| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 21.8% | 21.8% | 37.2% | 39.0% | 36.9% | ||
| 2.0% | 2.0% | 3.2% | 3.0% | 2.6% | ||
Margins & efficiency | ||||||
| 4.0% | 4.0% | 4.1% | — | — | ||
| 53.6% | 53.6% | 45.9% | — | — | ||
| 0.1% | 0.1% | 0.1% | — | — | ||
| 10.6% | 12.5% | 16.6% | 13.6% | 12.9% | ||
Leverage | ||||||
| 11.54× | 11.54× | 10.46× | — | — | ||
| 7.26× | 7.26× | 7.11× | 8.45× | 8.02× | ||
Additional | ||||||
| 26.5% | 25.7% | 27.0% | 23.2% | 27.4% | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 36.93 | 38.96 | 37.20 | 21.80 | 21.80 | |
| Return on Assets | 2.58 | 3.04 | 3.23 | 1.97 | 1.97 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | — | — | 4.05 | 3.95 | 3.95 | |
| Cost to Income | — | — | 45.94 | 53.56 | 53.56 | |
| Credit Cost (impairment / avg loans) | — | — | 0.08 | 0.12 | 0.12 | |
| Net Income Margin | 12.89 | 13.57 | 16.57 | 12.48 | 10.62 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | — | — | 10.46 | 11.54 | 11.54 | |
| Total Debt/Equity | 8.02 | 8.45 | 7.11 | 7.26 | 7.26 | |
| Additional | ||||||
| Effective Tax Rate | 27.37 | 23.16 | 27.01 | 25.71 | 26.47 | |