PNB Gilts profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	11.2%	11.2%	16.2%	5.4%	−6.1%
	0.7%	0.7%	1.0%	0.3%	−0.4%
	1.5%	1.5%	0.8%	0.5%	1.2%
	13.7%	13.7%	9.5%	28.7%	11.6%
	11.1%	10.7%	13.9%	4.4%	−6.3%
Leverage
	15.83×	15.83×	15.99×	18.45×	17.06×
	14.55×	14.55×	14.48×	16.84×	15.27×
Additional
	23.1%	24.8%	25.1%	29.8%	9.2%
	—	9.9%	7.7%	0.0%	−116.6%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

PNBGILTS₹73.00

PNB Gilts Limited

· Banking & Finance

₹ CrorePeersSUMMITSEC BFINVEST STEL VHL SCILAL JPOLYINVST AFSL JINDALPHOTMcap ₹131 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	-6.13	5.36	16.21	11.16	11.16
Return on Assets	-0.36	0.30	0.95	0.70	0.70
Margins & Efficiency
Net Interest Margin (on avg assets)	1.16	0.46	0.81	1.46	1.46
Cost to Income	11.63	28.72	9.50	13.66	13.66
Net Income Margin	-6.28	4.40	13.90	10.69	11.06
Leverage
Leverage (Assets/Equity)	17.06	18.45	15.99	15.83	15.83
Total Debt/Equity	15.27	16.84	14.48	14.55	14.55
Additional
Effective Tax Rate	9.22	29.76	25.06	24.83	23.13
Dvd Payout Ratio	-116.55	0.00	7.72	9.91	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.