In ₹ Crore except Per Share Latest Annual	AIIL FY26	BAJAJHFL FY26	CRISIL FY26	MAHABANK FY26	Peer Average
Valuation — at last close
P/E	◆ 8.12×	25.38×	144.15×	8.88×	59.47× -86%
P/B	2.88×	2.88×	—	◆ 1.87×	2.38× +21%
EV/EBITDA	19.71×	—	—	—	—
Market Cap	₹42,473 Cr	₹64,897 Cr	₹33,614 Cr	₹62,302 Cr	₹53,604 Cr -21%
Growth
Revenue CAGR 3Y	—	—	-31.28%	◆ 21.77%	-4.76%
Revenue CAGR 5Y	—	—	-19.56%	◆ 22.56%	1.50%
Net Income CAGR 3Y	—	—	-30.14%	◆ 39.20%	4.53%
Revenue YoY (latest Q)	20.94%	17.99%	20.18%	◆ 22.09%	20.09% +4%
Net Income YoY (latest Q)	17.52%	17.73%	5.92%	◆ 41.41%	21.69% -19%
Profitability
EBITDA Margin	◆ 88.20%	—	30.12%	—	30.12% +193%
NIM (banks)	—	3.26%	—	◆ 3.43%	3.34%
Net Income Margin	◆ 73.96%	22.97%	22.05%	21.39%	22.14% +234%
Return on Common Equity	13.11%	12.06%	—	◆ 22.66%	17.36% -24%
Return on Assets	◆ 10.93%	2.23%	—	1.76%	2.00% +448%
Credit & Quality
Total Debt/Equity	◆ 0.23×	4.60×	—	—	4.60× -95%
Interest Coverage	11.42×	—	◆ 41.17×	—	41.17× -72%
Gross NPA (banks)	—	—	—	1.45%	1.45%
Cost/Income (banks)	—	◆ 19.45%	—	37.08%	28.27%
Scale — latest FY
Revenue / Total Income	₹2,609 Cr	₹11,147 Cr	₹1,058 Cr	₹32,824 Cr	₹15,010 Cr -83%
Net Income	₹1,929 Cr	₹2,560 Cr	₹233 Cr	₹7,021 Cr	₹3,271 Cr -41%
Total Assets	₹19,211 Cr	₹1.27L Cr	—	₹4.27L Cr	₹2.77L Cr -93%
EPS	₹61.61	₹3.07	₹31.9	₹9.12	₹14.7 +319%
Book Value per Share	₹173.43	₹27.04	—	₹43.2	₹35.12 +394%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.