In ₹ Crore except Per Share Latest Annual | AIIL FY26 | BAJAJHFL FY26 | CRISIL FY26 | MAHABANK FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | ◆ 8.35× | — | 147.87× | 9.24× | 78.55× -89% | |
| P/B | 2.96× | — | — | ◆ 1.95× | 1.95× +52% | |
| Market Cap | ₹43,691 Cr | — | ₹34,482 Cr | ₹64,794 Cr | ₹49,638 Cr -12% | |
| Growth | ||||||
| Revenue CAGR 3Y | — | — | -31.28% | ◆ 21.77% | -4.76% | |
| Revenue CAGR 5Y | — | — | -19.56% | ◆ 22.56% | 1.50% | |
| Net Income CAGR 3Y | — | — | -30.14% | ◆ 39.20% | 4.53% | |
| Revenue YoY (latest Q) | 20.94% | — | ◆ 27.56% | 15.03% | 21.29% -2% | |
| Net Income YoY (latest Q) | 17.52% | — | 26.16% | ◆ 26.83% | 26.49% -34% | |
| Profitability | ||||||
| EBITDA Margin | ◆ 88.20% | — | 30.12% | — | 30.12% +193% | |
| NIM (banks) | — | — | — | 3.20% | 3.20% | |
| Net Income Margin | ◆ 73.96% | — | 22.05% | 21.39% | 21.72% +241% | |
| Return on Common Equity | 13.08% | — | — | ◆ 21.12% | 21.12% -38% | |
| Return on Assets | ◆ 10.04% | — | — | 1.64% | 1.64% +512% | |
| Credit & Quality | ||||||
| Interest Coverage | 11.42× | — | ◆ 41.17× | — | 41.17× -72% | |
| Gross NPA (banks) | — | — | — | 1.45% | 1.45% | |
| Cost/Income (banks) | — | — | — | 37.08% | 37.08% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹2,609 Cr | — | ₹1,058 Cr | ₹32,824 Cr | ₹16,941 Cr -85% | |
| Net Income | ₹1,929 Cr | — | ₹233 Cr | ₹7,021 Cr | ₹3,627 Cr -47% | |
| Total Assets | ₹19,211 Cr | ₹1.27L Cr | — | ₹4.27L Cr | ₹2.77L Cr -93% | |
| EPS | ₹61.61 | — | ₹31.9 | ₹9.12 | ₹20.51 +200% | |
| Book Value per Share | ₹173.88 | — | — | ₹43.2 | ₹43.2 +303% | |