In ₹ Crore except Per Share Latest Annual	BENGALASM FY26	TRU FY26	TFL FY26	BAIDFIN FY26	Peer Average
Valuation — at last close
P/E	54.22×	—	—	◆ 8.60×	8.60× +530%
P/B	5.44×	0.91×	2.23×	◆ 0.66×	1.27× +330%
EV/EBITDA	—	—	-50.46×	—	-50.46×
Market Cap	₹6,494 Cr	₹46.4 Cr	₹63.9 Cr	₹153 Cr	₹87.8 Cr +7295%
Growth
Revenue CAGR 3Y	◆ 27.08%	—	10.04%	21.04%	15.54% +74%
Revenue CAGR 5Y	◆ 38.90%	—	0.18%	—	0.18% +21511%
Net Income CAGR 3Y	-0.57%	—	—	◆ 13.00%	13.00% -104%
Revenue YoY (latest Q)	—	-46.25%	-22.51%	◆ -8.98%	-25.91%
Net Income YoY (latest Q)	—	64.83%	◆ 91.15%	8.17%	54.72%
Profitability
EBITDA Margin	◆ 46.88%	—	-12.76%	—	-12.76% +467%
NIM (banks)	—	0.70%	—	◆ 9.38%	5.04%
Net Income Margin	◆ 40.51%	-136.48%	-30.65%	15.40%	-50.58% +180%
Return on Common Equity	◆ 10.23%	-105.71%	-14.80%	7.27%	-37.75% +127%
Return on Assets	◆ 9.23%	-20.66%	-5.39%	3.02%	-7.68% +220%
Credit & Quality
Total Debt/Equity	—	6.50×	◆ 1.07×	1.23×	2.93×
Interest Coverage	◆ 28.09×	—	-0.61×	—	-0.61× +4705%
Cost/Income (banks)	—	720.55%	—	◆ 29.06%	374.80%
Scale — latest FY
Revenue / Total Income	₹296 Cr	₹82.5 Cr	₹14.4 Cr	₹97.3 Cr	₹64.7 Cr +357%
Net Income	₹120 Cr	−₹113 Cr	−₹4.4 Cr	₹15 Cr	−₹34 Cr +452%
Total Assets	₹1,346 Cr	₹392 Cr	₹64 Cr	₹539 Cr	₹332 Cr +306%
EPS	₹105.03	₹-9.48	₹-0.97	₹1.15	₹-3.1 +3488%
Book Value per Share	₹1,047.39	₹4.29	₹5.2	₹15.03	₹8.17 +12715%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 85%.