In ₹ Crore except Per Share Latest Annual	BIRLAMONEY FY26	EMKAY FY26	INDOTHAI FY26	ARIHANTCAP FY26	Peer Average
Valuation — at last close
P/E	10.32×	43.99×	◆ 5.29×	31.96×	27.08× -62%
P/B	2.01×	1.79×	◆ 1.29×	2.28×	1.79× +12%
EV/EBITDA	—	◆ -4.67×	3.11×	11.07×	3.17×
Market Cap	₹604 Cr	₹682 Cr	₹367 Cr	₹1,005 Cr	₹685 Cr -12%
Growth
Revenue CAGR 3Y	21.24%	22.91%	◆ 139.47%	14.38%	58.92% -64%
Revenue CAGR 5Y	19.71%	18.33%	◆ 36.51%	12.22%	22.35% -12%
Net Income CAGR 3Y	◆ 19.93%	2.60%	—	2.62%	2.61% +664%
Revenue YoY (latest Q)	29.28%	◆ 109.96%	-39.69%	53.47%	41.25% -29%
Net Income YoY (latest Q)	7.37%	◆ 6643.39%	-272.19%	69.17%	2146.79% -100%
Profitability
EBITDA Margin	—	7.49%	◆ 82.88%	32.26%	40.88%
NIM (banks)	3.95%	—	—	—	—
Net Income Margin	12.48%	4.03%	◆ 63.73%	15.28%	27.68% -55%
Return on Common Equity	21.80%	4.45%	◆ 28.57%	7.62%	13.55% +61%
Return on Assets	1.97%	1.02%	◆ 21.98%	3.34%	8.78% -78%
Credit & Quality
Total Debt/Equity	7.26×	0.27×	◆ 0.09×	0.54×	0.30× +2320%
Interest Coverage	—	1.14×	◆ 32.75×	2.91×	12.27×
Cost/Income (banks)	53.56%	—	—	—	—
Scale — latest FY
Revenue / Total Income	₹469 Cr	₹377 Cr	₹104 Cr	₹206 Cr	₹229 Cr +105%
Net Income	₹58.5 Cr	₹15.2 Cr	₹66.2 Cr	₹31.5 Cr	₹37.6 Cr +55%
Total Assets	₹3,466 Cr	₹1,740 Cr	₹374 Cr	₹1,098 Cr	₹1,071 Cr +224%
EPS	₹10.35	₹5.92	₹5.39	₹2.87	₹4.73 +119%
Book Value per Share	₹53.13	₹145.35	₹22.07	₹40.23	₹69.22 -23%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.