ARMANFIN2,039.00

Arman Financial Services Limited

· Banking & Finance
₹ CrorePeersPFSMUFINUGROCAPINDOSTARFINKURVECRESTSGFINAYEMcap ₹2,144 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation1.41.81.7
+ Impairment Loss / (Reversal)25.60.0-39.1
+ Finance Costs265.5239.4205.4
+ Interest Income-593.1-618.9-577.2
+ Fair Value (Gains) / Losses-0.1-7.80.0
+ Share-based Payments0.07.34.6
+ Unrealised FX (Gain) / Loss0.0-0.60.0
+ Other Non-cash Items-30.5-13.2-29.3
+ Other — Cash Effects are Investing / Financing-8.2-0.0-6.9
+ Other Reconciling Items-0.10.30.0
Changes in Working Capital
+ Trade Receivables — Current-503.90.00.0
+ Trade Receivables — Non-current0.0324.2-495.6
+ Other Financial Assets — Current23.446.90.0
+ Other Current Assets-1.30.038.0
+ Other Non-current Assets0.0-0.0-2.3
+ Other Bank Balances-2.070.524.6
+ Trade Payables — Current0.5-0.70.7
+ Other Financial Liabilities — Current20.239.00.0
+ Other Financial Liabilities — Non-current0.0-5.00.0
+ Other Current Liabilities0.0-1.8-36.6
+ Other Non-current Liabilities0.00.00.8
+ Provisions — Non-current0.60.62.5
Cash from Operating Activities
Profit Before Tax (per I/S)228.169.177.4145.7
+ Total Adjustments (incl. Working Capital)-802.081.8-908.8
Cash from Operations (pre-tax)-573.9150.9-831.5
+ Interest Received — Operating594.5611.8584.5
+ Interest Paid — Operating265.5240.3205.7
+ Income Taxes Paid57.529.623.7
Cash from Operating Activities-302.4492.8-476.4
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)2.425.43.1
+ Disp of Fixed Assets0.20.00.0
+ Acq of Investment Property925.20.00.0
+ Disp of Investment Property945.80.00.0
+ Purchase of Investments (Equity / Debt)0.0974.71,768.8
+ Sale of Investments (Equity / Debt)0.0951.31,722.2
Cash from Investing Activities18.4-48.8-49.7
Cash from Financing Activities
+ Proceeds from Issue of Shares223.00.61.1
+ Proceeds from Borrowings1,770.8651.21,388.4
+ Repayment of Borrowings1,617.2977.2843.1
+ Payment of Lease Liabilities0.00.40.3
+ Payment of Finance Lease Liabilities0.3
+ Other Inflows / (Outflows) — Financing0.0-169.00.0
Cash from Financing Activities376.4-494.9546.1
Net Changes in Cash (pre-FX)92.4-50.820.0
Net Changes in Cash92.4-50.820.0
Closing Cash118.6
Reference Items
EBITDA494.9310.2284.5364.9
EBITDA Margin %74.8242.5044.0452.37
Free Cash Flow (CFO − Capex)-304.8467.4-479.5-479.5
Free Cash Flow per Basic Share-289.91444.64-456.12-456.12
Cash Flow to Net Income-1.749.46-8.42
Cash Paid for Taxes57.529.623.7
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.