828.2+147.7%
Net profit48.623.2+109.3%
EPS₹1.23₹0.59+108.5%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹519 crNet profit₹48.6 crNet interest margin3.3%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
1,269————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
1,7711,6011,3201,2071,071
—+21.3%+9.4%+12.7%—
707622483458—
—+28.8%+5.4%——
3.2%3.2%2.9%2.9%—
27621695.169.3123
14110366.657.849.4
—+54.2%+15.3%+17.1%—
₹3.57₹2.60₹1.69₹1.46₹1.25
—+54.2%+15.3%+17.1%—
7.2%7.2%5.5%5.6%—
Balance sheet & asset quality
20,55118,64316,01314,290—
15,73814,91811,95910,102—
—1.9%3.0%4.1%—
—0.5%1.0%1.3%—
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

DHANBANK₹32.14

Dhanlaxmi Bank Limited

· Banking & Finance
₹ CroreMcap ₹1,269 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————1,268.6
Interest Earned1,071.21,207.01,319.91,601.51,770.6
Growth %, YoY—+12.7+9.4+21.3—
Net Interest Income—458.5483.3622.3706.6
Growth %, YoY——+5.4+28.8—
NIM %, on assets—2.872.853.183.18
Operating Profit (PPOP)123.269.395.1216.3276.1
Net Income49.457.866.6102.8140.8
Growth %, YoY—+17.1+15.3+54.2—
EPS, Adj (current shares)1.251.461.692.603.57
Growth %, YoY—+17.1+15.3+54.2—
ROE %—5.615.507.167.16
Balance Sheet & Asset Quality
Deposits—14,290.316,013.518,642.920,551.5
Advances—10,102.211,959.514,918.115,738.3
Gross NPA %—4.052.981.89—
Net NPA %—1.250.990.51—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Dhanlaxmi Bank financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

Dhanlaxmi Bank (NSE: DHANBANK) had a market capitalisation of ₹1,269 crore at the previous close (₹32.14 a share), a PE ratio of 9.0 on the last four quarters' profit and a price-to-book ratio of 0.82. In FY26 its standalone net profit was ₹103 crore on net interest income of ₹622 crore; in Q2 FY27 (July–September 2026) it was ₹48.6 crore, up 109.3% year on year. Gross NPAs were 1.76% of advances on 30 September 2026.

Dhanlaxmi Bank Q2 FY27 results
filed 26 October 2026
Share price used
₹32.14 · previous close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Dhanlaxmi Bank at a glance · consolidated

Market cap
₹1,269 Crat ₹32.14 · previous close
PE ratio (last 4 quarters)
9.012.3 on FY26 profit
Price to book (PB)
0.82book value ₹39.10 a share
ROE (FY26)
7.2%+1.7 pts vs FY25
Gross NPA
1.76%3.10% in Q2 FY26net NPA 0.45% · Q2 FY27
FII holding
14.10%−0.1 pts vs 30 Jun 2026no promoter group
Net worth
₹1,543 Cr+8.9% vs 30 Sep 202530 September 2026
CET1 ratio
18.86%30 September 2026
EPS (FY26)
₹2.60

Questions

What is the Dhanlaxmi Bank PE ratio today?

Dhanlaxmi Bank's PE ratio is 9.0 at the previous close (₹32.14 a share): a market capitalisation of ₹1,269 crore divided by consolidated net profit of ₹141 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹103 crore) it is 12.3.

What is the Dhanlaxmi Bank PB ratio (price to book value)?

Dhanlaxmi Bank's price-to-book (PB) ratio is 0.82 at the previous close: a market capitalisation of ₹1,269 crore divided by shareholders' equity (book value) of ₹1,543 crore on 30 September 2026. That is a book value of ₹39.10 per share against a share price of ₹32.14.

What is the Dhanlaxmi Bank net worth?

Dhanlaxmi Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,543 crore on 30 September 2026, up 8.9% from ₹1,417 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,269 crore at the previous close.

What is the Dhanlaxmi Bank market cap?

Dhanlaxmi Bank's market capitalisation was ₹1,269 crore at the previous close: 39.47 crore shares at ₹32.14 each.

What is the Dhanlaxmi Bank EPS?

Dhanlaxmi Bank's basic earnings per share (EPS) were ₹2.60 in FY26. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹3.57.

What is the Dhanlaxmi Bank capital adequacy ratio?

Dhanlaxmi Bank's common equity tier 1 (CET1) ratio was 18.86% on 30 September 2026.

What is the Dhanlaxmi Bank ROE?

In FY26, Dhanlaxmi Bank's return on equity (ROE) was 7.2%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 5.5%.

What is the Dhanlaxmi Bank NPA?

Dhanlaxmi Bank's gross non-performing assets (NPAs) were ₹281 crore, 1.76% of gross advances, on 30 September 2026 (3.10% a year earlier). Net NPAs were 0.45% of net advances (1.12% a year earlier).

What is the Dhanlaxmi Bank CD ratio (credit-deposit ratio)?

Dhanlaxmi Bank's credit-deposit ratio was 76.6% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What is the Dhanlaxmi Bank book value per share?

Dhanlaxmi Bank's book value per share was ₹39.10 on 30 September 2026: shareholders' equity of ₹1,543 crore divided by the 39.47 crore shares in issue, up 8.9% from ₹35.91 a year earlier. The share price at the previous close was ₹32.14.

What are the Dhanlaxmi Bank latest quarterly results?

Dhanlaxmi Bank's latest results are for Q2 FY27 (July–September 2026), filed on 26 October 2026: standalone net profit ₹48.6 crore, up 109.3% from ₹23.2 crore in Q2 FY26; net interest income ₹188 crore, up 32.3% year on year.

What is the Dhanlaxmi Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), Dhanlaxmi Bank's standalone net profit was ₹103 crore, up 54.2% from ₹66.6 crore in FY25, on net interest income of ₹622 crore (up 28.8%). Over three years, from FY23, net profit was up 108.2%.

What are the Dhanlaxmi Bank deposits and advances?

On 30 September 2026, Dhanlaxmi Bank's deposits were ₹20,551 crore, up 20.2% from a year earlier, and its advances (loans) were ₹15,738 crore, up 23.2% from a year earlier.

What is the Dhanlaxmi Bank promoter holding?

Dhanlaxmi Bank has no promoter group: on 30 September 2026 promoters held 0% of its shares, according to the shareholding pattern filed with NSE. Foreign portfolio investors held 14.10% and domestic institutions 0.05%.

When are the Dhanlaxmi Bank next results?

Dhanlaxmi Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the Dhanlaxmi Bank shareholding pattern?

On 30 September 2026, Dhanlaxmi Bank's shares were held by foreign portfolio investors (FII/FPI) 14.10%, domestic institutions (DII) 0.05% (including mutual funds at 0.00%) and retail and other non-institutional investors 85.85%. Over the year, FII holding was down 1.18 percentage points from 15.28% and DII holding was unchanged.

Where do these Dhanlaxmi Bank figures come from?

From Dhanlaxmi Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.