In ₹ Crore except Per Share 12 Months Ending | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 1,047.9 | 1,059.0 | 1,357.3 | 1,405.5 | 1,514.7 | 1,262.2 | 1,056.0 | 1,140.5 | 1,201.8 | 1,334.9 | 1,459.4 | 1,429.7 | |
| Other Income | 1.4 | 1.8 | 1.3 | 4.6 | 1.3 | 1.6 | 1.8 | 2.6 | 2.4 | 2.8 | 7.8 | 4.0 | |
| Total Income | 1,049.3 | 1,060.8 | 1,358.5 | 1,410.1 | 1,516.0 | 1,263.8 | 1,057.8 | 1,143.1 | 1,204.2 | 1,337.7 | 1,467.2 | 1,433.7 | |
| Expenses | |||||||||||||
| + Employee Benefit Expense | 132.9 | 141.6 | 158.7 | 201.0 | 230.2 | 237.3 | 186.7 | 273.9 | 274.5 | 274.3 | 244.3 | 268.6 | |
| + Finance Costs | 26.4 | 35.6 | 55.6 | 55.6 | 75.4 | 83.5 | 80.3 | 82.9 | 93.2 | 127.1 | 133.6 | 129.2 | |
| + Depreciation & Amortisation | 11.2 | 13.1 | 16.7 | 22.6 | 25.6 | 26.7 | 28.5 | 29.9 | 30.7 | 31.5 | 32.9 | 35.1 | |
| + Other Expenses | 262.6 | 319.8 | 423.8 | 489.7 | 371.3 | 334.4 | 379.8 | 423.5 | 342.7 | 347.1 | 414.9 | 472.6 | |
| Total Expenses | 642.1 | 709.8 | 899.8 | 1,013.2 | 943.9 | 876.5 | 822.1 | 978.7 | 910.2 | 964.2 | 1,027.3 | 1,109.0 | |
| EBITDA | 443.4 | 397.9 | 529.9 | 470.4 | 671.8 | 495.9 | 342.7 | 274.7 | 415.4 | 529.3 | 598.6 | 484.9 | |
| EBIT | 432.2 | 384.8 | 513.2 | 447.8 | 646.2 | 469.3 | 314.2 | 244.8 | 384.8 | 497.8 | 565.7 | 449.8 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | 407.2 | 351.0 | 458.8 | 396.8 | 572.1 | 387.3 | 235.7 | 164.4 | 294.0 | 373.5 | 439.9 | 324.7 | |
| Pretax Income | 407.2 | 351.0 | 458.8 | 396.8 | 572.1 | 387.3 | 235.7 | 164.4 | 294.0 | 373.5 | 439.9 | 324.7 | |
| + Current Tax | 100.1 | 88.3 | 111.2 | 101.9 | 146.8 | 101.0 | 59.3 | 50.6 | 81.8 | 104.0 | 120.1 | 95.2 | |
| + Deferred Tax | 2.6 | 2.4 | 7.6 | 2.2 | 1.9 | 4.9 | 1.9 | -0.7 | 0.5 | 0.8 | -0.5 | -1.9 | |
| Tax Expense | 102.7 | 90.7 | 118.8 | 104.1 | 148.7 | 105.9 | 61.2 | 50.0 | 82.3 | 104.8 | 119.7 | 93.3 | |
| + Share of Associates & JVs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -0.1 | -0.0 | -0.0 | |
| Net Income | 304.5 | 260.3 | 339.9 | 292.7 | 423.4 | 281.5 | 174.5 | 114.5 | 211.7 | 268.7 | 320.2 | 231.4 | |
| + Net Income — Continuing Ops | 304.5 | 260.3 | 340.0 | 292.7 | 423.4 | 281.5 | 174.5 | 114.5 | 211.7 | 268.8 | 320.3 | 231.4 | |
| + Net Income — Discontinued Ops | 0.0 | 0.0 | -0.0 | -0.0 | -0.0 | -0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| + Other Comprehensive Income | -0.2 | -0.4 | -0.4 | -1.2 | -0.8 | -1.0 | -0.8 | -0.8 | -0.3 | -1.0 | 0.3 | -4.5 | |
| Total Comprehensive Income | 304.3 | 259.9 | 339.5 | 291.5 | 422.6 | 280.5 | 173.7 | 113.7 | 211.4 | 267.7 | 320.5 | 226.9 | |
| Net Income to Common | 0.0 | 0.0 | — | 0.0 | 423.4 | 0.0 | 0.0 | — | 211.7 | 0.0 | 320.2 | — | |
| Per Share | |||||||||||||
| Basic EPS | 36.31 | 31.02 | 40.48 | 32.55 | 46.98 | 31.25 | 19.33 | 12.66 | 23.39 | 29.59 | 3.52 | 2.54 | |
| Diluted EPS | 35.71 | 30.48 | 39.76 | 31.95 | 46.15 | 30.70 | 18.86 | 12.30 | 22.71 | 28.79 | 3.44 | 2.46 | |
| Revenue Detail — as filed | |||||||||||||
| + Fees & Commission Income | 773.9 | 759.2 | 991.2 | 1,108.0 | 1,149.6 | — | 711.0 | 778.0 | 816.7 | 889.6 | 1,000.0 | 957.5 | |
| + Net Gain on Fair Value Changes | 1.8 | 2.0 | 0.8 | 3.0 | 5.7 | — | 7.2 | 6.2 | 5.7 | 4.5 | 4.5 | 5.3 | |
| Expense Detail — as filed | |||||||||||||
| + Fees & Commission Expense | 207.1 | 197.6 | 241.8 | 241.1 | 242.2 | — | 146.8 | 168.9 | 170.0 | 182.5 | 198.8 | 203.1 | |
| + Impairment on Financial Instruments | 1.9 | 2.1 | 3.1 | 3.3 | -0.9 | — | 0.1 | -0.5 | -0.8 | 1.7 | 2.7 | 0.6 | |
| Continuing & Discontinued Operations | |||||||||||||
| + Discontinued Operations — before Tax | 0.0 | 0.0 | -0.0 | -0.0 | -0.0 | -0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| + Tax — Discontinued Operations | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | -0.2 | -0.4 | -0.4 | -1.2 | -0.8 | — | -0.8 | -0.8 | -0.3 | -1.0 | 0.3 | -4.5 | |
| + Items NOT to be Reclassified to P&L | -0.3 | -0.5 | -0.6 | -1.6 | -1.1 | — | -1.0 | -1.0 | -0.4 | -1.3 | 0.4 | -5.9 | |
| + Tax on Items NOT to be Reclassified | — | — | — | — | — | — | -0.3 | -0.3 | -0.1 | -0.3 | 0.1 | -1.4 | |
| + Tax on Items NOT to be Reclassified — alt tag | -0.1 | -0.1 | -0.1 | -0.4 | -0.3 | — | — | — | — | — | — | — | |
| Comprehensive Income — Owners of Parent | 0.0 | 0.0 | 0.0 | 0.0 | 422.6 | 0.0 | 0.0 | — | 211.4 | 0.0 | 320.5 | — | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | 36.31 | 31.02 | 40.48 | 32.55 | 46.98 | 31.25 | 19.33 | 12.66 | 23.39 | 29.59 | 3.52 | 2.54 | |
| Diluted EPS — Continuing Operations | 35.71 | 30.48 | 39.76 | 31.95 | 46.15 | 30.70 | 18.86 | 12.30 | 22.71 | 28.79 | 3.44 | 2.46 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||||||||||
| Gross Profit | 1,047.9 | 1,059.0 | 1,357.3 | 1,405.5 | 1,514.7 | 1,262.2 | 1,056.0 | 1,140.5 | 1,201.8 | 1,334.9 | 1,459.4 | 1,429.7 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | 407.2 | 351.0 | 458.8 | 396.8 | 572.1 | 387.3 | 235.7 | 164.4 | 294.0 | 373.5 | 439.9 | 324.7 | |
| Net Income Adj (tax-effected) | 304.5 | 260.3 | 339.9 | 292.7 | 423.4 | 281.5 | 174.5 | 114.5 | 211.7 | 268.7 | 320.2 | 231.4 | |
| EPS Adj | 36.31 | 31.02 | 40.48 | 32.55 | 46.98 | 31.25 | 19.33 | 12.66 | 23.39 | 29.59 | 3.52 | 2.54 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 1.00 | 1.00 | |
| Filed Debt Equity | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | |
| Filed Dscr | 0.00 | 0.00 | 0.13 | 0.09 | 0.00 | 0.08 | 0.00 | 0.04 | 0.04 | 0.05 | 0.00 | 0.04 | |
| Filed Iscr | 0.00 | 0.00 | 0.12 | 0.08 | 0.00 | 0.07 | 0.00 | 0.03 | 0.04 | 0.04 | 0.00 | 0.04 | |
| Interest Earned | 181.2 | 212.3 | 247.6 | 294.4 | 359.4 | — | 337.8 | 356.4 | 379.4 | 440.9 | 455.0 | 466.9 | |
| Paid Up Equity Capital | 83.9 | 84.0 | 84.0 | 90.1 | 90.2 | 90.3 | 90.3 | 90.5 | 90.7 | 90.9 | 91.1 | 91.4 | |