In ₹ Crore except Per Share Latest Annual	SUMMITSEC FY26	BFINVEST FY26	PNBGILTS FY26	SCILAL FY26	Peer Average
Valuation — at last close
P/E	14.20×	◆ 5.26×	7.52×	57.02×	23.27× -39%
P/B	0.17×	0.17×	◆ 0.08×	0.55×	0.27× -35%
EV/EBITDA	10.63×	14.30×	—	◆ -39.43×	-12.57× +185%
Market Cap	₹1,485 Cr	₹1,484 Cr	₹137 Cr	₹1,647 Cr	₹1,089 Cr +36%
Growth
Revenue CAGR 3Y	◆ 41.88%	34.73%	11.37%	—	23.05% +82%
Revenue CAGR 5Y	◆ 37.83%	35.99%	10.06%	—	23.03% +64%
Net Income CAGR 3Y	◆ 41.33%	2.84%	—	—	2.84% +1355%
Revenue YoY (latest Q)	◆ 48.46%	19.67%	-1.60%	25.12%	14.40% +237%
Net Income YoY (latest Q)	74.83%	◆ 279.81%	198.86%	180.43%	219.70% -66%
Profitability
EBITDA Margin	◆ 96.86%	83.89%	—	-179.06%	-47.59% +304%
NIM (banks)	—	—	1.46%	—	1.46%
Net Income Margin	72.62%	◆ 369.47%	10.69%	123.69%	167.95% -57%
Return on Common Equity	1.14%	3.65%	◆ 11.16%	0.96%	5.26% -78%
Return on Capital Employed	—	—	—	-1.26%	-1.26%
Return on Assets	0.99%	◆ 3.32%	0.70%	0.82%	1.61% -39%
Credit & Quality
Total Debt/Equity	◆ 0.00×	0.00×	14.55×	0.00×	4.85× -100%
Interest Coverage	—	—	—	-4412.00×	-4412.00×
Cost/Income (banks)	—	—	13.66%	—	13.66%
Scale — latest FY
Revenue / Total Income	₹144 Cr	₹76.3 Cr	₹1,699 Cr	₹23.3 Cr	₹599 Cr -76%
Net Income	₹105 Cr	₹282 Cr	₹182 Cr	₹28.8 Cr	₹164 Cr -36%
Total Assets	₹9,811 Cr	₹9,394 Cr	₹27,060 Cr	₹3,550 Cr	₹13,335 Cr -26%
EPS	₹95.98	₹74.87	₹10.09	₹0.62	₹28.53 +236%
Book Value per Share	₹7,847.04	₹2,266.82	₹949.76	₹64.51	₹1,093.7 +617%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.