PNB Gilts financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹437cr−1.6% on Q2 FY26
Net interest income
₹92.2cr−4.2% on Q2 FY26
Net profit
₹44.8cr−₹45.4 cr in Q2 FY26
EPS
₹2.49−₹2.52 in Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income437443−1.6%
Net interest income92.296.2−4.2%
Net profit44.8−45.4—
EPS₹2.49−₹2.52—

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹437 crNet profit₹44.8 crNet interest margin1.4%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
137————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
1,7401,6991,6761,5771,230
—+1.4%+6.3%+28.2%—
396377199107249
—+88.8%+86.9%−57.1%—
1.5%1.5%0.8%0.5%1.2%
13.7%13.7%9.5%28.7%11.6%
19218223369.4−77.2
—−22.1%+235.7%+189.9%—
₹106.91₹100.90₹129.46₹38.56−₹42.90
—−22.1%+235.7%+189.9%—
11.2%11.2%16.2%5.4%−6.1%
0.7%0.7%1.0%0.3%−0.4%
Balance sheet
2,5922,05255.42341,202
—+3,601.6%−76.3%−80.5%—
24,88024,88022,38122,39919,238
14.55×14.55×14.48×16.84×15.27×
15.83×15.83×15.99×18.45×17.06×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

PNBGILTS₹75.89

PNB Gilts Limited

· Banking & Finance
₹ CrorePeersSUMMITSECBFINVESTSTELVHLSCILALJPOLYINVSTAFSLJINDALPHOTMcap ₹137 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————136.6
Total Income1,229.91,576.71,676.31,699.11,740.2
Growth %, YoY—+28.2+6.3+1.4—
Net Interest Income248.7106.7199.5376.6395.7
Growth %, YoY—-57.1+86.9+88.8—
NIM %, on assets1.160.460.811.461.46
Cost to Income %11.6328.729.5013.6613.66
Net Income-77.269.4233.0181.6192.4
Growth %, YoY—+189.9+235.7-22.1—
EPS, Adj (current shares)-42.9038.56129.46100.90106.91
Growth %, YoY—+189.9+235.7-22.1—
ROE %-6.135.3616.2111.1611.16
ROA %-0.360.300.950.700.70
Balance Sheet
Loans1,202.3233.955.42,052.02,592.4
Growth %, YoY—-80.5-76.3+3,601.6—
Total Borrowings19,238.422,399.022,381.524,880.324,880.3
Debt/Equity ×15.2716.8414.4814.5514.55
Leverage (Assets/Equity) ×17.0618.4515.9915.8315.83
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

PNB Gilts financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

PNB Gilts (NSE: PNBGILTS) had a market capitalisation of ₹1,351 crore at the 30 October 2026 close (₹75.04 a share), a PE ratio of 7.0 on the last four quarters' profit and a price-to-book ratio of 0.75. In FY26 its consolidated net profit was ₹182 crore on revenue of ₹1,699 crore; in Q2 FY27 (July–September 2026) it was ₹44.8 crore. Promoters held 74.07% of the shares on 30 September 2026.

PNB Gilts Q2 FY27 results
filed 13 October 2026
Share price used
₹75.04 · 30 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

PNB Gilts at a glance · consolidated

Market cap
₹1,351 Crat ₹75.04 · 30 Oct close
PE ratio (last 4 quarters)
7.07.4 on FY26 profit
Price to book (PB)
0.75book value ₹99.95 a share
ROE (FY26)
11.2%
Debt to equity
13.61net debt ₹24,041 Cr
Promoter holding
74.07%unchanged vs 30 Jun 202630 September 2026
Dividend yield
2.67%₹2 a share in 12 months
Net worth
₹1,799 Cr+9.6% vs 30 Sep 202530 September 2026
EPS (FY26)
₹10.09

Questions

What is the PNB Gilts PE ratio today?

PNB Gilts' PE ratio is 7.0 at the 30 October 2026 close (₹75.04 a share): a market capitalisation of ₹1,351 crore divided by consolidated net profit of ₹192 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹182 crore) it is 7.4.

What is the PNB Gilts debt to equity ratio?

PNB Gilts' debt-to-equity ratio was 13.61 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹24,494 crore against total equity of ₹1,799 crore. A year earlier, on 30 September 2025, it was 15.13.

What is the PNB Gilts net worth?

PNB Gilts' net worth — shareholders' equity in its consolidated balance sheet — was ₹1,799 crore on 30 September 2026, up 9.6% from ₹1,642 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,351 crore at the 30 October 2026 close.

What is the PNB Gilts PB ratio (price to book value)?

PNB Gilts' price-to-book (PB) ratio is 0.75 at the 30 October 2026 close: a market capitalisation of ₹1,351 crore divided by shareholders' equity (book value) of ₹1,799 crore on 30 September 2026. That is a book value of ₹99.95 per share against a share price of ₹75.04.

What is the PNB Gilts book value per share?

PNB Gilts' book value per share was ₹99.95 on 30 September 2026: shareholders' equity of ₹1,799 crore divided by the 18 crore shares in issue, up 9.6% from ₹91.22 a year earlier. The share price at the 30 October 2026 close was ₹75.04.

What is the PNB Gilts shareholding pattern?

On 30 September 2026, PNB Gilts' shares were held by promoters 74.07%, foreign portfolio investors (FII/FPI) 0.06%, domestic institutions (DII) 0.00% and retail and other non-institutional investors 25.87%. Over the year, FII holding was down 0.71 percentage points from 0.77% and DII holding was unchanged.

What is the PNB Gilts market cap?

PNB Gilts' market capitalisation was ₹1,351 crore at the 30 October 2026 close: 18 crore shares at ₹75.04 each.

What is the PNB Gilts ROE?

In FY26, PNB Gilts' return on equity (ROE) was 11.2%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the PNB Gilts EPS?

PNB Gilts' basic earnings per share (EPS) were ₹10.09 in FY26, against ₹12.95 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹10.68.

What is the PNB Gilts dividend yield?

PNB Gilts' dividend yield is 2.67% at the 30 October 2026 close: dividends of ₹2 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹75.04. They were ₹2 on 21 September 2026.

What is the PNB Gilts promoter holding?

Promoters held 74.07% of PNB Gilts on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

When are the PNB Gilts next results?

PNB Gilts has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the PNB Gilts dividend in 2026 and its record date?

In 2026, PNB Gilts has declared one dividend: ₹2 with record date 21 September 2026.

What are the PNB Gilts latest quarterly results?

PNB Gilts' latest results are for Q2 FY27 (July–September 2026), filed on 13 October 2026: consolidated net profit ₹44.8 crore, against a loss of ₹45.4 crore in Q2 FY26; revenue from operations ₹436 crore, down 1.6% year on year.

What is the PNB Gilts revenue and profit in FY26?

In FY26 (April 2025–March 2026), PNB Gilts' consolidated net profit was ₹182 crore, down 22.1% from ₹233 crore in FY25, on revenue from operations of ₹1,699 crore (up 1.4%).

How does PNB Gilts compare with its peers?

On FY26 consolidated figures, against Summit Securities, BF Investment and Stel Holdings: PNB Gilts' return on equity of 11.2% is the highest of the four (Summit Securities 1.1%, BF Investment 3.7%, Stel Holdings 1.2%; peer average 2.0%); its revenue growth over three years of 11.4% a year is the lowest of the four (Summit Securities 41.9% a year, BF Investment 34.7% a year, Stel Holdings 16.9% a year; peer average 31.2% a year).

How does the PNB Gilts PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit, PNB Gilts' PE ratio is 7.4, the third highest of the four: Summit Securities 14.0, BF Investment 5.1 and Stel Holdings 47.1, a peer average of 22.1. Each is the company's market capitalisation at that price divided by its FY26 net profit.

PNB Gilts vs Summit Securities: how do they compare?

In FY26, PNB Gilts earned net profit of ₹182 crore on revenue of ₹1,699 crore, against ₹105 crore on ₹144 crore for Summit Securities. At the 30 October 2026 close, PNB Gilts' market capitalisation was ₹1,351 crore against ₹1,460 crore for Summit Securities, and its PE ratio on FY26 profit 7.4 against 14.0.

Where do these PNB Gilts figures come from?

From PNB Gilts' own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.