Go Digit General Insurance profit and loss

Latest FY26

EBITDA: ₹162cr+60.8% on FY25
Net profit: ₹544cr+28.1% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025

Expenses
	470	470	324
	116	162	100
	116	162	100
Profit
	586	632	425
	492	544	425
Per share
	₹5.31	₹5.88	₹4.62
Revenue detail — as filed
	10,377	10,197	9,480
	1,351	1,313	1,109
Expense detail — as filed
	377	368	322
	2,387	2,344	2,228
	2,387	2,344	2,228
	572	566	406
	12.0	10.2	0.0
Profit build-up — alternate / pre-Ind-AS tags
	586	632	425
	586	632	425
	94.1	87.3	0.0
	492	544	425
	86.4	544	425
Per share — as-filed variants
	₹0.93	₹5.89	₹4.65
	₹0.93	₹5.88	₹4.62
Appropriations & transfers
	867	917	615
	3,811	—	—
Insurance — revenue account (Policyholders')
	8,556	8,414	8,046
	11,043	11,294	10,282
	8,465	8,321	8,231
	829	803	778
	560	556	406
	4,631	4,487	3,872
	6,294	6,133	5,859
	1,662	1,646	1,987
	—	4,782	3,639
	—	12,470	10,412
Insurance — Shareholders' account
	1,158	1,198	831
	290	278	216
	867	917	615
	0.0	0.1	0.1
	0.0	0.1	0.1
Insurance — result & transfers
	−954	−866	−819
	867	917	615
	2.0	2.4	0.4
Insurance — IRDAI ratios (as filed, not percentages)
	2.42×	2.42×	2.24×
	₹0.02	₹2.42	₹0.02
	₹1.12	₹1.11	₹1.09
	₹0.73	₹0.73	₹0.73
	₹0.77	₹0.74	₹0.80
	₹0.39	₹0.41	₹0.39
Direct-method operating receipts — filed in the P&L block
	—	1,052	883
Regulatory disclosures — filed alongside, not part of the P&L
	₹1.00	₹1.00	₹116.00
	₹1.00	₹1.00	₹116.00

Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

GODIGIT₹269.95

Go Digit General Insurance Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersICICIGI STARHEALTH NIVABUPA HOMEFIRST IEX J&KBANK CHOICEIN CANHLIFEMcap ₹24,991 Cr

View

In ₹ Crore except Per Share 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Other Income	—	324.5	470.2	470.3
Expenses
EBITDA	—	100.5	161.5	116.2
EBIT	—	100.5	161.5	116.2
Profit
Pretax Income	—	424.9	631.7	586.5
Net Income	—	424.9	544.4	492.4
Per Share
Basic EPS	—	4.62	5.88	5.31
Revenue Detail — as filed
+ Operating Income	—	9,479.5	10,197.2	10,377.1
+ Income from Investments (net)	—	1,109.1	1,312.7	1,350.5
Expense Detail — as filed
+ Employee Remuneration & Welfare	—	321.5	368.3	377.4
+ Commission (net)	—	2,228.4	2,344.2	2,387.3
+ Commission & Brokerage (net)	—	2,228.4	2,344.2	2,387.3
+ Non-operating Expense	—	405.7	566.3	571.9
+ Non-operating Provision — Doubtful Debts	—	0.0	10.2	12.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit before Extraordinary Items	—	424.9	631.7	586.5
Profit / (Loss) before Tax — alt tag	—	424.9	631.7	586.5
+ Provision for Tax	—	0.0	87.3	94.1
Profit / (Loss) after Tax	—	424.9	544.4	492.4
Profit Carried to Balance Sheet	—	424.9	544.4	86.4
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	—	4.65	5.89	0.93
Basic & Diluted EPS after Extraordinary (not annualised)	—	4.62	5.88	0.93
Appropriations & Transfers
+ Transfer to Profit & Loss Account	—	614.6	917.4	866.9
Reserves & Surplus excl. Revaluation Reserve	—	—	—	3,811.0
Insurance — Revenue Account (Policyholders')
Premium Earned	—	8,046.0	8,414.3	8,556.3
+ Gross Premiums Written	—	10,282.1	11,294.1	11,043.2
+ Net Premium Written	—	8,230.8	8,321.3	8,464.9
+ Operating Expenses — Insurance Business	—	777.6	802.6	829.4
+ Non-operating Expenses — Non-insurance	—	405.7	556.1	559.9
+ Claims Paid	—	3,871.7	4,487.2	4,631.2
+ Incurred Claims	—	5,859.0	6,133.0	6,293.6
+ Change in Outstanding Claims	—	1,987.3	1,645.9	1,662.4
+ Payments — Premiums, Claims, Annuities & Benefits	—	3,638.6	4,781.8	—
+ Receipts — Premiums, Claims, Annuities & Benefits	—	10,411.7	12,470.2	—
Insurance — Shareholders' Account
+ Income — Shareholders' Account	—	830.6	1,198.0	1,158.4
+ Shareholders' Investment Income	—	215.7	278.2	289.5
+ Transfer from Policyholders' Fund	—	614.6	917.4	866.9
With Unrealised Gains	—	0.1	0.1	0.0
Without Unrealised Gains	—	0.1	0.1	0.0
Insurance — Result & Transfers
Underwriting Profit / (Loss)	—	-819.0	-865.5	-953.9
Operating Profit / (Loss)	—	614.6	917.4	866.9
+ Other Income — Shareholders' Account	—	0.4	2.4	2.0
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio (x, one scale)	—	2.24	2.42	2.42
Solvency Ratio (as filed)	—	0.02	2.42	0.02
Combined Ratio	—	1.09	1.11	1.12
Incurred Claim Ratio	—	0.73	0.73	0.73
Net Retention Ratio	—	0.80	0.74	0.77
Expenses of Management Ratio	—	0.39	0.41	0.39
Direct-method Operating Receipts — filed in the P&L block
+ Other Operating Cash Payments	—	883.4	1,051.9	—
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — Received	—	116.00	1.00	1.00
Investor Complaints — Disposed	—	116.00	1.00	1.00
Other Filed Concepts — mapped but not yet placed in the schedule
Operating Expenses	—	8,865.0	9,279.8	9,510.2
Other Operating Expenses	—	456.1	434.3	451.9

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.