Market closed · data as of 27 Aug 2026 · source NSE via Alphave. Open the live chart →
L&T Finance (formerly L&T Finance Holdings, merged into a single lending entity) is a retail-focused NBFC under its Lakshya strategy, having largely run down its wholesale/infrastructure book. Retail products include rural group loans/microfinance, farmer (tractor) finance, two-wheeler loans, personal and consumer loans, home loans/LAP and SME finance. Promoted by Larsen & Toubro, which remains majority owner.
One of India's larger diversified retail NBFCs, with leading positions in tractor and rural finance.
L&T Finance Ltd. is a constituent of NIFTY 200, NIFTY 500, NIFTY MIDCAP 100, NIFTY MIDCAP 150. See where it sits on the market heatmap →
Consolidated annual figures taken from L&T Finance Ltd.'s own filed statements — not estimates, and not restated by us. The most recent period shown is FY26 (year ended 31 Mar 2026).
| Metric | FY26 | FY25 | FY24 |
|---|---|---|---|
| EPS (basic, ₹) | 11.92 | 10.61 | 9.34 |
| Book value / share (₹) | 111.94 | 102.74 | 94.53 |
| Return on equity | 10.7% | 10.3% | 9.9% |
| Operating margin | 60.0% | 59.5% | 58.4% |
| Net margin | 16.6% | 16.6% | 17.1% |
| EBITDA | ₹10,953 Cr | ₹9,610 Cr | ₹8,046 Cr |
| Free cash flow | ₹-14,429 Cr | ₹-16,782 Cr | ₹555 Cr |
| Interest coverage | 1.6 | 1.6 | 1.5 |
| Shares outstanding | 2,50,43,90,000 | 2,49,48,70,000 | 2,48,89,40,000 |
Open the full income statement, balance sheet and cash flow for LTF →
As disclosed for the quarter ended 30 Jun 2026.
Institutional ownership changes quarter to quarter. See daily FII and DII flows across the market →
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