Market closed · data as of 27 Aug 2026 · source NSE via Alphave. Open the live chart →
India Shelter Finance is an affordable housing finance company providing small-ticket home loans and loans against property to low- and middle-income, largely self-employed borrowers in tier-2/3 cities, with a concentration in states such as Rajasthan, Maharashtra and Madhya Pradesh. Listed in December 2023, its revenue is driven by net interest income on a granular, retail secured book with high yields typical of the informal-income segment.
It is a mid-sized but fast-growing player among listed affordable housing financiers.
India Shelter Finance Corporation Ltd. is a constituent of NIFTY MICROCAP 250. See where it sits on the market heatmap →
Consolidated annual figures taken from India Shelter Finance Corporation Ltd.'s own filed statements — not estimates, and not restated by us. The most recent period shown is FY26 (year ended 31 Mar 2026).
| Metric | FY26 | FY25 | FY24 |
|---|---|---|---|
| EPS (basic, ₹) | 46.46 | 35.18 | 26.32 |
| Book value / share (₹) | 294.06 | 251.05 | 214.73 |
| Return on equity | 15.7% | 13.9% | 10.8% |
| Operating margin | 71.8% | 71.5% | 69.4% |
| Net margin | 32.9% | 32.4% | 29.8% |
| EBITDA | ₹1,110 Cr | ₹845 Cr | ₹586 Cr |
| Free cash flow | ₹-1,211 Cr | ₹-1,444 Cr | ₹-1,469 Cr |
| Interest coverage | 2.5 | 2.4 | 2.0 |
| Shares outstanding | 10,87,58,400 | 10,78,95,200 | 10,70,51,200 |
Open the full income statement, balance sheet and cash flow for INDIASHLTR →
As disclosed for the quarter ended 30 Jun 2026.
Institutional ownership changes quarter to quarter. See daily FII and DII flows across the market →
Companies Alphave classifies in the same sub-sector, closest by market capitalisation.