In ₹ Crore except Per Share Latest Annual	BFINVEST FY26	SUMMITSEC FY26	SCILAL FY26	PNBGILTS FY26	Peer Average
Valuation — at last close
P/E	◆ 5.26×	14.20×	57.02×	7.52×	26.24× -80%
P/B	0.17×	0.17×	0.55×	◆ 0.08×	0.27× -35%
EV/EBITDA	14.30×	10.63×	◆ -39.43×	—	-14.40× +199%
Market Cap	₹1,484 Cr	₹1,485 Cr	₹1,647 Cr	₹137 Cr	₹1,090 Cr +36%
Growth
Revenue CAGR 3Y	34.73%	◆ 41.88%	—	11.37%	26.63% +30%
Revenue CAGR 5Y	35.99%	◆ 37.83%	—	10.06%	23.95% +50%
Net Income CAGR 3Y	2.84%	◆ 41.33%	—	—	41.33% -93%
Revenue YoY (latest Q)	19.67%	◆ 48.46%	25.12%	-1.60%	23.99% -18%
Net Income YoY (latest Q)	◆ 279.81%	74.83%	180.43%	198.86%	151.37% +85%
Profitability
EBITDA Margin	83.89%	◆ 96.86%	-179.06%	—	-41.10% +304%
NIM (banks)	—	—	—	1.46%	1.46%
Net Income Margin	◆ 369.47%	72.62%	123.69%	10.69%	69.00% +435%
Return on Common Equity	3.65%	1.14%	0.96%	◆ 11.16%	4.42% -17%
Return on Capital Employed	—	—	-1.26%	—	-1.26%
Return on Assets	◆ 3.32%	0.99%	0.82%	0.70%	0.84% +297%
Credit & Quality
Total Debt/Equity	◆ 0.00×	0.00×	0.00×	14.55×	4.85× -100%
Interest Coverage	—	—	-4412.00×	—	-4412.00×
Cost/Income (banks)	—	—	—	13.66%	13.66%
Scale — latest FY
Revenue / Total Income	₹76.3 Cr	₹144 Cr	₹23.3 Cr	₹1,699 Cr	₹622 Cr -88%
Net Income	₹282 Cr	₹105 Cr	₹28.8 Cr	₹182 Cr	₹105 Cr +169%
Total Assets	₹9,394 Cr	₹9,811 Cr	₹3,550 Cr	₹27,060 Cr	₹13,474 Cr -30%
EPS	₹74.87	₹95.98	₹0.62	₹10.09	₹35.56 +111%
Book Value per Share	₹2,266.82	₹7,847.04	₹64.51	₹949.76	₹2,953.77 -23%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.