In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 7,067.8 | 8,417.2 | 9,374.0 | 10,062.7 | |
| Other Income | 62.8 | 0.0 | 42.5 | 41.8 | |
| Total Income | 7,130.5 | 8,417.2 | 9,416.4 | 10,104.5 | |
| Expenses | |||||
| + Purchases of Stock-in-Trade | 0.0 | 0.0 | 0.0 | 342.0 | |
| + Employee Benefit Expense | 1,329.8 | 1,741.4 | 1,972.8 | 1,966.7 | |
| + Finance Costs | 1,014.1 | 1,298.5 | 1,336.4 | 1,455.7 | |
| + Depreciation & Amortisation | 82.6 | 98.8 | 110.7 | 112.4 | |
| + Other Expenses | 480.3 | 714.6 | 2,142.5 | 2,223.2 | |
| Total Expenses | 4,098.6 | 5,191.0 | 6,951.4 | 7,511.2 | |
| EBITDA | 4,065.9 | 4,623.5 | 3,869.7 | 4,119.7 | |
| EBIT | 3,983.3 | 4,524.7 | 3,759.0 | 4,007.3 | |
| Profit | |||||
| PBT before Exceptional Items | 3,031.9 | 3,226.3 | 2,465.0 | 2,593.3 | |
| Pretax Income | 3,031.9 | 3,226.3 | 2,465.0 | 2,593.3 | |
| + Current Tax | 434.5 | 582.3 | 645.1 | 587.5 | |
| + Deferred Tax | 151.8 | 135.8 | -45.5 | 22.5 | |
| Tax Expense | 586.3 | 718.1 | 599.6 | 610.0 | |
| + Share of Associates & JVs | -0.0 | 0.0 | 7.0 | 0.0 | |
| Net Income | 2,445.6 | 2,508.2 | 1,872.5 | 1,983.3 | |
| + Net Income — Continuing Ops | 2,445.6 | 2,508.2 | 1,865.4 | 1,983.3 | |
| + Other Comprehensive Income | 185.0 | -7.7 | 174.3 | 145.7 | |
| Total Comprehensive Income | 2,630.6 | 2,500.4 | 2,046.7 | 2,129.0 | |
| Net Income to Common | 2,441.1 | 2,501.7 | 1,869.3 | 1,980.2 | |
| Minority Interest | 4.6 | 6.5 | 3.2 | 3.1 | |
| Per Share | |||||
| Basic EPS | 164.63 | 41.82 | 31.12 | 32.92 | |
| Diluted EPS | 162.91 | 41.00 | 30.46 | 32.26 | |
| Revenue Detail — as filed | |||||
| + Sale of Products | 0.0 | 0.0 | 0.0 | 324.7 | |
| + Rental Income | 0.5 | 0.4 | 0.1 | 0.0 | |
| + Dividend Income | 8.6 | 10.0 | 22.0 | 22.3 | |
| + Fees & Commission Income | 3,625.3 | 4,546.3 | 4,694.6 | 4,842.6 | |
| + Net Gain on Fair Value Changes | 1,465.1 | 1,290.4 | 565.9 | 603.1 | |
| + Net Gain on Derecognition — Amortised Cost | 0.0 | 0.0 | 0.0 | 5.9 | |
| + Share of P&L — Partnership Firms / LLPs | 0.0 | 0.0 | 9.4 | — | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 1,137.8 | 1,329.1 | 1,321.9 | 1,348.5 | |
| + Impairment on Financial Instruments | 54.0 | 8.7 | 67.0 | 62.7 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 185.0 | -7.7 | 174.3 | 145.7 | |
| + Items NOT to be Reclassified to P&L | 186.1 | 4.3 | 201.0 | 169.2 | |
| + Tax on Items NOT to be Reclassified | — | 7.9 | 29.6 | 25.0 | |
| + Tax on Items NOT to be Reclassified — alt tag | 1.2 | — | — | — | |
| + Items to be Reclassified to P&L | — | -5.5 | 3.8 | 1.9 | |
| + Tax on Items to be Reclassified | — | -1.4 | 1.0 | 0.5 | |
| Comprehensive Income — Owners of Parent | 2,626.0 | 2,494.0 | 174.1 | 2,347.2 | |
| Comprehensive Income — Non-controlling Interests | 4.6 | 6.5 | 0.2 | 0.9 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 164.63 | 41.82 | 31.12 | 32.92 | |
| Diluted EPS — Continuing Operations | 162.91 | 41.00 | 30.46 | 32.26 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 7,067.8 | 8,417.2 | 9,374.0 | 9,720.7 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 96.60 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 3,031.9 | 3,226.3 | 2,465.0 | 2,593.3 | |
| Net Income Adj (tax-effected) | 2,445.6 | 2,508.2 | 1,872.5 | 1,983.3 | |
| EPS Adj | 164.63 | 41.82 | 31.12 | 32.92 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 1.00 | 1.00 | 6,018.60 | 1.00 | |
| Interest Earned | 1,894.7 | 2,443.3 | 2,621.1 | 2,796.8 | |
| Paid Up Equity Capital | 14.9 | 0.0 | 60.2 | 60.2 | |