Bandhan Bank cash flow

Latest FY26

Cash from operations: ₹1,143cr−58.5% on FY25
Cash from investing: ₹317cr−₹3,879 cr in FY25
Cash from financing: ₹2,923cr−₹5,475 cr in FY25
Capital spending: ₹529cr+83.5% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	304	279	238	143
	—	0.0	3,765	3,697	4,198
	—	−12.8	−1,526	−7.6	−2.9
	—	77.7	211	35.2	6.7
	—	4,131	−286	−273	772
	—	−1,837	−1,555	−1,416	−1,341
	—	1.3	0.0	0.0	0.0
	—	−22,203	−14,563	−20,035	−17,353
	—	1,156	−4,163	2,554	−5,085
	—	15,132	16,011	27,137	11,739
	—	343	−58.6	1,058	500
	—	2,970	0.0	0.0	0.0
	—	−2,603	−2,774	10,714	−10,199
Cash from operating activities
	2,569	1,734	3,623	2,943	2,893
	—	74.4	−359	12,995	−6,421
	—	1,808	3,264	15,938	−3,528
	—	−12.8	0.0	0.0	0.0
	—	653	511	1,129	717
	—	1,143	2,752	14,808	−4,245
	—	1,143	2,752	14,808	−4,245
Cash from investing activities
	—	529	288	557	412
	—	2.3	1.9	1.1	2.3
	—	1,740	1,456	1,422	1,288
	—	−897	−5,049	825	−2,496
	—	317	−3,879	1,691	−1,618
	—	317	−3,879	1,691	−1,618
Cash from financing activities
	—	0.0	0.0	2.4	1.7
	—	3,407	0.0	−8,339	4,790
	—	242	5,233	0.0	0.0
	—	242	242	242	0.0
	—	2,923	−5,475	−8,579	4,791
	—	2,923	−5,475	−8,579	4,791
	—	4,382	−6,601	7,921	−1,071
	—	4,382	−6,601	7,921	−1,071
	—	13,949	9,567	16,168	8,247
Reference items
	614	614	2,464	14,251	−4,657
	₹3.81	₹3.81	₹15.30	₹88.46	−₹28.91
	42.47×	—	—	—	—
	—	0.93×	1.00×	6.64×	−1.93×
	—	653	511	1,129	717

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

BANDHANBNK₹161.84

Bandhan Bank Ltd.

· Banking & Finance

₹ CrorePeersUJJIVANSFB EQUITASBNK IDFCFIRSTB CAMS ANGELONE CDSL CHOLAHLDNG ANANDRATHIMcap ₹26,072 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	142.6	237.6	279.2	304.2	—
+ Impairment Loss / (Reversal)	4,198.4	3,696.6	3,765.4	0.0	—
+ Interest Income	-2.9	-7.6	-1,525.8	-12.8	—
+ Share-based Payments	6.7	35.2	210.7	77.7	—
+ Other Non-cash Items	772.0	-273.1	-286.0	4,131.1	—
+ Other — Cash Effects are Investing / Financing	-1,341.3	-1,416.0	-1,554.8	-1,837.3	—
+ Other Reconciling Items	0.0	0.0	0.0	1.3	—
Changes in Working Capital
+ Trade Receivables	-17,352.6	-20,035.0	-14,563.2	-22,203.2	—
+ Other Current Assets	-5,085.0	2,553.8	-4,162.7	1,155.9	—
+ Trade Payables	11,738.7	27,137.3	16,010.5	15,131.9	—
+ Other Current Liabilities	499.8	1,058.3	-58.6	343.2	—
+ Provisions	0.0	0.0	0.0	2,969.7	—
Total Working Capital Changes	-10,199.0	10,714.4	-2,774.0	-2,602.5	—
Cash from Operating Activities
Profit Before Tax (per I/S)	2,893.0	2,942.9	3,623.3	1,733.8	2,568.9
+ Total Adjustments (incl. Working Capital)	-6,420.6	12,994.6	-359.5	74.4	—
Cash from Operations (pre-tax)	-3,527.6	15,937.5	3,263.8	1,808.3	—
+ Interest Received — Operating	0.0	0.0	0.0	-12.8	—
+ Income Taxes Paid	717.3	1,129.1	511.5	652.8	—
Cash from Operating — before Extraordinary Items	-4,245.0	14,808.4	2,752.3	1,142.6	—
Cash from Operating Activities	-4,245.0	14,808.4	2,752.3	1,142.6	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	412.1	557.4	288.1	528.7	—
+ Disp of Fixed Assets	2.3	1.1	1.9	2.3	—
+ Interest Received — Investing	1,288.5	1,422.5	1,456.5	1,740.4	—
+ Other Inflows / (Outflows) — Investing	-2,496.3	824.8	-5,049.0	-897.5	—
Cash from Investing — before Extraordinary Items	-1,617.6	1,691.0	-3,878.7	316.6	—
Cash from Investing Activities	-1,617.6	1,691.0	-3,878.7	316.6	—
Cash from Financing Activities
+ Proceeds from Issue of Shares (unclassified)	1.7	2.4	0.0	0.0	—
+ Proceeds from Borrowings	4,789.6	-8,339.3	0.0	3,406.7	—
+ Repayment of Borrowings	0.0	0.0	5,233.0	242.3	—
+ Dividends Paid	0.0	241.6	241.6	241.6	—
Cash from Financing — before Extraordinary Items	4,791.3	-8,578.5	-5,474.6	2,922.7	—
Cash from Financing Activities	4,791.3	-8,578.5	-5,474.6	2,922.7	—
Net Changes in Cash (pre-FX)	-1,071.3	7,920.9	-6,601.0	4,381.8	—
Net Changes in Cash	-1,071.3	7,920.9	-6,601.0	4,381.8	—
Closing Cash	8,247.5	16,168.4	9,567.3	13,949.2	—
Reference Items
Free Cash Flow (CFO − Capex)	-4,657.0	14,251.0	2,464.3	613.9	613.9
Free Cash Flow per Basic Share	-28.91	88.46	15.30	3.81	3.81
Price to Free Cash Flow	—	—	—	—	42.47
Cash Flow to Net Income	-1.93	6.64	1.00	0.93	—
Cash Paid for Taxes	717.3	1,129.1	511.5	652.8	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.