Bandhan Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	4.9%	4.9%	11.9%	10.3%	—
	0.6%	0.6%	1.5%	1.3%	—
	5.4%	5.4%	6.2%	5.8%	—
	56.8%	56.8%	48.9%	46.8%	39.5%
	2.9%	2.9%	3.0%	3.1%	—
	3.8%	3.8%	3.8%	3.3%	—
	11.2%	11.2%	11.9%	10.3%	13.4%
	90.2%	90.2%	87.3%	89.6%	—
Additional
	27.5%	29.4%	24.2%	24.2%	24.1%
	—	19.7%	8.8%	10.8%	0.0%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

BANDHANBNK₹161.84

Bandhan Bank Ltd.

· Banking & Finance

₹ CrorePeersUJJIVANSFB EQUITASBNK IDFCFIRSTB CAMS ANGELONE CDSL CHOLAHLDNG ANANDRATHIMcap ₹26,072 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	10.32	11.88	4.88	4.88
Return on Assets	—	1.25	1.49	0.61	0.61
Margins & Efficiency
Net Interest Margin (on assets)	—	5.81	6.22	5.38	5.38
Cost to Income	39.54	46.84	48.89	56.76	56.76
Credit Cost (provisions / avg advances)	—	3.05	2.98	2.93	2.93
Operating Expenses / Avg Assets	—	3.29	3.83	3.82	3.82
Other Income Share of Total Income	13.44	10.29	11.91	11.19	11.19
Credit-Deposit Ratio	—	89.60	87.29	90.24	90.24
Additional
Effective Tax Rate	24.14	24.24	24.23	29.43	27.47
Dvd Payout Ratio	0.00	10.84	8.80	19.75	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.