| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 9.8% | 9.8% | 9.0% | 8.7% | 9.0% | ||
| 5.5% | 5.5% | 4.9% | 4.4% | 4.1% | ||
Margins & efficiency | ||||||
| 6.4% | 6.4% | 5.1% | 4.6% | 5.0% | ||
| 15.2% | 15.2% | 19.9% | 19.7% | 22.5% | ||
| 53.0% | 45.1% | 41.3% | 37.7% | 38.0% | ||
Leverage | ||||||
| 1.83× | 1.83× | 1.73× | 1.93× | 2.01× | ||
| 0.82× | 0.82× | 0.71× | 0.90× | 0.98× | ||
Additional | ||||||
| 21.3% | 20.8% | 18.9% | 20.0% | 19.6% | ||
| — | 22.5% | 22.3% | 23.8% | 12.3% | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 9.00 | 8.65 | 9.00 | 9.75 | 9.75 | |
| Return on Assets | 4.10 | 4.39 | 4.93 | 5.47 | 5.47 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | 4.97 | 4.58 | 5.07 | 6.43 | 6.43 | |
| Cost to Income | 22.46 | 19.66 | 19.93 | 15.21 | 15.21 | |
| Net Income Margin | 38.00 | 37.67 | 41.26 | 45.11 | 52.96 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | 2.01 | 1.93 | 1.73 | 1.83 | 1.83 | |
| Total Debt/Equity | 0.98 | 0.90 | 0.71 | 0.82 | 0.82 | |
| Additional | ||||||
| Effective Tax Rate | 19.59 | 19.99 | 18.91 | 20.75 | 21.35 | |
| Dvd Payout Ratio | 12.33 | 23.81 | 22.30 | 22.50 | — | |