In ₹ Crore except Per Share Latest Annual	INDOTHAI FY26	EMKAY FY26	BIRLAMONEY FY26	ARIHANTCAP FY26	Peer Average
Valuation — at last close
P/E	◆ 5.76×	42.74×	10.26×	30.75×	27.92× -79%
P/B	◆ 1.41×	1.74×	2.00×	2.19×	1.98× -29%
EV/EBITDA	3.48×	◆ -5.35×	—	10.50×	2.57× +35%
Market Cap	₹399 Cr	₹663 Cr	₹600 Cr	₹967 Cr	₹743 Cr -46%
Growth
Revenue CAGR 3Y	◆ 139.47%	22.91%	21.24%	14.38%	19.51% +615%
Revenue CAGR 5Y	◆ 36.51%	18.33%	19.71%	12.22%	16.75% +118%
Net Income CAGR 3Y	—	2.60%	◆ 19.93%	2.62%	8.38%
Revenue YoY (latest Q)	-39.69%	◆ 109.96%	29.28%	33.05%	57.43% -169%
Net Income YoY (latest Q)	-272.19%	◆ 6643.39%	7.37%	59.76%	2236.84% -112%
Profitability
EBITDA Margin	◆ 82.88%	7.49%	—	32.26%	19.88% +317%
NIM (banks)	—	—	3.95%	—	3.95%
Net Income Margin	◆ 63.73%	4.03%	12.48%	15.28%	10.60% +501%
Return on Common Equity	◆ 28.57%	4.45%	21.80%	7.62%	11.29% +153%
Return on Assets	◆ 21.98%	1.02%	1.97%	3.34%	2.11% +942%
Credit & Quality
Total Debt/Equity	◆ 0.09×	0.27×	7.26×	0.54×	2.69× -97%
Interest Coverage	◆ 32.75×	1.14×	—	2.91×	2.02× +1517%
Cost/Income (banks)	—	—	53.56%	—	53.56%
Scale — latest FY
Revenue / Total Income	₹104 Cr	₹377 Cr	₹469 Cr	₹206 Cr	₹350 Cr -70%
Net Income	₹66.2 Cr	₹15.2 Cr	₹58.5 Cr	₹31.5 Cr	₹35 Cr +89%
Total Assets	₹374 Cr	₹1,740 Cr	₹3,466 Cr	₹1,098 Cr	₹2,102 Cr -82%
EPS	₹5.39	₹5.92	₹10.35	₹2.87	₹6.38 -16%
Book Value per Share	₹22.07	₹145.35	₹53.13	₹40.23	₹79.57 -72%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.