Market closed · data as of 27 Aug 2026 · source NSE via Alphave. Open the live chart →
Jammu & Kashmir Bank is an old private-sector bank majority owned by the Government of Jammu & Kashmir, functioning as the dominant banker in the J&K and Ladakh union territories where it handles significant government business, alongside a pan-India presence. Revenue is driven by net interest income on a book weighted toward the J&K region's retail, agriculture, trade and government-linked lending, with a strong low-cost deposit franchise in its home territory.
It is the dominant bank in Jammu & Kashmir by branches, deposits and government banking business.
Jammu & Kashmir Bank Ltd. is a constituent of NIFTY 500, NIFTY SMALLCAP 250. See where it sits on the market heatmap →
Consolidated annual figures taken from Jammu & Kashmir Bank Ltd.'s own filed statements — not estimates, and not restated by us. The most recent period shown is FY26 (year ended 31 Mar 2026).
| Metric | FY26 | FY25 | FY24 |
|---|---|---|---|
| EPS (basic, ₹) | 21.42 | 18.91 | 16.84 |
| Book value / share (₹) | 149.82 | 129.01 | 110.71 |
| Return on equity | 14.3% | 14.7% | 14.5% |
| EBITDA | ₹2,013 Cr | ₹1,792 Cr | ₹1,550 Cr |
| Free cash flow | ₹-1,707 Cr | ₹2,621 Cr | ₹-1,110 Cr |
| Shares outstanding | 1,10,13,00,000 | 1,10,13,00,000 | 1,10,13,00,000 |
Open the full income statement, balance sheet and cash flow for J&KBANK →
As disclosed for the quarter ended 30 Jun 2026.
Institutional ownership changes quarter to quarter. See daily FII and DII flows across the market →
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