| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 20.2% | 20.2% | 15.7% | 13.2% | 11.4% | ||
| 2.7% | 2.7% | 2.4% | 2.4% | 2.1% | ||
Margins & efficiency | ||||||
| 2.8% | 2.8% | 3.1% | — | 3.1% | ||
| 9.7% | 9.7% | 10.3% | 4.8% | 14.0% | ||
| −0.1% | −0.1% | −0.3% | — | −0.1% | ||
| 30.5% | 30.7% | 26.3% | 27.2% | 24.0% | ||
Leverage | ||||||
| 7.59× | 7.59× | 7.15× | 5.62× | 5.24× | ||
| 6.45× | 6.45× | 5.97× | 1.92× | 4.07× | ||
Additional | ||||||
| −24.0% | −25.2% | 25.5% | 25.6% | 25.7% | ||
| — | 26.3% | 42.5% | 43.5% | 0.0% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 11.38 | 13.21 | 15.67 | 20.20 | 20.20 | |
| Return on Assets | 2.13 | 2.43 | 2.44 | 2.73 | 2.73 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | 3.10 | — | 3.11 | 2.82 | 2.82 | |
| Cost to Income | 14.01 | 4.82 | 10.33 | 9.70 | 9.70 | |
| Credit Cost (impairment / avg loans) | -0.09 | — | -0.33 | -0.13 | -0.13 | |
| Net Income Margin | 24.01 | 27.19 | 26.27 | 30.68 | 30.55 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | 5.24 | 5.62 | 7.15 | 7.59 | 7.59 | |
| Total Debt/Equity | 4.07 | 1.92 | 5.97 | 6.45 | 6.45 | |
| Additional | ||||||
| Effective Tax Rate | 25.67 | 25.56 | 25.50 | -25.23 | -24.04 | |
| Dvd Payout Ratio | 0.00 | 43.51 | 42.49 | 26.32 | — | |