Market closed · data as of 27 Aug 2026 · source NSE via Alphave. Open the live chart →
Indian Overseas Bank is a Chennai-headquartered public sector bank offering retail, agriculture, MSME and corporate banking, with a branch network concentrated in South India, especially Tamil Nadu. After a long stretch under prompt corrective action due to bad loans, it returned to profitability and exited PCA. Revenue is driven by net interest income; government shareholding remains very high, keeping public float low.
It is a mid-tier public sector bank, among the smaller nationalised banks post-consolidation.
Indian Overseas Bank is a constituent of NIFTY 500, NIFTY PSU BANK, NIFTY SMALLCAP 250. See where it sits on the market heatmap →
Consolidated annual figures taken from Indian Overseas Bank's own filed statements — not estimates, and not restated by us. The most recent period shown is FY26 (year ended 31 Mar 2026).
Per-share figures are not restated. Shares outstanding changed from 1925.66 crore to 0.01 crore in FY26, consistent with a bonus issue or stock split. Each year's EPS and book value below are as that year was filed, on that year's share count — so the per-share line falls across FY26 even where profit did not. Compare the absolute figures (EBITDA, free cash flow, total debt) and the margins across that boundary, not the per-share ones.
| Metric | FY26 | FY25 | FY24 |
|---|---|---|---|
| EPS (basic, ₹) | 2.81 | 1.79 | 1.40 |
| Book value / share (₹) | 27,46,974.46 | 16.74 | 14.58 |
| Return on equity | 14.7% | 10.5% | 9.7% |
| EBITDA | ₹632 Cr | ₹-1,034 Cr | ₹-2,243 Cr |
| Free cash flow | ₹4,134 Cr | ₹2,236 Cr | ₹-1,484 Cr |
| Shares outstanding | 1,34,660 | 19,25,65,90,000 | 18,90,24,10,000 |
Open the full income statement, balance sheet and cash flow for IOB →
As disclosed for the quarter ended 30 Jun 2026.
Institutional ownership changes quarter to quarter. See daily FII and DII flows across the market →
Companies Alphave classifies in the same sub-sector, closest by market capitalisation.